Toyota Rewards Visa Signature
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| Purchase APR (Variable APR) |
17.49% - 26.49% (Verified 09/07/2022) |
| Balance Transfer APR (Variable APR) | 26.99% |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
Toyota Rewards Visa Signature Review
This is a store card issued by Comenity Bank. If you're wondering whether Toyota Rewards Visa Signature is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5x.
- Signup bonus. Offers a signup bonus of 5000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 26.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Toyota Rewards Visa Signature charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. 2x points on eligible fuel purchases.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Toyota Rewards Visa Signature
| The Good | The Bad |
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Toyota Rewards Visa Signature FAQ
Does Toyota Rewards Visa Signature have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Toyota Rewards Visa Signature benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Toyota Rewards Visa Signature?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Toyota Rewards Visa Signature has a variable purchase APR that ranges from 17.49% up to 26.49%. The card has a variable balance transfer APR of 26.99% . The card has a variable cash advance APR of up to 28.49%.
Does Toyota Rewards Visa Signature have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Toyota Rewards Visa Signature have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Toyota Rewards Visa Signature?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $41 |
| Late Payment Fee | up to $41 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Toyota Rewards Visa Signature have a foreign transaction fee?
Toyota Rewards Visa Signature charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Toyota Rewards Visa Signature?
The Toyota Rewards Visa Signature customer service number is (185) 579-69632.
What is the support contact email for Toyota Rewards Visa Signature?
The support contact email for Toyota Rewards Visa Signature is webmaster@comenity.net.
What is the Toyota Rewards Visa Signature login page?
You can access the Toyota Rewards Visa Signature login page here.
How do people rate the customer service and user experience of Toyota Rewards Visa Signature?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Toyota Rewards Visa Signature report your account activity to credit bureaus?
Yes, Toyota Rewards Visa Signature reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Toyota Rewards Visa Signature
- Visit the Toyota Rewards Visa Signature website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - (185) 579-69632
- Visit Site
- Email Support
Other Services by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | Up to $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $41 |
| Late Fee Amount | Up to $41 |
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