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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 15.24% - 24.99% |
| Balance Transfer APR (Variable APR) | 15.24% - 24.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Choice Privileges Visa Signature® Card Review
This is a rewards credit card issued by Barclays Bank. If you're wondering whether Choice Privileges Visa Signature® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 15 reward points per dollar spent.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of 32000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 15.24% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Choice Privileges Visa Signature® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
|---|---|
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Does Choice Privileges Visa Signature® Card have a cash back or rewards program?
Choice Privileges Visa Signature® Card is a travel rewards card.
| Minimum rewards rate | 2x |
| Max rewards rate | 15x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 32000 |
| Signup Bonus Spend Requirement | $1000 |
| Annual Loyalty Bonus (Points/Miles) | 8000 |
| Annual Loyalty Bonus Spend Requirement | $10000 |
Does Choice Privileges Visa Signature® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 32000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Choice Privileges Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 8000 points after spending $10000 that can be redeemed for travel, gifts, and other perks.What are the Choice Privileges Visa Signature® Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Choice Privileges Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 15.24% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 24.99%. It also has a variable cash advance APR of 25.24% .
Does Choice Privileges Visa Signature® Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 15.24% - 24.99% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Choice Privileges Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Choice Privileges Visa Signature® Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Choice Privileges Visa Signature® Card have a foreign transaction fee?
Choice Privileges Visa Signature® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Choice Privileges Visa Signature® Card?
The Choice Privileges Visa Signature® Card customer service number is (888) 770-6800.
What is the support contact email for Choice Privileges Visa Signature® Card?
The support contact email for Choice Privileges Visa Signature® Card is online@barclaysus.com.
How do people rate the customer service and user experience of Choice Privileges Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Choice Privileges Visa Signature® Card report your account activity to credit bureaus?
Yes, Choice Privileges Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Choice Privileges Visa Signature® Card
- Visit the Choice Privileges Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 - (888) 770-6800
- Visit Site
- Email Support
Other Services by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $0.50 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Choice Privileges Visa Signature® Card Community Reviews
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