US Bank SkyBlue SKYPASS Visa Credit Card
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| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 15.99% - 23.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 23.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 6 |
US Bank SkyBlue SKYPASS Visa Credit Card Review
This is a rewards card issued by U.S. Bank. If you're wondering whether US Bank SkyBlue SKYPASS Visa Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 15.99% up to 23.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. US Bank SkyBlue SKYPASS Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of US Bank SkyBlue SKYPASS Visa Credit Card
| The Good | The Bad |
|---|---|
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US Bank SkyBlue SKYPASS Visa Credit Card FAQ
Does US Bank SkyBlue SKYPASS Visa Credit Card have a cash back or rewards program?
US Bank SkyBlue SKYPASS Visa Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 5000 |
Does US Bank SkyBlue SKYPASS Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does US Bank SkyBlue SKYPASS Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the US Bank SkyBlue SKYPASS Visa Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for US Bank SkyBlue SKYPASS Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.US Bank SkyBlue SKYPASS Visa Credit Card has a variable purchase APR that ranges from 15.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 23.99%. It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does US Bank SkyBlue SKYPASS Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank SkyBlue SKYPASS Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank SkyBlue SKYPASS Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does US Bank SkyBlue SKYPASS Visa Credit Card have a foreign transaction fee?
US Bank SkyBlue SKYPASS Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank SkyBlue SKYPASS Visa Credit Card?
The US Bank SkyBlue SKYPASS Visa Credit Card customer service number is (800) 872-2657.
What is the support contact email for US Bank SkyBlue SKYPASS Visa Credit Card?
The support contact email for US Bank SkyBlue SKYPASS Visa Credit Card is customer.support@usbank.com.
What is the US Bank SkyBlue SKYPASS Visa Credit Card login page?
You can access the US Bank SkyBlue SKYPASS Visa Credit Card login page here.
How do people rate the customer service and user experience of US Bank SkyBlue SKYPASS Visa Credit Card?
Overall, US Bank SkyBlue SKYPASS Visa Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does US Bank SkyBlue SKYPASS Visa Credit Card report your account activity to credit bureaus?
Yes, US Bank SkyBlue SKYPASS Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for US Bank SkyBlue SKYPASS Visa Credit Card
- Visit the US Bank SkyBlue SKYPASS Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
US Bank SkyBlue SKYPASS Visa Credit Card Community Reviews
Would you recommend US Bank SkyBlue SKYPASS Visa Credit Card to your friends?
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