REI Co-op World Mastercard
in Personal Credit Cards from US Bank
Cast your vote
Would you recommend REI Co-op World Mastercard to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | 12.99% - 24.99% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 12.99% - 24.99% |
| Rewards Rates |
|
REI Co-op World Mastercard Review
REI Co-op World Mastercard is a cashback credit card issued by US Bank. If you're wondering whether REI Co-op World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- Earn a rewards rate of up to x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- Competitive APRs. REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. REI Co-op World Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, price protection, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.
REI Co-op World Mastercard Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a REI Co-op World Mastercard cash back or rewards program?
REI Co-op World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does REI Co-op World Mastercard have a signup bonus?
REI Co-op World Mastercard doesn't offer a cash signup bonus.Does REI Co-op World Mastercard offer an annual loyalty bonus?
REI Co-op World Mastercard doesn't offer a cash loyalty bonus.What are the REI Co-op World Mastercard benefits?
REI Co-op World Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Assistance
What are the relevant APRs for REI Co-op World Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. REI Co-op World Mastercard has lower than average purchase APRs.REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 24.99%. It also has a variable cash advance APR of 25.99% .
Does REI Co-op World Mastercard have an introductory APR offer on balance transfers?
Yes, REI Co-op World Mastercard offers an introductory APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer APR | 12.99% - 24.99% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | N/A |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
Does REI Co-op World Mastercard have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | N/A |
What are the REI Co-op World Mastercard fees?
The following fees apply to REI Co-op World Mastercard:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does REI Co-op World Mastercard have a foreign transaction fee?
REI Co-op World Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for REI Co-op World Mastercard
- Visit the REI Co-op World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - Visit Site
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | 4% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 0 days |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
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