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  Unique Platinum Card

Unique Platinum Card

in Personal Credit Cards from Unique Card Services

Claimed

Unique Platinum Card

Claimed

in Personal Credit Cards from Unique Card Services

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

4 users recommend
0 users are unsure
0 users don't recommend
Browse Reviews: 4 Recommendations | 0 Complaints
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Highlights
Community Rating

Rating not yet determined  
Purchase APR  (Variable APR) 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850
Annual Fee $239.40

Unique Platinum Card Review

This is a credit card issued by Unique Card Services. If you're wondering whether Unique Platinum Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Unique Platinum Card has a variable purchase APR of 0%
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Unique Platinum Card
The Good The Bad
  • Lower than average purchase APRs.
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • Unique Platinum Card reports to multiple credit bureaus.
  • Charges an annual fee of $239.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Unique Platinum Card FAQ

Does Unique Platinum Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Unique Platinum Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Reports to major credit bureaus

What are the relevant APRs for Unique Platinum Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 0%.

Does Unique Platinum Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Unique Platinum Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Unique Platinum Card?

The following fees apply:

Unique Platinum Card Fees
Fees Amount
Annual Fee $239.40
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

What is the customer service phone number for Unique Platinum Card?

The Unique Platinum Card customer service number is (888) 805-7648.

What is the support contact email for Unique Platinum Card?

The support contact email for Unique Platinum Card is memberservices@uniquecardservices.com.

How do people rate the customer service and user experience of Unique Platinum Card?

Overall, Unique Platinum Card is strongly recommended based on community reviews that rate customer service and user experience.

Does Unique Platinum Card report your account activity to credit bureaus?

Yes, Unique Platinum Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Unique Platinum Card

  • Visit the Unique Platinum Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Unique Platinum Card

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View all personal credit cards offered by Unique Card Services
View Unique Card Services Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.40
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Free Credit Score
Rewards Type No Rewards
Credit Limit Up to $1,000
Purchase APR (Variable APR) 0%
Card Type
  • Bad Credit
Card Network None

Unique Platinum Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.