
Choice Privileges Visa Signature® Card
in Personal Credit Cards from Barclays Bank
Would you recommend Choice Privileges Visa Signature® Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 15.24% - 24.99% |
Balance Transfer APR (Variable APR) | 15.24% - 24.99% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Choice Privileges Visa Signature® Card Review
Choice Privileges Visa Signature® Card is a rewards credit card issued by Barclays Bank. If you're wondering whether Choice Privileges Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 15 points per dollar spent.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of 32000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 15.24% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Choice Privileges Visa Signature® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
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Is there a Choice Privileges Visa Signature® Card cash back or rewards program?
Choice Privileges Visa Signature® Card offers a rewards program to its customers.
Minimum rewards rate | 2x |
Max rewards rate | 15x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 32000 |
Signup Bonus Spend Requirement | $1000 |
Annual Loyalty Bonus (Points/Miles) | 8000 |
Annual Loyalty Bonus Spend Requirement | $10000 |
Does Choice Privileges Visa Signature® Card have a signup bonus?
Choice Privileges Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 32000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Choice Privileges Visa Signature® Card offer an annual loyalty bonus?
Choice Privileges Visa Signature® Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 8000 points after spending $10000 that can be redeemed for travel, gifts, and other perks.What are the Choice Privileges Visa Signature® Card benefits?
Choice Privileges Visa Signature® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Choice Privileges Visa Signature® Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Choice Privileges Visa Signature® Card has lower than average purchase APRs.Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 15.24% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 24.99%. It also has a variable cash advance APR of 25.24% .
Does Choice Privileges Visa Signature® Card have an introductory APR offer on balance transfers?
Yes, Choice Privileges Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
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Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 15.24% - 24.99% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Choice Privileges Visa Signature® Card have an introductory APR offer on new purchases?
Choice Privileges Visa Signature® Card does not offer an introductory rate on new purchases.Description |
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What are the fees for Choice Privileges Visa Signature® Card?
The following fees apply to Choice Privileges Visa Signature® Card:
- There is no overlimit fee
Fees | Amount |
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Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $39 |
Late Payment Fee | up to $39 |
Does Choice Privileges Visa Signature® Card have a foreign transaction fee?
Choice Privileges Visa Signature® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Choice Privileges Visa Signature® Card report your account activity to credit bureaus?
Yes, Choice Privileges Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Choice Privileges Visa Signature® Card
- Visit the Choice Privileges Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 - Visit Site
Other Services by Barclays Bank

Availability
- Alabama
- Alaska
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- Delaware
- Washington, DC
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Feature Breakdown
Every Purchase (Points) | 5 points per eligible $1 spent on the purchase of hoice Privileges, 15 points per $1 spent at eligible Choice Privileges locations. |
Choice Privileges Visa Signature® Card Community Reviews
Would you recommend Choice Privileges Visa Signature® Card to your friends?
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