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  United MileagePlus Explorer Card

United MileagePlus Explorer Card

in Personal Credit Cards from Chase Bank

Claimed

United MileagePlus Explorer Card

Claimed

in Personal Credit Cards from Chase Bank

SuperMoney Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

1 user recommends
1 user is unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $95
Purchase APR  (Variable APR) 17.49% - 24.49%
Balance Transfer APR  (Variable APR) 17.49% - 24.49%
Credit Score Range 700 - 850

United MileagePlus Explorer Card Review

United MileagePlus Explorer Card is a rewards credit card issued by Chase Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether United MileagePlus Explorer Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a United MileagePlus Explorer Card cash back or rewards program?

United MileagePlus Explorer Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
United MileagePlus Explorer Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $2000

Does United MileagePlus Explorer Card have a signup bonus?

United MileagePlus Explorer Card doesn't offer a cash signup bonus.

However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does United MileagePlus Explorer Card offer an annual loyalty bonus?

United MileagePlus Explorer Card doesn't offer a cash loyalty bonus.

What are the United MileagePlus Explorer Card benefits?

United MileagePlus Explorer Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for United MileagePlus Explorer Card?

United MileagePlus Explorer Card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49% .

Does United MileagePlus Explorer Card have an introductory APR offer?

No, United MileagePlus Explorer Card does not come with an introductory APR offer for balance transfers.

United MileagePlus Explorer Card does not offer an introductory rate on new purchases.

United MileagePlus Explorer Card Rates & Terms
Purchase APR 17.49% - 24.49%
Balance Transfer APR 17.49% - 24.49%
Cash Advance APR Starting at 26.49%

What are the United MileagePlus Explorer Card fees?

$95 Annual Fee. United MileagePlus Explorer Card charges an annual fee of $95. However, Chase Bank will waive the annual fee for the first year. No foreign transaction fee. United MileagePlus Explorer Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to United MileagePlus Explorer Card:

United MileagePlus Explorer Card Fees
Fees Amount
Annual Fee $95
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $37
Late Payment Fee $37

Does United MileagePlus Explorer Card report your account activity to credit bureaus?

United MileagePlus Explorer Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for United MileagePlus Explorer Card

  • Visit the Chase Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 21
Over-Limit Fee $0
Minimum Interest Charge $0
Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
Returned Payment Fee $37
Annual Fee $95
Late Fee Amount $37
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Airfare
  • Every Purchase
No Blackout Dates  
Every Purchase 2 miles for each $1 spent on tickets purchased from United
No Reward Expiration Period  
Signup Bonus (points) 40,000
Purchase APR (Variable APR) 17.49% - 24.49%
Cash Advance APR (Variable APR) Starting at 26.49%
Balance Computation daily balance method (including new transactions)
Balance Transfer APR (Variable APR) 17.49% - 24.49%

United MileagePlus Explorer Card Community Reviews

 
 

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