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  Upromise World Mastercard

Upromise World Mastercard

in Personal Credit Cards from Barclays

Unaffiliated

Upromise World Mastercard

Unaffiliated

in Personal Credit Cards from Barclays

SuperMoney Net Recommendation Score +20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
4 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 16.99% - 26.99%
Balance Transfer APR  (Variable APR) 16.99% - 26.99%
Credit Score Range 700 - 850
Number of Reviews 5

Upromise World Mastercard Review

Upromise World Mastercard is a cashback credit card issued by Barclays. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Upromise World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Upromise World Mastercard
The Good The Bad
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Cardholders can earn rewards on their purchases.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a Upromise World Mastercard cash back or rewards program?

    Upromise World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    Upromise World Mastercard Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) $50

    Does Upromise World Mastercard have a signup bonus?

    Yes, Upromise World Mastercard offers card users a signup bonus worth up to $50.

    Does Upromise World Mastercard offer an annual loyalty bonus?

    Upromise World Mastercard doesn't offer a cash loyalty bonus.

    What are the relevant APRs for Upromise World Mastercard?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

    Upromise World Mastercard has a variable purchase APR that ranges from 16.99% up to 26.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 26.99%. It also has a variable cash advance APR of 27.42% .

    Does Upromise World Mastercard have an introductory APR offer?

    Yes, Upromise World Mastercard offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.

    Upromise World Mastercard does not offer an introductory rate on new purchases.
    Upromise World Mastercard Balance Transfers
    Description
    Balance Transfer APR 16.99% - 26.99%
    Introductory Rate 0%
    Intro APR period (months) 15
    Upromise World Mastercard Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 16.99% - 26.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 27.42%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Upromise World Mastercard fees?

    The following fees apply to Upromise World Mastercard:

    Upromise World Mastercard Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee $37
    Late Payment Fee $37

    Does Upromise World Mastercard have a foreign transaction fee?

    Upromise World Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    How to apply for Upromise World Mastercard

    • Visit the Upromise World Mastercard website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   125 South West Street
      Wilmington, DE 19801 USA
    •   Visit Site

    Hours of Operation

    • Sunday 8:00am - 8:00pm
    • Monday 8:00am - 8:00pm
    • Tuesday 8:00am - 8:00pm
    • Wednesday 8:00am - 8:00pm
    • Thursday 8:00am - 8:00pm
    • Friday 8:00am - 8:00pm
    • Saturday 8:00am - 8:00pm

    Other Services by Barclays

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 23
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Foreign Currency Transaction Fee 3%
    Late Fee Amount $37
    Minimum Cash Advance Fee ($) $10
    Minimum Interest Charge $0.50
    Returned Payment Fee $37
    Customer Type Personal
    Minimum Age 18
    Fraud Liability  
    Free FICO Score  
    Bonus Rewards 15% when you link to an eligible 529 College Savings Plan.
    Signup Bonus $50
    Cash Advance APR (Variable APR) 27.42%
    Purchase APR (Variable APR) 16.99% - 26.99%
    Balance Transfer APR (Variable APR) 16.99% - 26.99%
    Intro APR period 15
    Introductory Rate 0%

    Upromise World Mastercard Community Reviews

     

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