US Bank SkyBlue SKYPASS Visa Credit Card Review

This is a rewards credit card issued by US Bank. If you're wondering whether US Bank SkyBlue SKYPASS Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 15.99% up to 23.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. US Bank SkyBlue SKYPASS Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

Does US Bank SkyBlue SKYPASS Visa Credit Card have a cash back or rewards program?

US Bank SkyBlue SKYPASS Visa Credit Card is a travel rewards card.

What are the US Bank SkyBlue SKYPASS Visa Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for US Bank SkyBlue SKYPASS Visa Credit Card?

It has a variable purchase APR that ranges from 15.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 23.99%. It also has a variable cash advance APR of 25.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for US Bank SkyBlue SKYPASS Visa Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does US Bank SkyBlue SKYPASS Visa Credit Card report your account activity to credit bureaus?

Yes, US Bank SkyBlue SKYPASS Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for US Bank SkyBlue SKYPASS Visa Credit Card

• Visit the US Bank SkyBlue SKYPASS Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.