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Last Updated: 07/28/2025

Unique Platinum Card

Q: Does Unique Platinum Card have a cash back or rewards program?

No, it does not offer a rewards program. Free Credit Score, and Reports to major credit bureaus

in Credit Cards from Unique Card Services

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly recommended6 total votes

6 users recommend

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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

300 - 850

Annual Fee

$239.40

Number of Reviews

Unique Platinum Card Review

This is a card issued by Unique Card Services. If you're wondering whether Unique Platinum Card is the right card for you, read on.

Key Takeaways

APRs: Unique Platinum Card has a variable regular purchase APR of 0%
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Unique Platinum Card

The Good

The Bad

Potentially lower than average purchase APRs.
Free access to your credit score.
Considers applicants with fair credit.
Unique Platinum Card reports to multiple credit bureaus.

Charges an annual fee of $239.4
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Unique Platinum Card FAQ

Does Unique Platinum Card have a cash back or rewards program?

No, it does not offer a rewards program.

Unique Platinum Card Rewards Breakdown

Description

Free Credit Score
Reports to major credit bureaus

What are the relevant APRs for Unique Platinum Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.

Unique Platinum Card has a variable purchase APR of 0%. Unique Platinum Card does not offer balance transfers.

Does Unique Platinum Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Unique Platinum Card does not offer balance transfers.

Does Unique Platinum Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Unique Platinum Card?

Unique Platinum Card Fees

Description

Returned Payment Fee

$30

Annual Fee

$239.4

Late Fee Amount

$10

Initial Program Fee

$29.95

This card charges an annual fee of $239.4.

There is a late fee of up to $10 .

What is the customer service phone number for Unique Platinum Card?

The customer service number for Unique Platinum Card is (888) 805-7648.

What is the support contact email for Unique Platinum Card?

The support contact email for Unique Platinum Card is memberservices@uniquecardservices.com.

How do people rate the customer service and user experience of Unique Platinum Card?

Overall, Unique Platinum Card is strongly recommended based on community reviews that rate customer service and user experience.

Does Unique Platinum Card report your account activity to credit bureaus?

Yes, Unique Platinum Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Unique Card Services perform a hard credit pull?

Yes, Unique Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Unique Platinum Card

Visit the website of Unique Platinum Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

413 Jefferson Trail

P.O. Box 17

Chalk Hill, PA 15421

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Unique Platinum Card Community Reviews

Would you recommend Unique Platinum Card to your friends?

Ross F.

May 10, 2022

May or may not recommend

This card was a great intro for me into the premium cardholder experience. The annual fee is made up for by a low APR which balances out compared to other similar cards.

Komal F.

Apr 8, 2022

May or may not recommend

This sort of platinum card provides the simplest way of banking to the people belonging to every financial status. As it comes with a lower than average APR value, it can accommodate people with poor credit as well. Altogether, a nice initiative to facilitate people with banking services.

Jose D.

Jan 29, 2021

May or may not recommend

I will say amazing service and extraordinary helped jinn Nikki jdshjjkk

Jacob G.

Jan 12, 2021

May or may not recommend

i would highly recomend this card, i recieved it in the mail a few days ago,and i absolutely loved it. my friends were wondering how i got it and i didnt tell them. definitely would recommend.

Kate S.

Nov 17, 2020

May or may not recommend

UniqueCard Services make getting a card which normally seems daunting into a stress free process. Their tools span calculators and extensive search features making it very easy to maneuver your transactions. Being new to this kind of business before being referred, I was a bit skeptical and scared but I’ve learnt a lot and can apply anywhere without a doubt of approval.

Raphael O.

Nov 15, 2020

May or may not recommend

I actually didn't know this kind of business existed until i was refered d . I can now apply anywhere without doubt that I will be approved and for that Thank the Crew!

Showing 6 of 6 reviews