Uber Visa Card Review

Uber Visa Card is a cashback credit card issued by Barclays. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.

If you're wondering whether Uber Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Uber Visa Card cash back or rewards program?

Uber Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Uber Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.

This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Hotels
• Restaurants

Uber Visa Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	4%
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$500

What are the Uber Visa Card benefits?

Uber Visa Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Fraud Liability
• Cellular Telephone Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Uber Visa Card?

Uber Visa Card has a variable purchase APR that ranges from 16.49% up to 25.24%. The card has a variable balance transfer APR that ranges from 16.49% up to 25.24%.

It also has a variable cash advance APR starting at 26.49% .

What are the Uber Visa Card fees?

No Annual Fee. Uber Visa Card does not charge an annual fee. No foreign transaction fee. Uber Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Uber Visa Card:

Uber Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$37
Late Payment Fee	$37

Does Uber Visa Card report your account activity to credit bureaus?

Uber Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Uber Visa Card

• Visit the Barclays website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.