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  Upromise World Mastercard

Upromise World Mastercard

in Personal Credit Cards from Barclays Bank

Unaffiliated

Upromise World Mastercard

Unaffiliated

in Personal Credit Cards from Barclays Bank

SuperMoney Net Recommendation Score +20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
4 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) 16.49% - 26.49%
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) 16.49% - 26.49%
Number of Reviews 5

Upromise World Mastercard Review

Upromise World Mastercard is a cashback credit card issued by Barclays Bank. If you're wondering whether Upromise World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $500 within 3 months.
  • Competitive APRs. Upromise World Mastercard has a variable purchase APR of up to 26.49%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Upromise World Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • No foreign transaction fee.
  • Upromise World Mastercard reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Requires good to excellent credit.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee
  • Does not include many credit card rewards.

Is there a Upromise World Mastercard cash back or rewards program?

Upromise World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Upromise World Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $100
Signup Bonus Spend Requirement $500
Signup Bonus Spend Period (months) 3 months

Does Upromise World Mastercard have a signup bonus?

Yes, Upromise World Mastercard offers card users a signup bonus worth up to $100 after spending $500.

Does Upromise World Mastercard offer an annual loyalty bonus?

Upromise World Mastercard doesn't offer a cash loyalty bonus.

What are the Upromise World Mastercard benefits?

Upromise World Mastercard provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Upromise World Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Upromise World Mastercard has a variable purchase APR that ranges from 16.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 26.49%. It also has a variable cash advance APR of 26.74% .

Does Upromise World Mastercard have an introductory APR offer on balance transfers??

Yes, Upromise World Mastercard offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.

Upromise World Mastercard Balance Transfers
Description
Balance Transfer APR 16.49% - 26.49%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 15
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum $5

Does Upromise World Mastercard have an introductory APR offer on new purchases??

Upromise World Mastercard does not offer an introductory rate on new purchases.

What are the Upromise World Mastercard fees?

The following fees apply to Upromise World Mastercard:

Upromise World Mastercard Fees
Fees Amount
Annual Fee up to $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Does Upromise World Mastercard have a foreign transaction fee?

Upromise World Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Upromise World Mastercard report your account activity to credit bureaus?

Upromise World Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Upromise World Mastercard

  • Visit the Upromise World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Upromise World Mastercard's published terms & conditions.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   125 South West Street
    Wilmington, DE 19801
  •   Visit Site

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1.25%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $0.50
Returned Payment Fee $39
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Balance Transfer
  • Bonus Offers
  • Cashback
  • Rewards
  • Student
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits Fraud Liability
Bonus Rewards 15% when you link to an eligible 529 College Savings Plan.
Signup Bonus $100
Rewards Type Cash Back
Cash Advance APR (Variable APR) 26.74%
Purchase APR (Variable APR) 16.49% - 26.49%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 16.49% - 26.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

Upromise World Mastercard Community Reviews

 

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