Choice Privileges Visa Signature® Card Review

Choice Privileges Visa Signature® Card is a rewards credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Choice Privileges Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Choice Privileges Visa Signature® Card cash back or rewards program?

Choice Privileges Visa Signature® Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

• Every Purchase
• Hotels

Choice Privileges Visa Signature® Card Rewards

Rewards rate (all purchases)	2%
Max rewards rate	15%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	32000
Signup Bonus Spend Requirement	$1000
Annual Loyalty Bonus (Points/Miles)	8000
Annual Loyalty Bonus Spend Requirement	$10000

What are the Choice Privileges Visa Signature® Card benefits?

Choice Privileges Visa Signature® Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Choice Privileges Visa Signature® Card?

Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 16.74% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.74% up to 26.49%.

It also has a variable cash advance APR starting at 26.74% .

What are the Choice Privileges Visa Signature® Card fees?

No Annual Fee. Choice Privileges Visa Signature® Card does not charge an annual fee.

3% Foreign transaction fees. Choice Privileges Visa Signature® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Choice Privileges Visa Signature® Card:

Choice Privileges Visa Signature® Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does Choice Privileges Visa Signature® Card report your account activity to credit bureaus?

Choice Privileges Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Choice Privileges Visa Signature® Card

• Visit the Barclays website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.