REI Co-op World Mastercard
in Personal Credit Cards from US Bank
Would you recommend REI Co-op World Mastercard to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 12.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 12.99% - 24.99% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
REI Co-op World Mastercard Review
This is a cashback credit card issued by US Bank. If you're wondering whether REI credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- Competitive APRs. REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. REI Co-op World Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
| The Good | The Bad |
|---|---|
|
|
Does REI credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does REI credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does REI credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the REI credit card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
What are the relevant APRs for REI credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 12.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 24.99%. It also has a variable cash advance APR of 25.99% .
Does REI credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer APR | 12.99% - 24.99% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does REI credit card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
This card does offer an intro APR rate of 0% on qualified purchases
What are the fees for REI credit card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does REI credit card have a foreign transaction fee?
REI credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for REI credit card?
The REI credit card customer service number is (800) 872-2657.
What is the support contact email for REI credit card?
The support contact email for REI credit card is customer.support@usbank.com.
How do people rate the customer service and user experience of REI credit card?
Overall, REI credit card is strongly not recommended based on community reviews that rate customer service and user experience.
How to apply for REI credit card
- Visit the REI credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - (800) 872-2657
- Visit Site
- Email Support
Other Services by US Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | 4% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 0 days |
| Returned Payment Fee | $35 |
| Late Fee Amount | $35 |
REI Co-op World Mastercard Community Reviews
Would you recommend REI Co-op World Mastercard to your friends?
Other Personal Credit Cards
US Bank Personal Credit Cards
- Circle Federal Credit Union Visa Classic
- Circle Federal Credit Union Visa Secured
- Congressional Federal Credit Union Visa Signature Premier Rewards
- Credit Union of Vermont Classic Visa Credit Card
- Eddie Bauer Credit Card
- Evansville Teachers Federal Credit Union Platinum Prime Plus Mastercard
- FB&T Low Rate Mastercard
- Landmark Credit Union Cash Back Visa
- Merchants Bank Visa Platinum ScoreCard-Merchandise
- Mountain View Bank of Commerce MasterCard Platinum Preferred Credit Card
- Numerica Credit Union Secured Visa Credit Card
- Sam Ash Credit Card
