US Bank SKYPASS Visa Secured Card
in Personal Credit Cards from US Bank
Not enough votes for recommendation
Cast your vote
Would you recommend US Bank SKYPASS Visa Secured Card to your friends?
| Annual Fee | $50 |
| Purchase APR (Variable APR) | Starting at 17.74% |
| Balance Transfer APR (Variable APR) | Starting at 17.74% |
| Credit Score Range | 300 - 700 |
US Bank SKYPASS Visa Secured Card Review
US Bank SKYPASS Visa Secured Card is a secured credit card rewards credit card issued by US Bank.
Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.
This card is designed for people who have bad credit. The minimum credit score to apply is 300. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
This card has a minimum credit limit of 5000.
If you're wondering whether US Bank SKYPASS Visa Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.Is there a US Bank SKYPASS Visa Secured Card cash back or rewards program?
US Bank SKYPASS Visa Secured Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 5000 |
| Annual Loyalty Bonus (Points/Miles) | 1000 |
Does US Bank SKYPASS Visa Secured Card have a signup bonus?
US Bank SKYPASS Visa Secured Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does US Bank SKYPASS Visa Secured Card offer an annual loyalty bonus?
US Bank SKYPASS Visa Secured Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 1000 points that can be redeemed for travel, gifts, and other perks.What are the US Bank SKYPASS Visa Secured Card benefits?
US Bank SKYPASS Visa Secured Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for US Bank SKYPASS Visa Secured Card?
US Bank SKYPASS Visa Secured Card has a variable purchase APR starting at 17.74% . The card has a variable balance transfer APR starting at 17.74% .
It also has a variable cash advance APR starting at 20.99% .
Does US Bank SKYPASS Visa Secured Card have an introductory APR offer?
No, US Bank SKYPASS Visa Secured Card does not come with an introductory APR offer for balance transfers. US Bank SKYPASS Visa Secured Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | Starting at 17.74% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | Starting at 17.74% |
| Credit Limit | 5000 |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 20.99% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the US Bank SKYPASS Visa Secured Card fees?
The following fees apply to US Bank SKYPASS Visa Secured Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $50 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does US Bank SKYPASS Visa Secured Card have a foreign transaction fee?
US Bank SKYPASS Visa Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does US Bank SKYPASS Visa Secured Card report your account activity to credit bureaus?
US Bank SKYPASS Visa Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for US Bank SKYPASS Visa Secured Card
- Visit the US Bank SKYPASS Visa Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - Visit Site
Other Services by US Bank
View all personal credit cards offered by US Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Annual Fee | $50 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | $38 |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | $35 |
Be the first to rate
Would you recommend US Bank SKYPASS Visa Secured Card to your friends?
Other Personal Credit Cards
US Bank Personal Credit Cards
US Bank Harley-Davidson Visa Signature® Card
Rating not yet determined
3 total votes
Annual Fee
$0
Purchase APR
15.49% - 24.49%
(Variable APR)
Balance Transfer APR
15.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 850
Ralphs Rewards World Mastercard
Rating not yet determined
2 total votes
Annual Fee
$0
Purchase APR
13.99% - 25.99%
(Variable APR)
Balance Transfer APR
13.99% - 25.99%
(Variable APR)
Credit Score Range
640 - 850
US Bank Harley-Davidson Visa Secured Credit Card
Rating not yet determined
1 total votes
Annual Fee
$0
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
300 - 700
Kroger 1-2-3 REWARDS® World Mastercard®
Rating not yet determined
3 total votes
Annual Fee
$0
Purchase APR
13.99% - 25.99%
(Variable APR)
Balance Transfer APR
13.99% - 25.99%
(Variable APR)
Credit Score Range
640 - 850
US Bank Gymboree Visa Credit Card
Rating not yet determined
1 total votes
Annual Fee
$0
Purchase APR
15.49% - 24.49%
(Variable APR)
Balance Transfer APR
15.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 850
US Bank AeroMexico Visa Card
Rating not yet determined
1 total votes
Annual Fee
$45
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
US Bank LATAM Visa® Card
Rating not yet determined
1 total votes
Annual Fee
$45
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 750
REI Co-op World Mastercard
Rating not yet determined
2 total votes
Annual Fee
$0
Purchase APR
12.99% - 24.99%
(Variable APR)
Balance Transfer APR
12.99% - 24.99%
(Variable APR)
Credit Score Range
N/A
Annual Fee
$400
Purchase APR
17.49%
Balance Transfer APR
17.49%
Credit Score Range
750 - 850
Annual Fee
$25
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
640 - 850
Annual Fee
$25
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
300 - 640
Annual Fee
$0
Purchase APR
15.74% - 25.24%
(Variable APR)
Balance Transfer APR
15.74% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$49
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$85
Purchase APR
15.74% - 25.74%
(Variable APR)
Balance Transfer APR
15.74% - 25.74%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$80
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$75
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
14.24% - 25.24%
(Variable APR)
Balance Transfer APR
14.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$50
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$29
Purchase APR
20.74%
Balance Transfer APR
20.74%
Credit Score Range
300 - 640
Annual Fee
$0
Purchase APR
15.74% - 25.24%
(Variable APR)
Balance Transfer APR
15.74% - 25.24%
(Variable APR)
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.99% - 24.99%
(Variable APR)
Balance Transfer APR
15.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Browse Personal Credit Cards
- 1st Summit Bank VISA® Credit Card
- American Express® Gold Card
- British Airways Visa Signature® Card
- CareCredit
- Credit One Bank Cash Back Rewards Visa
- Fidelity® Rewards Visa Signature® Card
- Iddeal Credit Card
- Karastan Credit Card
- NTB Credit Card
- Saks Fifth Avenue SaksFirst Store Card
- The Room Place Credit Card
- Wells Fargo Visa Signature Card
