Trek Credit Card
in Personal Credit Cards from Comenity
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Would you recommend Trek Credit Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 550 - 850 |
Trek Credit Card Review
Trek Credit Card is a store credit card issued by Comenity.
This card is designed for people who have bad credit. The minimum credit score to apply is 550. If you're wondering whether Trek Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a Trek Credit Card cash back or rewards program?
No, Trek Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Trek Credit Card?
Trek Credit Card has a variable purchase APR of up to 29.24%.Does Trek Credit Card have an introductory APR offer?
Trek Credit Card does not offer an introductory rate on new purchases.What are the Trek Credit Card fees?
The following fees apply to Trek Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $38 |
| Late Payment Fee | up to $38 |
Does Trek Credit Card report your account activity to credit bureaus?
Trek Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Trek Credit Card
- Visit the Comenity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
PO Box 182273
Columbus, OH 43218 - (800) 303-1368
- Visit Site
About Trek Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $38 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | Up to $38 |
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Would you recommend Trek Credit Card to your friends?
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