REI Co-op World Mastercard Review

REI Co-op World Mastercard is a cashback credit card issued by US Bank. If you're wondering whether REI Co-op World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Earn a rewards rate of up to x.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Competitive APRs. REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. REI Co-op World Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, price protection, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.

REI Co-op World Mastercard Pros and Cons:

Is there a REI Co-op World Mastercard cash back or rewards program?

REI Co-op World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the REI Co-op World Mastercard benefits?

REI Co-op World Mastercard provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Assistance

What are the relevant APRs for REI Co-op World Mastercard?

REI Co-op World Mastercard has a variable purchase APR that ranges from 12.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 24.99%. It also has a variable cash advance APR of 25.99% .

What are the fees for REI Co-op World Mastercard?

The following fees apply to REI Co-op World Mastercard:

• There is no overlimit fee

How to apply for REI Co-op World Mastercard

• Visit the REI Co-op World Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.