US Bank Harley-Davidson Visa Secured Credit Card Review

US Bank Harley-Davidson Visa Secured Credit Card is a secured credit card rewards credit card issued by US Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.

Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

Credit limit. This card has a credit limit of up to 5000.

If you're wondering whether US Bank Harley-Davidson Visa Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a US Bank Harley-Davidson Visa Secured Credit Card cash back or rewards program?

US Bank Harley-Davidson Visa Secured Credit Card offers a rewards program to its customers.

US Bank Harley-Davidson Visa Secured Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the US Bank Harley-Davidson Visa Secured Credit Card benefits?

US Bank Harley-Davidson Visa Secured Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Fraud Liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for US Bank Harley-Davidson Visa Secured Credit Card?

US Bank Harley-Davidson Visa Secured Credit Card has a variable purchase APR starting at 24.49% . The card has a variable balance transfer APR starting at 24.49% .

It also has a variable cash advance APR starting at 25.49% .

What are the US Bank Harley-Davidson Visa Secured Credit Card fees?

No Annual Fee. US Bank Harley-Davidson Visa Secured Credit Card does not charge an annual fee.

3% Foreign transaction fees. US Bank Harley-Davidson Visa Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to US Bank Harley-Davidson Visa Secured Credit Card:

US Bank Harley-Davidson Visa Secured Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$35
Late Payment Fee	$38

Does US Bank Harley-Davidson Visa Secured Credit Card report your account activity to credit bureaus?

US Bank Harley-Davidson Visa Secured Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for US Bank Harley-Davidson Visa Secured Credit Card

• Visit the US Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.