Uber Visa Card Review

Uber Visa Card is a cashback credit card issued by Barclays. 

This card is designed for people with good credit. The minimum credit score to apply is 690. If you're wondering whether Uber Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Uber Visa Card

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. No foreign transaction fee. Earn rewards on every purchase. Uber Visa Card reports to multiple credit bureaus. No foreign transaction fees No annual fee No limit to points that can be earned.	Higher than average purchase APRs. Rewards for Uber spending are not extensive. No intro APR or sign up bonus. Uber Cash cannot be used when traveling outside the U.S.

Is there a Uber Visa Card cash back or rewards program?

Uber Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Uber Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.

Uber Visa Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	4%
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$500
Signup Bonus Spend Period (months)	3 months
Annual Loyalty Bonus	$50
Annual Loyalty Bonus Spend Requirement	$5000

What are the Uber Visa Card benefits?

Uber Visa Card provides the following benefits:

• Zero fraud liability
• Cellular Telephone Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Uber Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Uber Visa Card has higher than average purchase APRs.

Uber Visa Card has a variable purchase APR that ranges from 17.99% up to 28.74%. The card has a variable balance transfer APR that ranges from 17.99% up to 28.74%. It also has a variable cash advance APR starting at 28.99% .

Uber Visa Card Balance Transfers

Description
Balance Transfer APR	17.99% - 28.74%
Introductory Rate	N/A
Intro APR period (months)	N/A

Uber Visa Card Rates & Terms

Description
Balance Computation	daily balance (including new purchases)
Purchase APR	17.99% - 28.74%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Starting at 28.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Uber Visa Card fees?

The following fees apply to Uber Visa Card:

Uber Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Uber Visa Card report your account activity to credit bureaus?

Uber Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Uber Visa Card

• Visit the Uber Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.