United MileagePlus Club Card
in Personal Credit Cards from Chase Bank
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Would you recommend United MileagePlus Club Card to your friends?
| Balance Transfer APR (Variable APR) | 17.99% - 24.99% |
| Credit Score Range | 680 - 850 |
| Annual Fee | $450 |
| Purchase APR (Variable APR) | 17.99% - 24.99% |
| Rewards Rates |
|
United MileagePlus Club Card Review
United MileagePlus Club Card is a rewards credit card issued by Chase Bank. If you're wondering whether United MileagePlus Club Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Earn 1.5 miles for every dollar spent on everyday purchases. This is higher than the average reward rate (1 mile per dollar spent) for everyday purchases.
- Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
- 5% Balance transfer fee. United MileagePlus Club Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 680.
United MileagePlus Club Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a United MileagePlus Club Card cash back or rewards program?
United MileagePlus Club Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 50000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
Does United MileagePlus Club Card have a signup bonus?
United MileagePlus Club Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does United MileagePlus Club Card offer an annual loyalty bonus?
United MileagePlus Club Card doesn't offer a cash loyalty bonus.What are the United MileagePlus Club Card benefits?
United MileagePlus Club Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for United MileagePlus Club Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. United MileagePlus Club Card has higher than average purchase APRs.United MileagePlus Club Card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR starting at 26.49% .
Does United MileagePlus Club Card have an introductory APR offer on balance transfers?
No, United MileagePlus Club Card does not come with an introductory APR offer for balance transfers.Does United MileagePlus Club Card have an introductory APR offer on new purchases?
United MileagePlus Club Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for United MileagePlus Club Card?
The following fees apply to United MileagePlus Club Card:
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does United MileagePlus Club Card have a foreign transaction fee?
United MileagePlus Club Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does United MileagePlus Club Card report your account activity to credit bureaus?
United MileagePlus Club Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for United MileagePlus Club Card
- Visit the United MileagePlus Club Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
- Visit Site
Other Services by Chase Bank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn rewards faster with 1.5 miles per $1 spent on purchases. |
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