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  REI Co-op World Mastercard

REI Co-op World Mastercard

in Personal Credit Cards from US Bank

Unaffiliated

REI Co-op World Mastercard

Unaffiliated

in Personal Credit Cards from US Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 12.99% - 24.99%
Balance Transfer APR  (Variable APR) 12.99% - 24.99%
Credit Score Range N/A
Annual Fee $0

REI Co-op World Mastercard Review

REI Co-op World Mastercard is a cashback credit card issued by US Bank. If you're wondering whether REI Co-op World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Earn a rewards rate of up to x.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Competitive APRs. REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. REI Co-op World Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, price protection, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.

REI Co-op World Mastercard Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • 0% APR on new purchases .
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Travel assistance insurance
  • Trip cancellation insurance.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Charges a 3% balance transfer fee.

Is there a REI Co-op World Mastercard cash back or rewards program?

REI Co-op World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

REI Co-op World Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does REI Co-op World Mastercard have a signup bonus?

REI Co-op World Mastercard doesn't offer a cash signup bonus.

Does REI Co-op World Mastercard offer an annual loyalty bonus?

REI Co-op World Mastercard doesn't offer a cash loyalty bonus.

What are the REI Co-op World Mastercard benefits?

REI Co-op World Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Assistance

What are the relevant APRs for REI Co-op World Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. REI Co-op World Mastercard has lower than average purchase APRs.

REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 24.99%. It also has a variable cash advance APR of 25.99% .

Does REI Co-op World Mastercard have an introductory APR offer on balance transfers?

Yes, REI Co-op World Mastercard offers an introductory APR rate on balance transfers of 0%

REI Co-op World Mastercard Balance Transfers
Description
Balance Transfer APR 12.99% - 24.99%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) N/A
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5

Does REI Co-op World Mastercard have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases

REI Co-op World Mastercard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) N/A

What are the fees for REI Co-op World Mastercard?

The following fees apply to REI Co-op World Mastercard:

  • There is no overlimit fee
REI Co-op World Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does REI Co-op World Mastercard have a foreign transaction fee?

REI Co-op World Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for REI Co-op World Mastercard

  • Visit the REI Co-op World Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Over-Limit Fee $0
Cash Advance Fee Minimum $5
Cash Advance Fee (%) 4%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 0 days
Returned Payment Fee $35
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Lost Luggage Insurance  
Emergency Support  
Travel Insurance  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Purchase Protection
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Rates
  • Every Purchase
  • Retail
Cash Advance APR (Variable APR) 25.99%
Purchase APR (Variable APR) 12.99% - 24.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 12.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

REI Co-op World Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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