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  United MileagePlus Explorer Card

United MileagePlus Explorer Card

in Personal Credit Cards from Chase Bank

Claimed

United MileagePlus Explorer Card

Claimed

in Personal Credit Cards from Chase Bank

Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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0 users don't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $95
Purchase APR  (Variable APR) 18.49% - 25.49%
Balance Transfer APR  (Variable APR) 18.49% - 25.49%
Credit Score Range 700 - 850

United MileagePlus Explorer Card Review

United MileagePlus Explorer Card is a rewards credit card issued by Chase Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether United MileagePlus Explorer Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a United MileagePlus Explorer Card cash back or rewards program?

United MileagePlus Explorer Card offers a rewards program to its customers.

United MileagePlus Explorer Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $2000
Signup Bonus Spend Period (months) 3 months

Does United MileagePlus Explorer Card have a signup bonus?

United MileagePlus Explorer Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does United MileagePlus Explorer Card offer an annual loyalty bonus?

United MileagePlus Explorer Card doesn't offer a cash loyalty bonus.

What are the United MileagePlus Explorer Card benefits?

United MileagePlus Explorer Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for United MileagePlus Explorer Card?

United MileagePlus Explorer Card has a variable purchase APR that ranges from 18.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 18.49% up to 25.49%.

It also has a variable cash advance APR starting at 26.99% .

Does United MileagePlus Explorer Card have an introductory APR offer?

No, United MileagePlus Explorer Card does not come with an introductory APR offer for balance transfers. United MileagePlus Explorer Card does not offer an introductory rate on new purchases.
United MileagePlus Explorer Card Balance Transfers
Description
Balance Transfer APR 18.49% - 25.49%
Introductory Rate N/A
Intro APR period (months) N/A
United MileagePlus Explorer Card Rates & Terms
Description
Balance Computation daily balance method (including new transactions)
Purchase APR 18.49% - 25.49%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR Starting at 26.99%
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the United MileagePlus Explorer Card fees?

The following fees apply to United MileagePlus Explorer Card:

  • There is no overlimit fee
United MileagePlus Explorer Card Fees
Fees Amount
Annual Fee $95
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Does United MileagePlus Explorer Card have a foreign transaction fee?

United MileagePlus Explorer Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does United MileagePlus Explorer Card report your account activity to credit bureaus?

United MileagePlus Explorer Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for United MileagePlus Explorer Card

  • Visit the United MileagePlus Explorer Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 21
Over-Limit Fee $0
Annual Fee $95
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $10
Late Fee Amount $39
Returned Payment Fee $39
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Credit Score Range 700 - 850
Card Network
  • Visa
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Extended Warranty  
Fraud Liability  
Travel Insurance  
Bonus Rewards 2 miles per $1 spent on purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges
Every Purchase 1 mile per $1 spent on all other purchases
No Blackout Dates  
No Reward Expiration Period  
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) Starting at 26.99%
Purchase APR (Variable APR) 18.49% - 25.49%
Balance Computation daily balance method (including new transactions)
Balance Transfer APR (Variable APR) 18.49% - 25.49%

United MileagePlus Explorer Card Community Reviews

 

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