US Bank LATAM Visa® Secured Card
in Personal Credit Cards from US Bank
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| Annual Fee | $25 |
| Purchase APR (Variable APR) | Starting at 24.49% |
| Balance Transfer APR (Variable APR) | Starting at 24.49% |
| Credit Score Range | 300 - 640 |
US Bank LATAM Visa® Secured Card Review
US Bank LATAM Visa® Secured Card is a secured credit card rewards credit card issued by US Bank.
Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.
Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.
Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
Credit limit. This card has a credit limit of up to 5000.
If you're wondering whether US Bank LATAM Visa® Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a US Bank LATAM Visa® Secured Card cash back or rewards program?
US Bank LATAM Visa® Secured Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | 2,000 Bonus Miles |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 5000 |
Does US Bank LATAM Visa® Secured Card have a signup bonus?
US Bank LATAM Visa® Secured Card doesn't offer a cash signup bonus.
However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does US Bank LATAM Visa® Secured Card offer an annual loyalty bonus?
US Bank LATAM Visa® Secured Card doesn't offer a cash loyalty bonus.
What are the US Bank LATAM Visa® Secured Card benefits?
US Bank LATAM Visa® Secured Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for US Bank LATAM Visa® Secured Card?
US Bank LATAM Visa® Secured Card has a variable purchase APR starting at 24.49% . The card has a variable balance transfer APR starting at 24.49% .
It also has a variable cash advance APR starting at 25.74% .
Does US Bank LATAM Visa® Secured Card have an introductory APR offer?
No, US Bank LATAM Visa® Secured Card does not come with an introductory APR offer for balance transfers.
US Bank LATAM Visa® Secured Card does not offer an introductory rate on new purchases.
| Purchase APR | Starting at 24.49% |
| Balance Transfer APR | Starting at 24.49% |
| Cash Advance APR | Starting at 25.74% |
What are the US Bank LATAM Visa® Secured Card fees?
$25 Annual Fee. US Bank LATAM Visa® Secured Card charges an annual fee of $25. However, US Bank will waive the annual fee for the first year. 3% Foreign transaction fees. US Bank LATAM Visa® Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.The following fees apply to US Bank LATAM Visa® Secured Card:
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does US Bank LATAM Visa® Secured Card report your account activity to credit bureaus?
US Bank LATAM Visa® Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for US Bank LATAM Visa® Secured Card
- Visit the US Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
425 Walnut St
Cincinnati, OH 45202 USA - Visit Site
Other Services by US Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| No Annual Fee First Year | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Annual Fee | $25 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
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