Trek Credit Card
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend Trek Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 550 - 850 |
| Annual Fee | $0 |
Trek Credit Card Review
Trek Credit Card is a store credit card issued by Comenity. If you're wondering whether Trek Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Trek Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
|
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Trek Credit Card FAQ
Is there a Trek Credit Card cash back or rewards program?
No, Trek Credit Card does not offer a rewards program.
What are the relevant APRs for Trek Credit Card?
Trek Credit Card has a variable purchase APR of up to 29.24%.Does Trek Credit Card have an introductory APR offer on balance transfers?
No, Trek Credit Card does not come with an introductory APR offer for balance transfers.Does Trek Credit Card have an introductory APR offer on new purchases?
Trek Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Trek Credit Card?
The following fees apply to Trek Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $38 |
| Late Payment Fee | up to $38 |
Does Trek Credit Card report your account activity to credit bureaus?
Trek Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Trek Credit Card
- Visit the Trek Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
About Trek Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $38 |
| Late Fee Amount | Up to $38 |
Trek Credit Card Community Reviews
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