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United MileagePlus Explorer Card

in Personal Credit Cards from Chase Bank

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United MileagePlus Explorer Card

Unaffiliated

in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Purchase APR 17.49% - 24.49%
Balance Transfer APR 17.49% - 24.49%
Annual Fee $95
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

United MileagePlus Explorer Card is a credit card issued by Chase Bank, which is based in Chicago, IL. 

United MileagePlus Explorer Card is designed for people with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

United MileagePlus Explorer Card has a variable purchase APR that ranges from 17.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

No, United MileagePlus Explorer Card does not come with an introductory APR offer for balance transfers.

United MileagePlus Explorer Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to United MileagePlus Explorer Card:

  • An annual fee of $95. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $37.
  • United MileagePlus Explorer Card does not charge a returned payment fee.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

United MileagePlus Explorer Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase

Is a signup bonus offered?

United MileagePlus Explorer Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

United MileagePlus Explorer Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 United MileagePlus Explorer Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does United MileagePlus Explorer Card report your account activity to credit bureaus?

    United MileagePlus Explorer Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 21
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee First Year  
    No Foreign Transaction Fee  
    Returned Payment Fee $37
    Annual Fee $95
    Late Fee Amount $37
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $5
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    All Other Purchases 1 mile per $1 spent
    No Blackout Dates  
    Every Purchase 2 miles for each $1 spent on tickets purchased from United
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Every Purchase
    Signup Bonus (points) 40,000
    Purchase APR (Variable APR) 17.49% - 24.49%
    Cash Advance APR (Variable APR) Starting at 26.49%
    Balance Computation daily balance method (including new transactions)
    Balance Transfer APR (Variable APR) 17.49% - 24.49%

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