US Bank SKYPASS Visa Secured Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
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US Bank SKYPASS Visa Secured Card
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in Credit Cards from U.S. Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
16.24%(Verified 06/21/2024)
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Credit Score Range
300 - 550
Annual Fee
$50
US Bank SKYPASS Visa Secured Card Review
US Bank SKYPASS Visa Secured Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a secured credit travel card issued by U.S. Bank. If you're wondering whether US Bank SKYPASS Visa Secured Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- APRs: US Bank SKYPASS Visa Secured Card has a variable regular purchase APR of 16.24%
- A 3% balance transfer fee. US Bank SKYPASS Visa Secured Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of US Bank SKYPASS Visa Secured Card
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US Bank SKYPASS Visa Secured Card FAQ
Does US Bank SKYPASS Visa Secured Card have a cash back or rewards program?
US Bank SKYPASS Visa Secured Card is a travel rewards card.
| Description |
Does US Bank SKYPASS Visa Secured Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does US Bank SKYPASS Visa Secured Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the US Bank SKYPASS Visa Secured Card benefits?
US Bank SKYPASS Visa Secured Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for US Bank SKYPASS Visa Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.US Bank SKYPASS Visa Secured Card has a variable purchase APR of 16.24%. The card has a variable balance transfer APR of 16.24% . It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does US Bank SKYPASS Visa Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank SKYPASS Visa Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank SKYPASS Visa Secured Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.
Does US Bank SKYPASS Visa Secured Card have a foreign transaction fee?
US Bank SKYPASS Visa Secured Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank SKYPASS Visa Secured Card?
The customer service number for US Bank SKYPASS Visa Secured Card is (800) 872-2657.
What is the support contact email for US Bank SKYPASS Visa Secured Card?
The support contact email for US Bank SKYPASS Visa Secured Card is customer.support@usbank.com.
What is the login page for US Bank SKYPASS Visa Secured Card?
You can access the login page of US Bank SKYPASS Visa Secured Card here.
How do people rate the customer service and user experience of US Bank SKYPASS Visa Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does US Bank SKYPASS Visa Secured Card report your account activity to credit bureaus?
Yes, US Bank SKYPASS Visa Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does U.S. Bank perform a hard credit pull?
Yes, US Bank SKYPASS Visa Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for US Bank SKYPASS Visa Secured Card
- Visit the website of US Bank SKYPASS Visa Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed