Is there a Torrid Insider Credit Card cash back or rewards program?

Torrid Insider Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Retail

Torrid Insider Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$15
Signup Bonus Spend Requirement	$50

What are the relevant APRs for Torrid Insider Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Torrid Insider Credit Card has higher than average purchase APRs.

Torrid Insider Credit Card has a variable purchase APR starting at 27.24% .

What are the fees for Torrid Insider Credit Card?

The following fees apply to Torrid Insider Credit Card:

Torrid Insider Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $39

Does Torrid Insider Credit Card report your account activity to credit bureaus?

Torrid Insider Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Torrid Insider Credit Card

• Visit the Torrid Insider Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.