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United MileagePlus Club Card

in Personal Credit Cards

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United MileagePlus Club Card

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

United MileagePlus Club Card is a credit card issued by Chase Bank, which is based in New York, NY. 

United MileagePlus Club Card is designed for people with a credit score of 680 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

United MileagePlus Club Card has a variable purchase APR that ranges from 17.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

No, United MileagePlus Club Card does not come with an introductory APR offer for balance transfers.

United MileagePlus Club Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to United MileagePlus Club Card:

  • An annual fee of $450. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • There are no foreign transaction fees.

Is a rewards program offered?

United MileagePlus Club Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Hotels
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

United MileagePlus Club Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

United MileagePlus Club Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 United MileagePlus Club Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does United MileagePlus Club Card report your account activity to credit bureaus?

United MileagePlus Club Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
21
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$37
Returned Payment Fee
$37
Annual Fee
$450
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
680 - 850
850 300 680
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Bonus Rewards
2x
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
  • Trains, Cruises, Other Travel
No Blackout Dates
No Reward Expiration Period
Signup Bonus (points)
50,000
Cash Advance APR
(Variable APR)
Starting at
26.49%
Purchases APR
(Variable APR)
17.49% - 24.49%
0% 29%
Balance Computation
daily balance method (including new transactions)
Balance Transfer APR
(Variable APR)
17.49% - 24.49%
8% 29%
Transfer Fee
5%
Transfer Fee Minimum
$5
Transfer Fee
5%

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