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  US Bank LATAM Visa® Secured Card

US Bank LATAM Visa® Secured Card

in Personal Credit Cards from US Bank

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US Bank LATAM Visa® Secured Card

Unaffiliated

in Personal Credit Cards from US Bank

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Highlights
Highlights
Annual Fee $25
Purchase APR  (Variable APR) Starting at 24.49%
Balance Transfer APR  (Variable APR) Starting at 24.49%
Credit Score Range 300 - 640

US Bank LATAM Visa® Secured Card Review

US Bank LATAM Visa® Secured Card is a secured credit card rewards credit card issued by US Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.

Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

Credit limit. This card has a credit limit of up to 5000.

If you're wondering whether US Bank LATAM Visa® Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a US Bank LATAM Visa® Secured Card cash back or rewards program?

US Bank LATAM Visa® Secured Card offers a rewards program to its customers.

US Bank LATAM Visa® Secured Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate N/A
Annual rewards limit 2,000 Bonus Miles
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 5000

Does US Bank LATAM Visa® Secured Card have a signup bonus?

US Bank LATAM Visa® Secured Card doesn't offer a cash signup bonus.

However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does US Bank LATAM Visa® Secured Card offer an annual loyalty bonus?

US Bank LATAM Visa® Secured Card doesn't offer a cash loyalty bonus.

What are the US Bank LATAM Visa® Secured Card benefits?

US Bank LATAM Visa® Secured Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for US Bank LATAM Visa® Secured Card?

US Bank LATAM Visa® Secured Card has a variable purchase APR starting at 24.49% . The card has a variable balance transfer APR starting at 24.49% .

It also has a variable cash advance APR starting at 25.74% .

Does US Bank LATAM Visa® Secured Card have an introductory APR offer?

No, US Bank LATAM Visa® Secured Card does not come with an introductory APR offer for balance transfers.

US Bank LATAM Visa® Secured Card does not offer an introductory rate on new purchases.

US Bank LATAM Visa® Secured Card Rates & Terms
Purchase APR Starting at 24.49%
Balance Transfer APR Starting at 24.49%
Cash Advance APR Starting at 25.74%

What are the US Bank LATAM Visa® Secured Card fees?

$25 Annual Fee. US Bank LATAM Visa® Secured Card charges an annual fee of $25. However, US Bank will waive the annual fee for the first year.

3% Foreign transaction fees. US Bank LATAM Visa® Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to US Bank LATAM Visa® Secured Card:

US Bank LATAM Visa® Secured Card Fees
Fees Amount
Annual Fee $25
Overlimit Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $38

Does US Bank LATAM Visa® Secured Card report your account activity to credit bureaus?

US Bank LATAM Visa® Secured Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for US Bank LATAM Visa® Secured Card

  • Visit the US Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 24
Over-Limit Fee $0
No Annual Fee First Year  
Returned Payment Fee $35
Minimum Interest Charge $2
Annual Fee $25
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Bonus Rewards 15,000 Bonus Miles
Annual Maximum 2
Every Purchase 1 LATAM Pass Mile for every eligible net $1 you spend
Signup Bonus (points) 5,000
Purchase APR (Variable APR) Starting at 24.49%
Cash Advance APR (Variable APR) Starting at 25.74%
Balance Computation average daily balance (including new purchases)
Credit Limit 5000
Balance Transfer APR (Variable APR) Starting at 24.49%

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