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  United MileagePlus Explorer

United MileagePlus Explorer

in Personal Credit Cards from Chase Bank

Claimed

United MileagePlus Explorer

Claimed

in Personal Credit Cards from Chase Bank

Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
1 user is unsure
0 users don't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 700 - 850
Annual Fee $0 - $95
Purchase APR  (Variable APR) 17.99% - 24.99%

United MileagePlus Explorer Review

United MileagePlus Explorer is a rewards credit card issued by Chase Bank. If you're wondering whether United MileagePlus Explorer is the right card for you, read on. This is everything you need to know to make a good choice.

  • Signup bonus. Offers a signup bonus of points after spending $10,000 within 6 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $95 for the privilege.
  • Annual fee waived the first year. United MileagePlus Explorer gives you the chance to have the card for a year without paying the $0 annual fee.
  • 5% Balance transfer fee. United MileagePlus Explorer charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, Global Entry / TSA Precheck Fee Credit, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • No annual fee the first year.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • United MileagePlus Explorer reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Global Entry / TSA Precheck Fee Credit.
  • Travel assistance insurance
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges a 5% balance transfer fee

Is there a United MileagePlus Explorer cash back or rewards program?

United MileagePlus Explorer offers a rewards program to its customers.

United MileagePlus Explorer Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 65000
Signup Bonus Spend Requirement $10000
Signup Bonus Spend Period (months) 6 months

Does United MileagePlus Explorer have a signup bonus?

United MileagePlus Explorer doesn't offer a cash signup bonus. However, it does include a 65000 points signup bonus after spending $10000 that can be redeemed for travel, gifts, or other perks.

Does United MileagePlus Explorer offer an annual loyalty bonus?

United MileagePlus Explorer doesn't offer a cash loyalty bonus.

What are the United MileagePlus Explorer benefits?

United MileagePlus Explorer provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for United MileagePlus Explorer?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. United MileagePlus Explorer has higher than average purchase APRs.

United MileagePlus Explorer has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR of 26.49% .

Does United MileagePlus Explorer have an introductory APR offer on balance transfers??

No, United MileagePlus Explorer does not come with an introductory APR offer for balance transfers.

Does United MileagePlus Explorer have an introductory APR offer on new purchases??

United MileagePlus Explorer does not offer an introductory rate on new purchases.

What are the United MileagePlus Explorer fees?

The following fees apply to United MileagePlus Explorer:

  • There is no overlimit fee
United MileagePlus Explorer Fees
Fees Amount
Annual Fee up to $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Does United MileagePlus Explorer have a foreign transaction fee?

United MileagePlus Explorer does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does United MileagePlus Explorer report your account activity to credit bureaus?

United MileagePlus Explorer reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for United MileagePlus Explorer

  • Visit the United MileagePlus Explorer website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Airfare (Points) 2
Every Purchase (Points) 1 mile per $1 spent on all other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $0 - $95
Returned Payment Fee $39
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Car Rental Insurance  
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Travel Assistance
Bonus Rewards Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening*Same page link to Offer Details plus earn an additional 25,000 bonus miles after you spend a total of $10,000 on purchases in the first 6 months from account opening.
Rewards Categories
  • Airfare
  • Every Purchase
  • Hotels
  • Restaurants
Signup Bonus (points) 65,000
Rewards Type Miles
Cash Advance APR (Variable APR) 26.49%
Balance Computation daily balance method (including new transactions)
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Transfer APR (Variable APR) 17.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%

United MileagePlus Explorer Community Reviews

 

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