United MileagePlus TravelBank Card Review

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United MileagePlus TravelBank Card is a rewards credit card issued by Chase Bank. If you're wondering whether United MileagePlus TravelBank Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of $150 if you spend $1000 within 3 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. United MileagePlus TravelBank Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as price protection, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good	The Bad
No annual fee. Multiple credit card perks. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere United MileagePlus TravelBank Card is accepted. United MileagePlus TravelBank Card reports to multiple credit bureaus.	Higher than average purchase APRs. Requires good to excellent credit. Charges a 5% balance transfer fee.

Is there a United MileagePlus TravelBank Card cash back or rewards program?

United MileagePlus TravelBank Card offers a rewards program to its customers.

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United MileagePlus TravelBank Card Rewards

Minimum rewards rate	1.5x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	$150
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the United MileagePlus TravelBank Card benefits?

United MileagePlus TravelBank Card provides the following benefits:

• Price Protection
• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for United MileagePlus TravelBank Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. United MileagePlus TravelBank Card has higher than average purchase APRs.

United MileagePlus TravelBank Card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .

What are the fees for United MileagePlus TravelBank Card?

The following fees apply to United MileagePlus TravelBank Card:

United MileagePlus TravelBank Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does United MileagePlus TravelBank Card report your account activity to credit bureaus?

Yes, United MileagePlus TravelBank Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for United MileagePlus TravelBank Card

• Visit the United MileagePlus TravelBank Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.