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  US Bank SkyBlue SKYPASS Visa Credit Card

US Bank SkyBlue SKYPASS Visa Credit Card

in Personal Credit Cards from US Bank

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US Bank SkyBlue SKYPASS Visa Credit Card

Unaffiliated

in Personal Credit Cards from US Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 14.49% - 21.49%
Balance Transfer APR  (Variable APR) 14.49% - 21.49%
Credit Score Range 640 - 850

US Bank SkyBlue SKYPASS Visa Credit Card Review

US Bank SkyBlue SKYPASS Visa Credit Card is a rewards credit card issued by US Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.

Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether US Bank SkyBlue SKYPASS Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a US Bank SkyBlue SKYPASS Visa Credit Card cash back or rewards program?

US Bank SkyBlue SKYPASS Visa Credit Card offers a rewards program to its customers.

US Bank SkyBlue SKYPASS Visa Credit Card Rewards
Rewards rate (all purchases) 0.5%
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 5000

Does US Bank SkyBlue SKYPASS Visa Credit Card have a signup bonus?

US Bank SkyBlue SKYPASS Visa Credit Card doesn't offer a cash signup bonus.

However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does US Bank SkyBlue SKYPASS Visa Credit Card offer an annual loyalty bonus?

US Bank SkyBlue SKYPASS Visa Credit Card doesn't offer a cash loyalty bonus.

What are the US Bank SkyBlue SKYPASS Visa Credit Card benefits?

US Bank SkyBlue SKYPASS Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for US Bank SkyBlue SKYPASS Visa Credit Card?

US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 14.49% up to 21.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 21.49%.

It also has a variable cash advance APR starting at 25.49% .

Does US Bank SkyBlue SKYPASS Visa Credit Card have an introductory APR offer?

No, US Bank SkyBlue SKYPASS Visa Credit Card does not come with an introductory APR offer for balance transfers.

US Bank SkyBlue SKYPASS Visa Credit Card does not offer an introductory rate on new purchases.

US Bank SkyBlue SKYPASS Visa Credit Card Rates & Terms
Purchase APR 14.49% - 21.49%
Balance Transfer APR 14.49% - 21.49%
Cash Advance APR Starting at 25.49%

What are the US Bank SkyBlue SKYPASS Visa Credit Card fees?

No Annual Fee. US Bank SkyBlue SKYPASS Visa Credit Card does not charge an annual fee.

3% Foreign transaction fees. US Bank SkyBlue SKYPASS Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to US Bank SkyBlue SKYPASS Visa Credit Card:

US Bank SkyBlue SKYPASS Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $38

Does US Bank SkyBlue SKYPASS Visa Credit Card report your account activity to credit bureaus?

US Bank SkyBlue SKYPASS Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for US Bank SkyBlue SKYPASS Visa Credit Card

  • Visit the US Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 24
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Returned Payment Fee $35
Minimum Interest Charge $2
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Travel Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 5,000
Purchase APR (Variable APR) 14.49% - 21.49%
Cash Advance APR (Variable APR) Starting at 25.49%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 14.49% - 21.49%

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