SuperMoney 

US Bank Harley-Davidson Visa Secured Credit Card

in Personal Credit Cards from US Bank

Unaffiliated Apply Now

US Bank Harley-Davidson Visa Secured Credit Card

Unaffiliated

in Personal Credit Cards from US Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend US Bank Harley-Davidson Visa Secured Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $0
Purchase APR (Variable APR) Starting at 24.49%
Balance Transfer APR (Variable APR) Starting at 24.49%
Credit Score Range 300 - 700

Overview

Who is US Bank Harley-Davidson Visa Secured Credit Card designed for?

US Bank Harley-Davidson Visa Secured Credit Card is a secured credit card credit card issued by US Bank, which is based in Minneapolis, MN.  Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

US Bank Harley-Davidson Visa Secured Credit Card is designed for people with a credit score of 300 to 700.

This card does not charge an annual fee, which makes it ideal for those looking to minimize costs. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

This card has a credit limit of up to $5000. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs for US Bank Harley-Davidson Visa Secured Credit Card?

US Bank Harley-Davidson Visa Secured Credit Card has a variable purchase APR starting at 24.49%. The card has a variable balance transfer APR starting at 24.49%.

It also has a variable cash advance APR starting at 25.49%.

Does US Bank Harley-Davidson Visa Secured Credit Card have an introductory APR offer?

No, US Bank Harley-Davidson Visa Secured Credit Card does not come with an introductory APR offer for balance transfers. US Bank Harley-Davidson Visa Secured Credit Card does not offer an introductory rate on new purchases.
US Bank Harley-Davidson Visa Secured Credit Card Rates & Terms
Purchase APR Starting at 24.49%
Balance Transfer APR Starting at 24.49%
Cash Advance APR Starting at 25.49%

What are the US Bank Harley-Davidson Visa Secured Credit Card fees?

The following fees apply to US Bank Harley-Davidson Visa Secured Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • US Bank Harley-Davidson Visa Secured Credit Card does not charge a returned payment fee.
  • There is no overlimit fee

Does US Bank Harley-Davidson Visa Secured Credit Card have a foreign transaction fee?

US Bank Harley-Davidson Visa Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
US Bank Harley-Davidson Visa Secured Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $38

Is there a US Bank Harley-Davidson Visa Secured Credit Card cash back or rewards program?

US Bank Harley-Davidson Visa Secured Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Does US Bank Harley-Davidson Visa Secured Credit Card have a signup bonus?

US Bank Harley-Davidson Visa Secured Credit Card doesn't offer a cash signup bonus.

Does US Bank Harley-Davidson Visa Secured Credit Card offer an annual loyalty bonus?

US Bank Harley-Davidson Visa Secured Credit Card doesn't offer a cash loyalty bonus.

What are the US Bank Harley-Davidson Visa Secured Credit Card benefits?

US Bank Harley-Davidson Visa Secured Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does US Bank Harley-Davidson Visa Secured Credit Card report your account activity to credit bureaus?

    US Bank Harley-Davidson Visa Secured Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for US Bank Harley-Davidson Visa Secured Credit Card

  • Click here to go to the US Bank application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 24
    Over-Limit Fee $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $35
    Minimum Interest Charge $2
    Late Fee Amount $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 300 - 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Identity Theft Protection
    Rewards Categories
    • Every Purchase
    Purchase APR (Variable APR) Starting at 24.49%
    Cash Advance APR (Variable APR) Starting at 25.49%
    Balance Computation average daily balance (including new purchases)
    Credit Limit 5000
    Balance Transfer APR (Variable APR) Starting at 24.49%

    Reviews

     
     

    Would you recommend US Bank Harley-Davidson Visa Secured Credit Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    US Bank Personal Credit Cards

    Product

    Reviews

    Annual Fee

    Purchase APR

    Balance Transfer APR

    Credit Score Range

    US Bank Harley-Davidson Visa Signature® Card

    US Bank Harley-Davidson Visa Signature® Card

    1
     
     
    1 total votes
    Annual Fee $0 Annual Fee
    Purchase APR 15.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 640 - 850     300 850
    US Bank LATAM Visa® Card

    US Bank LATAM Visa® Card

     
     
    1
    1 total votes
    Annual Fee $45 Annual Fee
    Purchase APR 14.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 640 - 750     300 850
    US Bank Gymboree Visa Credit Card

    US Bank Gymboree Visa Credit Card

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 15.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 640 - 850     300 850
    US Bank AeroMexico Visa Secured Card
    Annual Fee $25 Annual Fee
    Starting Purchase APR 24.49% Starting Variable APR
    Starting Balance Transfer APR 24.49% Starting Variable APR
    Credit Score Range 640 - 850     300 850
    US Bank LATAM Visa® Secured Card

    US Bank LATAM Visa® Secured Card

    Be the first to rate

    Annual Fee $25 Annual Fee
    Starting Purchase APR 24.49% Starting Variable APR
    Starting Balance Transfer APR 24.49% Starting Variable APR
    Credit Score Range 300 - 640     300 850
    US Bank FlexPerks Travel Rewards Visa Signature® Card
    Annual Fee $49 Annual Fee
    Purchase APR 15.49% - 25.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 25.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank AeroMexico Visa Card

    US Bank AeroMexico Visa Card

    Be the first to rate

    Annual Fee $45 Annual Fee
    Purchase APR 14.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank SkyBlue SKYPASS Visa Credit Card
    Annual Fee $0 Annual Fee
    Purchase APR 14.49% - 21.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 21.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 640 - 850     300 850
    US Bank AeroMexico Visa Signature®
    Annual Fee $80 Annual Fee
    Purchase APR 14.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank SKYPASS Visa Secured Card

    US Bank SKYPASS Visa Secured Card

    Be the first to rate

    Annual Fee $50 Annual Fee
    Starting Purchase APR 17.74% Starting Variable APR
    Starting Balance Transfer APR 17.74% Starting Variable APR
    Credit Score Range 300 - 700     300 850
    US Bank LATAM Visa Signature® Card
    Annual Fee $75 Annual Fee
    Purchase APR 14.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank Visa Platinum® Card

    US Bank Visa Platinum® Card

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 11.49% - 23.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 11.49% - 23.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank SKYPASS Visa Signature® Card
    Annual Fee $80 Annual Fee
    Purchase APR 14.49% - 21.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 21.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank SKYPASS Visa Classic® Card
    Annual Fee $50 Annual Fee
    Purchase APR 14.49% - 21.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 14.49% - 21.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank Secured Visa Card

    US Bank Secured Visa Card

    Be the first to rate

    Annual Fee $29 Annual Fee
    Starting Purchase APR 20.49% Starting Variable APR
    Starting Balance Transfer APR 20.49% Starting Variable APR
    Credit Score Range 300 - 640     300 850
    US Bank Cash+ Visa Signature Card

    US Bank Cash+ Visa Signature Card

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 15.49% - 24.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 700 - 850     300 850
    US Bank FlexPerks® Select+ American Express® Card
    Annual Fee $0 Annual Fee
    Purchase APR 15.49% - 24.99%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 25.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 680 - 850     300 850
    US Bank FlexPerks® Gold American Express® Card
    Annual Fee $85 Annual Fee
    Purchase APR 15.49% - 25.49%
    (Variable APR)
        0% 32% Variable APR
    Balance Transfer APR 15.49% - 25.49%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 680 - 850     300 850