US Bank AeroMexico Visa Signature® Review

US Bank AeroMexico Visa Signature® is a rewards credit card issued by US Bank. If you're wondering whether US Bank AeroMexico Visa Signature® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of 15000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. US Bank AeroMexico Visa Signature® has a variable purchase APR that ranges from 14.49% up to 24.49%.
• 3% Balance transfer fee. US Bank AeroMexico Visa Signature® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Gas rewards.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

US Bank AeroMexico Visa Signature® Pros and Cons:

The Good	The Bad
Lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Travel accident and travel assistance insurance. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. US Bank AeroMexico Visa Signature® reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Requires good to excellent credit. Charges an annual fee of $80 Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Is there a US Bank AeroMexico Visa Signature® cash back or rewards program?

US Bank AeroMexico Visa Signature® offers a rewards program to its customers.

US Bank AeroMexico Visa Signature® Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	15000

What are the US Bank AeroMexico Visa Signature® benefits?

US Bank AeroMexico Visa Signature® provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for US Bank AeroMexico Visa Signature®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank AeroMexico Visa Signature® has lower than average purchase APRs.

US Bank AeroMexico Visa Signature® has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%. It also has a variable cash advance APR starting at 25.49% .

What are the fees for US Bank AeroMexico Visa Signature®?

The following fees apply to US Bank AeroMexico Visa Signature®:

• There is no overlimit fee

US Bank AeroMexico Visa Signature® Fees

Fees	Amount
Annual Fee	$80
Overlimit Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$35
Late Payment Fee	$38

Does US Bank AeroMexico Visa Signature® report your account activity to credit bureaus?

US Bank AeroMexico Visa Signature® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for US Bank AeroMexico Visa Signature®

• Visit the US Bank AeroMexico Visa Signature® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.