
Upgrade Visa® Card with Cash Rewards
Would you recommend Upgrade Visa® Card with Cash Rewards to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 8.99% - 29.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Number of Reviews | 12 |
Upgrade Visa® Card with Cash Rewards Review
This is a cashback credit card issued by Upgrade Inc. If you're wondering whether Upgrade Visa® Card with Cash Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Upgrade Visa® Card with Cash Rewards has a variable purchase APR that ranges from 8.99% up to 29.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
The Good | The Bad |
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Does Upgrade Visa® Card with Cash Rewards have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
What are the Upgrade Visa® Card with Cash Rewards benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Upgrade Visa® Card with Cash Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Upgrade Visa® Card with Cash Rewards has a variable purchase APR that ranges from 8.99% up to 29.99%.
Does Upgrade Visa® Card with Cash Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Upgrade Visa® Card with Cash Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Upgrade Visa® Card with Cash Rewards?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Upgrade Visa® Card with Cash Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Upgrade Visa® Card with Cash Rewards?
The support contact email for Upgrade Visa® Card with Cash Rewards is support@upgrade.com.
How do people rate the customer service and user experience of Upgrade Visa® Card with Cash Rewards?
Overall, Upgrade Visa® Card with Cash Rewards is strongly recommended based on community reviews that rate customer service and user experience.
Does Upgrade Visa® Card with Cash Rewards report your account activity to credit bureaus?
Yes, Upgrade Visa® Card with Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Upgrade Visa® Card with Cash Rewards
- Visit the Upgrade Visa® Card with Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
275 Battery Street
San Francisco, CA 94104 - Visit Site
- Email Support
Promotional Offers
Other Services by Upgrade Inc
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Returned Payment Fee | $0 |
Late Fee Amount | $0 |
Upgrade Visa® Card with Cash Rewards Community Reviews
Would you recommend Upgrade Visa® Card with Cash Rewards to your friends?
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