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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.49% - 23.49% |
| Balance Transfer APR (Variable APR) | 16.49% - 23.49% |
| Credit Score Range | 680 - 850 |
| Annual Fee | $525 |
United MileagePlus Club Card Review
This is a rewards credit card issued by Chase Bank. If you're wondering whether United MileagePlus card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 4 miles per dollar spent.
- Signup bonus. Offers a signup bonus of 75000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. United MileagePlus Club Card has a variable purchase APR that ranges from 16.49% up to 23.49%.
- Annual fee waived the first year. United MileagePlus Club Card gives you the chance to have the card for a year without paying the $525 annual fee.
- 5% Balance transfer fee. United MileagePlus Club Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
| The Good | The Bad |
|---|---|
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Does United MileagePlus card have a cash back or rewards program?
United MileagePlus card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 4x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 75000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
Does United MileagePlus card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 75000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does United MileagePlus card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the United MileagePlus card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for United MileagePlus card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.United MileagePlus Club Card has a variable purchase APR that ranges from 16.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 23.49%. It also has a variable cash advance APR of 24.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does United MileagePlus card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does United MileagePlus card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for United MileagePlus card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $525 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does United MileagePlus card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for United MileagePlus card?
The support contact email for United MileagePlus card is customerdepartament@chase.com.
How do people rate the customer service and user experience of United MileagePlus card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does United MileagePlus Club Card report your account activity to credit bureaus?
Yes, United MileagePlus Club Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for United MileagePlus card
- Visit the United MileagePlus card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - Visit Site
- Email Support
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| No Annual Fee First Year | |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Annual Fee | $525 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
United MileagePlus Club Card Community Reviews
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