Last Updated: 07/28/2025
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 850
Annual Fee
$239.40
Number of Reviews
Unique Platinum Card Review
This is a card issued by Unique Card Services. If you're wondering whether Unique Platinum Card is the right card for you, read on.
Key Takeaways
- APRs: Unique Platinum Card has a variable regular purchase APR of 0%
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Unique Platinum Card
| The Good | The Bad |
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Unique Platinum Card FAQ
Does Unique Platinum Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Reports to major credit bureaus
What are the relevant APRs for Unique Platinum Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Unique Platinum Card has a variable purchase APR of 0%. Unique Platinum Card does not offer balance transfers.
Does Unique Platinum Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Unique Platinum Card does not offer balance transfers.Does Unique Platinum Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Unique Platinum Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $239.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $29.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $239.4.
There is a late fee of up to $10 . What is the customer service phone number for Unique Platinum Card?
The customer service number for Unique Platinum Card is (888) 805-7648.
What is the support contact email for Unique Platinum Card?
The support contact email for Unique Platinum Card is memberservices@uniquecardservices.com.
What is the login page for Unique Platinum Card?
You can access the login page of Unique Platinum Card here.
How do people rate the customer service and user experience of Unique Platinum Card?
Overall, Unique Platinum Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Unique Platinum Card report your account activity to credit bureaus?
Yes, Unique Platinum Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Unique Card Services perform a hard credit pull?
Yes, Unique Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Unique Platinum Card
- Visit the website of Unique Platinum Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.