US Bank Harley-Davidson Visa Secured Credit Card
in Personal Credit Cards from US Bank
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| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | Starting at 24.49% |
| Credit Score Range | 300 - 700 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 24.49% |
US Bank Harley-Davidson Visa Secured Credit Card Review
US Bank Harley-Davidson Visa Secured Credit Card is a secured credit card rewards credit card issued by US Bank. If you're wondering whether US Bank Harley-Davidson Visa Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 24.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. US Bank Harley-Davidson Visa Secured Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, and fraud protection.
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
| The Good | The Bad |
|---|---|
|
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Is there a US Bank Harley-Davidson Visa Secured Credit Card cash back or rewards program?
US Bank Harley-Davidson Visa Secured Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does US Bank Harley-Davidson Visa Secured Credit Card have a signup bonus?
US Bank Harley-Davidson Visa Secured Credit Card doesn't offer a cash signup bonus.Does US Bank Harley-Davidson Visa Secured Credit Card offer an annual loyalty bonus?
US Bank Harley-Davidson Visa Secured Credit Card doesn't offer a cash loyalty bonus.What are the US Bank Harley-Davidson Visa Secured Credit Card benefits?
US Bank Harley-Davidson Visa Secured Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for US Bank Harley-Davidson Visa Secured Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank Harley-Davidson Visa Secured Credit Card has higher than average purchase APRs.US Bank Harley-Davidson Visa Secured Credit Card has a variable purchase APR starting at 24.49% . The card has a variable balance transfer APR starting at 24.49% . It also has a variable cash advance APR starting at 25.49% .
Does US Bank Harley-Davidson Visa Secured Credit Card have an introductory APR offer on balance transfers??
No, US Bank Harley-Davidson Visa Secured Credit Card does not come with an introductory APR offer for balance transfers.Does US Bank Harley-Davidson Visa Secured Credit Card have an introductory APR offer on new purchases??
US Bank Harley-Davidson Visa Secured Credit Card does not offer an introductory rate on new purchases.What are the US Bank Harley-Davidson Visa Secured Credit Card fees?
The following fees apply to US Bank Harley-Davidson Visa Secured Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | up to $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does US Bank Harley-Davidson Visa Secured Credit Card have a foreign transaction fee?
US Bank Harley-Davidson Visa Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does US Bank Harley-Davidson Visa Secured Credit Card report your account activity to credit bureaus?
US Bank Harley-Davidson Visa Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for US Bank Harley-Davidson Visa Secured Credit Card
- Visit the US Bank Harley-Davidson Visa Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - Visit Site
Other Services by US Bank
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | $35 |
| Late Fee Amount | $38 |
US Bank Harley-Davidson Visa Secured Credit Card Community Reviews
Would you recommend US Bank Harley-Davidson Visa Secured Credit Card to your friends?
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