SuperMoney 
  United MileagePlus Explorer Card

United MileagePlus Explorer Card

in Personal Credit Cards from Chase Bank

Claimed

United MileagePlus Explorer Card

Claimed

in Personal Credit Cards from Chase Bank

Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend United MileagePlus Explorer Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR  (Variable APR) 18.49% - 25.49%
Credit Score Range 700 - 850
Annual Fee $95
Purchase APR  (Variable APR) 18.49% - 25.49%

United MileagePlus Explorer Card Review

United MileagePlus Explorer Card is a rewards credit card issued by Chase Bank.  If you're wondering whether United MileagePlus Explorer Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Signup bonus. Offers a signup bonus of 40000 after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.49% up to 25.49%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
  • Annual fee waived the first year. United MileagePlus Explorer Card gives you the chance to have the card for a year without paying the $95 annual fee.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, Global Entry / TSA Precheck Fee Credit, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • United MileagePlus Explorer Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Global Entry / TSA Precheck Fee Credit.
  • Travel accident and travel assistance insurance.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $95.

Is there a United MileagePlus Explorer Card cash back or rewards program?

United MileagePlus Explorer Card offers a rewards program to its customers.

United MileagePlus Explorer Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $2000
Signup Bonus Spend Period (months) 3 months

Does United MileagePlus Explorer Card have a signup bonus?

United MileagePlus Explorer Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does United MileagePlus Explorer Card offer an annual loyalty bonus?

United MileagePlus Explorer Card doesn't offer a cash loyalty bonus.

What are the United MileagePlus Explorer Card benefits?

United MileagePlus Explorer Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for United MileagePlus Explorer Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. United MileagePlus Explorer Card has higher than average purchase APRs.

United MileagePlus Explorer Card has a variable purchase APR that ranges from 18.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 18.49% up to 25.49%. It also has a variable cash advance APR starting at 26.99% .

Does United MileagePlus Explorer Card have an introductory APR offer on balance transfers??

No, United MileagePlus Explorer Card does not come with an introductory APR offer for balance transfers.

Does United MileagePlus Explorer Card have an introductory APR offer on new purchases??

United MileagePlus Explorer Card does not offer an introductory rate on new purchases.

What are the United MileagePlus Explorer Card fees?

The following fees apply to United MileagePlus Explorer Card:

  • There is no overlimit fee
United MileagePlus Explorer Card Fees
Fees Amount
Annual Fee $95
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Does United MileagePlus Explorer Card have a foreign transaction fee?

United MileagePlus Explorer Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does United MileagePlus Explorer Card report your account activity to credit bureaus?

United MileagePlus Explorer Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for United MileagePlus Explorer Card

  • Visit the United MileagePlus Explorer Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1 mile per $1 spent on all other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Annual Fee $95
Returned Payment Fee $39
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards 2 miles per $1 spent on purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges
No Reward Expiration Period  
No Blackout Dates  
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) Starting at 26.99%
Purchase APR (Variable APR) 18.49% - 25.49%
Balance Computation daily balance method (including new transactions)
Balance Transfer APR (Variable APR) 18.49% - 25.49%

United MileagePlus Explorer Card Community Reviews

 

Would you recommend United MileagePlus Explorer Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Deserve Classic Mastercard
Mostly recommended

6 Reviews

Chase Bank Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Amazon Rewards Visa Signature® Card

Amazon Rewards Visa Signature® Card

4
1
 
5 total votes
Balance Transfer APR 16.24% - 24.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 24.24%
(Variable APR)
    0% 36% Variable APR
Chase Freedom

Chase Freedom

6
5
 
12 total votes
Balance Transfer APR 16.99% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 25.74%
(Variable APR)
    0% 36% Variable APR
Chase Freedom Unlimited

Chase Freedom Unlimited

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.99% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 25.74%
(Variable APR)
    0% 36% Variable APR
Chase Sapphire Reserve

Chase Sapphire Reserve

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 17.49% - 24.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $450 Annual Fee
Purchase APR 17.49% - 24.49%
(Variable APR)
    0% 36% Variable APR
World of Hyatt Credit Card

World of Hyatt Credit Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Southwest Rapid Rewards Premier Card

Southwest Rapid Rewards Premier Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $99 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Chase Slate

Chase Slate

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.49% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 25.24%
(Variable APR)
    0% 36% Variable APR
Disney® Visa® Credit Card

Disney® Visa® Credit Card

Be the first to rate

Maximum Balance Transfer APR 17.99% Maximum Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 17.99% Maximum Variable APR
Disney® Premier Visa® Card

Disney® Premier Visa® Card

Be the first to rate

Maximum Balance Transfer APR 17.99% Maximum Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $49 Annual Fee
Maximum Purchase APR 17.99% Maximum Variable APR
IHG Rewards Club Premier Mastercard
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 650 - 840     300 850
Annual Fee $89 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Southwest Rapid Rewards® Plus Credit Card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $69 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Southwest Rapid Rewards® Priority Credit Card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $149 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
United MileagePlus TravelBank Card

United MileagePlus TravelBank Card

Be the first to rate

Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Aer Lingus Visa Signature® card

Aer Lingus Visa Signature® card

Be the first to rate

Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 670 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Iberia Visa Signature® card

Iberia Visa Signature® card

Be the first to rate

Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 670 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Marriott Bonvoy Bold™ credit card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Marriott Bonvoy Boundless™ credit card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
AARP® Credit Card from Chase

AARP® Credit Card from Chase

Be the first to rate

Balance Transfer APR 18.24% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 18.24% - 24.99%
(Variable APR)
    0% 36% Variable APR
Starbucks Rewards Visa Card

Starbucks Rewards Visa Card

Be the first to rate

Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 600 - 850     300 850
Annual Fee $49 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
British Airways Visa Signature® Card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
United MileagePlus Club Card

United MileagePlus Club Card

Be the first to rate

Balance Transfer APR 17.49% - 24.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 680 - 850     300 850
Annual Fee $450 Annual Fee
Purchase APR 17.49% - 24.49%
(Variable APR)
    0% 36% Variable APR