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US Bank SkyBlue SKYPASS Visa Credit Card

in Personal Credit Cards

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US Bank SkyBlue SKYPASS Visa Credit Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank SkyBlue SKYPASS Visa Credit Card is a credit card issued by US Bank, which is based in Minneapolis, MN. 

US Bank SkyBlue SKYPASS Visa Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 14.49% up to 21.49%.

The card has a variable balance transfer APR that ranges from 14.49% up to 21.49%.

It also has a variable cash advance APR starting at 25.49%.

Is an introductory APR offer available?

No, US Bank SkyBlue SKYPASS Visa Credit Card does not come with an introductory APR offer for balance transfers.

US Bank SkyBlue SKYPASS Visa Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to US Bank SkyBlue SKYPASS Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank SkyBlue SKYPASS Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

US Bank SkyBlue SKYPASS Visa Credit Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

US Bank SkyBlue SKYPASS Visa Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 US Bank SkyBlue SKYPASS Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

Does US Bank SkyBlue SKYPASS Visa Credit Card report your account activity to credit bureaus?

US Bank SkyBlue SKYPASS Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
24
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$35
Minimum Interest Charge
$2
Foreign Currency Transaction Fee
3%
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
640 - 850
850 300 640
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • ID Theft Protection
  • Travel Accident Insurance
Car Rental Insurance
Travel Insurance
Rewards Categories
  • Every Purchase
Signup Bonus (points)
5,000
Cash Advance APR
(Variable APR)
Starting at
25.49%
Purchases APR
(Variable APR)
14.49% - 21.49%
0% 29%
Balance Computation
average daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
14.49% - 21.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3%

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