Overview

Who is this credit card designed for?

Choice Privileges Visa Signature® Card is a credit card issued by Barclays, which is based in Grand Junction, CO. 

Choice Privileges Visa Signature® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Choice Privileges Visa Signature® Card has a variable purchase APR that ranges from 16.74% up to 26.49%.

The card has a variable balance transfer APR that ranges from 16.74% up to 26.49%.

It also has a variable cash advance APR starting at 26.74%.

Is an introductory APR offer available?

Yes, Choice Privileges Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

Choice Privileges Visa Signature® Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Choice Privileges Visa Signature® Card:

• There is no annual fee.
• A late payment penalty of up to $37.
• Choice Privileges Visa Signature® Card does not charge a returned payment fee.
• There is no overlimit fee
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Choice Privileges Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Hotels

Is a signup bonus offered?

Choice Privileges Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 32000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Choice Privileges Visa Signature® Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 8000 points after spending $10000 that can be redeemed for travel, gifts, and other perks.

What additional benefits are offered?

 Choice Privileges Visa Signature® Card provides the following benefits:

Does Choice Privileges Visa Signature® Card report your account activity to credit bureaus?

Choice Privileges Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.