United MileagePlus Club Card
in Personal Credit Cards from Chase Bank
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.49% - 23.49% |
| Balance Transfer APR (Variable APR) | 16.49% - 23.49% |
| Credit Score Range | 680 - 850 |
| Annual Fee | $525 |
United MileagePlus Club Card Review
This is a rewards credit card issued by Chase Bank. If you're wondering whether United MileagePlus card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Generous reward rate. You will get a rewards rate of up to 4 miles per dollar spent.
- Competitive APRs. United MileagePlus Club Card has a variable purchase APR that ranges from 16.49% up to 23.49%.
- Annual fee waived the first year. United MileagePlus Club Card gives you the chance to have the card for a year without paying the $525 annual fee.
- 5% Balance transfer fee. United MileagePlus Club Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of United MileagePlus card
| The Good | The Bad |
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United MileagePlus card FAQ
Does United MileagePlus card have a cash back or rewards program?
United MileagePlus card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 4x |
| Annual rewards limit | N/A |
Does United MileagePlus card have a signup bonus?
This card doesn't offer a cash signup bonus.Does United MileagePlus card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the United MileagePlus card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for United MileagePlus card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.It has a variable purchase APR that ranges from 16.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 23.49%. It also has a variable cash advance APR of 24.99% .
Does United MileagePlus card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does United MileagePlus card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for United MileagePlus card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $525 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does United MileagePlus card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for United MileagePlus card?
The United MileagePlus card customer service number is (877) 242-7372.
How do people rate the customer service and user experience of United MileagePlus card?
Overall, United MileagePlus card is strongly recommended based on community reviews that rate customer service and user experience.
Does United MileagePlus Club Card report your account activity to credit bureaus?
Yes, United MileagePlus Club Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for United MileagePlus card
- Visit the United MileagePlus card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
- Visit Site
Other Services by Chase Bank
View all personal credit cards offered by Chase Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 1 mile per $1 spent on all other purchases. |
United MileagePlus Club Card Community Reviews
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