US Bank LATAM Visa® Secured Card
in Personal Credit Cards from US Bank
Not enough votes for recommendation
Would you recommend US Bank LATAM Visa® Secured Card to your friends?
| Purchase APR | Starting at 24.49% |
| Balance Transfer APR | Starting at 24.49% |
| Annual Fee | $25 |
| Credit Score Range | 300 - 640 |
Overview
Who is this credit card designed for?
US Bank LATAM Visa® Secured Card is a secured credit card credit card issued by US Bank, which is based in Minneapolis, MN. Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.
US Bank LATAM Visa® Secured Card is designed for people with a credit score of 300 to 640. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.
This card has a credit limit of $5000. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
US Bank LATAM Visa® Secured Card has a variable purchase APR starting at 24.49%.
The card has a variable balance transfer APR starting at 24.49%.
It also has a variable cash advance APR starting at 25.74%.
Is an introductory APR offer available?
No, US Bank LATAM Visa® Secured Card does not come with an introductory APR offer for balance transfers.
US Bank LATAM Visa® Secured Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to US Bank LATAM Visa® Secured Card:
- An annual fee of $25. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $38.
- US Bank LATAM Visa® Secured Card does not charge a returned payment fee.
- There is no overlimit fee
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
US Bank LATAM Visa® Secured Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
US Bank LATAM Visa® Secured Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Is an annual loyalty bonus offered?
US Bank LATAM Visa® Secured Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
US Bank LATAM Visa® Secured Card provides the following benefits:
Does US Bank LATAM Visa® Secured Card report your account activity to credit bureaus?
US Bank LATAM Visa® Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - Visit Site
Other Services by US Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 24 |
| Over-Limit Fee | $0 |
| No Annual Fee First Year | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Annual Fee | $25 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
Be the first to rate
Would you recommend US Bank LATAM Visa® Secured Card to your friends?
Other Personal Credit Cards
US Bank Personal Credit Cards
US Bank Harley-Davidson Visa Signature® Card
Purchase APR
15.49% - 24.49%
Balance Transfer APR
15.49% - 24.49%
Annual Fee
$0
Credit Score Range
640 - 850
US Bank Harley-Davidson Visa Secured Credit Card
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Annual Fee
$0
Credit Score Range
300 - 700
US Bank LATAM Visa® Card
Purchase APR
14.49% - 24.49%
Balance Transfer APR
14.49% - 24.49%
Annual Fee
$45
Credit Score Range
640 - 750
Purchase APR
15.49% - 24.49%
Balance Transfer APR
15.49% - 24.49%
Annual Fee
$0
Credit Score Range
640 - 850
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Annual Fee
$25
Credit Score Range
640 - 850
Purchase APR
15.49% - 25.49%
Balance Transfer APR
15.49% - 25.49%
Annual Fee
$49
Credit Score Range
700 - 850
Purchase APR
14.49% - 24.49%
Balance Transfer APR
14.49% - 24.49%
Annual Fee
$45
Credit Score Range
700 - 850
Purchase APR
14.49% - 21.49%
Balance Transfer APR
14.49% - 21.49%
Annual Fee
$0
Credit Score Range
640 - 850
Purchase APR
14.49% - 24.49%
Balance Transfer APR
14.49% - 24.49%
Annual Fee
$80
Credit Score Range
700 - 850
Starting
Purchase APR
17.74%
Starting
Balance Transfer APR
17.74%
Annual Fee
$50
Credit Score Range
300 - 700
Purchase APR
14.49% - 24.49%
Balance Transfer APR
14.49% - 24.49%
Annual Fee
$75
Credit Score Range
700 - 850
Purchase APR
11.49% - 23.49%
Balance Transfer APR
11.49% - 23.49%
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
14.49% - 21.49%
Balance Transfer APR
14.49% - 21.49%
Annual Fee
$80
Credit Score Range
700 - 850
Purchase APR
14.49% - 21.49%
Balance Transfer APR
14.49% - 21.49%
Annual Fee
$50
Credit Score Range
700 - 850
Starting
Purchase APR
20.49%
Starting
Balance Transfer APR
20.49%
Annual Fee
$29
Credit Score Range
300 - 640
Purchase APR
15.49% - 24.49%
Balance Transfer APR
15.49% - 24.49%
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
15.49% - 24.99%
Balance Transfer APR
15.49% - 25.49%
Annual Fee
$0
Credit Score Range
680 - 850
Purchase APR
15.49% - 25.49%
Balance Transfer APR
15.49% - 25.49%
Annual Fee
$85
Credit Score Range
680 - 850
