Uber Visa Card Review

Uber Visa Card is a cashback credit card issued by Barclays Bank. If you're wondering whether Uber Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a cashback rewards rate of up to 4%.
• Earn 1% cash back on everyday purchases.
• Signup bonus. Offers a signup bonus of $100 if you spend $500 within 3 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 28.74%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Uber Visa Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Good or better credit required. You should probably try with another card if your credit score is below 690.

Uber Visa Card Pros and Cons:

The Good	The Bad
No foreign transaction fees No annual fee No limit to points that can be earned. No annual fee. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Uber Visa Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Rewards for Uber spending are not extensive. No intro APR or sign up bonus. Uber Cash cannot be used when traveling outside the U.S. Higher than average purchase APRs. Requires good to excellent credit. Charges a 3% balance transfer fee.

Is there a Uber Visa Card cash back or rewards program?

Uber Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Uber Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 4% for purchases in a bonus category.

Uber Visa Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	4%
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$500
Signup Bonus Spend Period (months)	3 months
Annual Loyalty Bonus	$50
Annual Loyalty Bonus Spend Requirement	$5000

What are the Uber Visa Card benefits?

Uber Visa Card provides the following benefits:

• Zero fraud liability
• Cellular Telephone Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Uber Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Uber Visa Card has higher than average purchase APRs.

Uber Visa Card has a variable purchase APR that ranges from 17.99% up to 28.74%. The card has a variable balance transfer APR that ranges from 17.99% up to 28.74%. It also has a variable cash advance APR starting at 28.99% .

What are the fees for Uber Visa Card?

The following fees apply to Uber Visa Card:

Uber Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Uber Visa Card report your account activity to credit bureaus?

Uber Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Uber Visa Card

• Visit the Uber Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.