Uber Visa Card

Uber Visa Card Review

Uber Visa Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

This is a cashback credit card issued by Barclays Bank. If you're wondering whether Uber credit card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a maximum cashback rewards rate of up to 4x.
• Signup bonus. Offers a signup bonus of up to $100 if you spend $500 within 3 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 28.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Uber Visa Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or better credit required. You will have low approval odds if your credit score is below 690.

Pros & Cons of Uber credit card

The Good	The Bad
No foreign transaction fees No annual fee No limit to points that can be earned. No annual fee. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Uber Visa Card is accepted. Uber Visa Card reports to multiple credit bureaus.	Rewards for Uber spending are not extensive. No intro APR or sign up bonus. Uber Cash cannot be used when traveling outside the U.S. Higher than average purchase APRs. You need good credit to qualify. Charges a 3% balance transfer fee.

Uber credit card FAQ

Does Uber credit card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.

Uber credit card Rewards

Minimum rewards rate	1x
Max rewards rate	4x
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $100
Signup Bonus Spend Requirement	$500
Signup Bonus Spend Period (months)	3 months
Annual Loyalty Bonus	$50
Annual Loyalty Bonus Spend Requirement	$5000

What are the Uber credit card benefits?

It provides the following benefits:

• Zero fraud liability
• Cell Phone Protection
• Reports to major credit bureaus

What are the relevant APRs for Uber credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Uber Visa Card has a variable purchase APR that ranges from 17.99% up to 28.74%. The card has a variable balance transfer APR that ranges from 17.99% up to 28.74%. It also has a variable cash advance APR starting at 28.99% .

What are the fees for Uber credit card?

The following fees apply:

Uber credit card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Uber Visa Card report your account activity to credit bureaus?

Yes, Uber Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Uber credit card

• Visit the Uber credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.