Carnival World Mastercard

Carnival World Mastercard Review

This is a rewards card issued by Barclays Bank. If you're wondering whether Carnival World Mastercard is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 27.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Carnival World Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Carnival World Mastercard

The Good

The Bad

0% APR balance transfer intro rate on balance transfers for up to 15 months. 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 17.99% up to 27.99%. No annual fee. Identity Theft Protection. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on their purchases. Carnival World Mastercard reports to multiple credit bureaus.

Higher than average purchase APRs. You need good credit to qualify. Charges a 5% balance transfer fee.

Carnival World Mastercard FAQ

Does Carnival World Mastercard have a cash back or rewards program?

Carnival World Mastercard is a travel rewards card.

Carnival World Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000

What are the Carnival World Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Carnival World Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Carnival World Mastercard has a variable purchase APR that ranges from 17.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 27.99%. It also has a variable cash advance APR of 27.49% .

What are the fees for Carnival World Mastercard?

The following fees apply:

Carnival World Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Carnival World Mastercard report your account activity to credit bureaus?

Yes, Carnival World Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Carnival World Mastercard

• Visit the Carnival World Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.