United Explorer Card
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| Purchase APR (Variable APR) | 18.74% - 25.74% |
| Balance Transfer APR (Variable APR) | 18.74% - 25.74% |
| Credit Score Range | Starting at 700 |
| Annual Fee | $95 |
United Explorer Card Review
This is a credit card issued by Chase Bank. If you're wondering whether United Explorer Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 25.74%.
- Annual fee waived the first year. United Explorer Card gives you the chance to have the card for a year without paying the $95 annual fee.
- 5% Balance transfer fee. United Explorer Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as airline credit, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of United Explorer Card
| The Good | The Bad |
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United Explorer Card FAQ
Does United Explorer Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the United Explorer Card benefits?
It provides the following benefits:
- Trip Cancellation Insurance
- Travel Assistance
What are the relevant APRs for United Explorer Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.United Explorer Card has a variable purchase APR that ranges from 18.74% up to 25.74%. The card has a variable balance transfer APR that ranges from 18.74% up to 25.74%. It also has a variable cash advance APR of 27.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does United Explorer Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does United Explorer Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for United Explorer Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Returned Payment Fee | $40 |
| Late Payment Fee | $40 |
What is the customer service phone number for United Explorer Card?
The United Explorer Card customer service number is (877) 242-7372.
What is the support contact email for United Explorer Card?
The support contact email for United Explorer Card is customerdepartament@chase.com.
What is the United Explorer Card login page?
You can access the United Explorer Card login page here.
How do people rate the customer service and user experience of United Explorer Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for United Explorer Card
- Visit the United Explorer Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee First Year | |
| Cash Advance Fee (%) | 5% |
| Annual Fee | $95 |
| Returned Payment Fee | $40 |
| Late Fee Amount | $40 |
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