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US Bank SKYPASS Visa Secured Card

in Personal Credit Cards

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US Bank SKYPASS Visa Secured Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank SKYPASS Visa Secured Card is a secured credit card issued by US Bank, which is based in Minneapolis, MN.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

US Bank SKYPASS Visa Secured Card is designed for people with a credit score of 300 to 700. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card has a credit limit of 5000.

What are the relevant APRs?

US Bank SKYPASS Visa Secured Card has a variable purchase APR of 17.74%. Balance transfer APRs start at 17.74%.

Is an introductory APR offer available?

No, US Bank SKYPASS Visa Secured Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to US Bank SKYPASS Visa Secured Card:

  • An annual fee of $50. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank SKYPASS Visa Secured Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

US Bank SKYPASS Visa Secured Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

US Bank SKYPASS Visa Secured Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 1000 points that can be redeemed for travel, gifts, and other perks.

What additional benefits are offered?

 US Bank SKYPASS Visa Secured Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
24
Over-Limit Fee
$0
Returned Payment Fee
$35
Late Payment Penalty
$38
Minimum Interest Charge
$2
Annual Fee
$50
Foreign Currency Transaction Fee
3%
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
300 - 700
850 300 700
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • ID Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Car Rental Insurance
Fraud Liability
Travel Insurance
Emergency Support
Bonus Rewards
5,000 Bonus Miles
Rewards Categories
  • Every Purchase
Every Purchase
1 mile for every $1 net purchase
Signup Bonus (points)
5,000
Annual Loyalty Bonus (points)
1,000
Purchases APR
(Variable APR)
Starting at
17.74%
Balance Computation
average daily balance (including new purchases)
Credit Limit
5000
Balance Transfer APR
(Variable APR)
Starting at
17.74%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3%

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