Upgrade Triple Cash Rewards Card Review

This is a cashback credit card issued by Upgrade Inc. If you're wondering whether Upgrade Triple Cash Rewards Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Upgrade Triple Cash Rewards Card has a variable purchase APR that ranges from 8.99% up to 29.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Access to a concierge. Extended warranty and price protection on purchases. Travel assistance insurance Considers applicants with fair or poor credit. No foreign transaction fee. Upgrade Triple Cash Rewards Card reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase.

Does Upgrade Triple Cash Rewards Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Upgrade Triple Cash Rewards Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Upgrade Triple Cash Rewards Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Upgrade Triple Cash Rewards Card has a variable purchase APR that ranges from 8.99% up to 29.99%.

What are the fees for Upgrade Triple Cash Rewards Card?

The following fees apply:

Upgrade Triple Cash Rewards Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	$0
Late Payment Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Upgrade Triple Cash Rewards Card report your account activity to credit bureaus?

Yes, Upgrade Triple Cash Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Upgrade Triple Cash Rewards Card

• Visit the Upgrade Triple Cash Rewards Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.