
US Bank Altitude Reserve Visa Infinite® Card
in Personal Credit Cards from US Bank
Not enough votes for recommendation
Would you recommend US Bank Altitude Reserve Visa Infinite® Card to your friends?
Purchase APR (Variable APR) | 17.49% |
Balance Transfer APR (Variable APR) | 17.49% |
Credit Score Range | 750 - 850 |
Annual Fee | $400 |
US Bank Altitude Reserve Visa Infinite® Card Review
US Bank Altitude Reserve Visa Infinite® Card is a rewards credit card issued by US Bank. If you're wondering whether US Bank Altitude Reserve Visa Infinite® Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of 50000 points after spending $4,500 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.49%
- 3% Balance transfer fee. US Bank Altitude Reserve Visa Infinite® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, airline credit, access to a concierge, emergency support, extended warranty protection on purchases, Global Entry / TSA Precheck Fee Credit, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 750 to qualify.
The Good | The Bad |
---|---|
|
|
Is there a US Bank Altitude Reserve Visa Infinite® Card cash back or rewards program?
US Bank Altitude Reserve Visa Infinite® Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 50000 |
Signup Bonus Spend Requirement | $4500 |
Signup Bonus Spend Period (months) | 3 months |
Does US Bank Altitude Reserve Visa Infinite® Card have a signup bonus?
US Bank Altitude Reserve Visa Infinite® Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4500 that can be redeemed for travel, gifts, or other perks.Does US Bank Altitude Reserve Visa Infinite® Card offer an annual loyalty bonus?
US Bank Altitude Reserve Visa Infinite® Card doesn't offer a cash loyalty bonus.What are the US Bank Altitude Reserve Visa Infinite® Card benefits?
US Bank Altitude Reserve Visa Infinite® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for US Bank Altitude Reserve Visa Infinite® Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank Altitude Reserve Visa Infinite® Card has higher than average purchase APRs.US Bank Altitude Reserve Visa Infinite® Card has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 17.49% . It also has a variable cash advance APR of 25.74% .
Does US Bank Altitude Reserve Visa Infinite® Card have an introductory APR offer on balance transfers?
No, US Bank Altitude Reserve Visa Infinite® Card does not come with an introductory APR offer for balance transfers.Does US Bank Altitude Reserve Visa Infinite® Card have an introductory APR offer on new purchases?
US Bank Altitude Reserve Visa Infinite® Card does not offer an introductory rate on new purchases.Description | |
---|---|
Introductory Rate | N/A |
Purchase Intro APR Period | N/A |
What are the fees for US Bank Altitude Reserve Visa Infinite® Card?
The following fees apply to US Bank Altitude Reserve Visa Infinite® Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $400 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $39 |
Does US Bank Altitude Reserve Visa Infinite® Card have a foreign transaction fee?
US Bank Altitude Reserve Visa Infinite® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does US Bank Altitude Reserve Visa Infinite® Card report your account activity to credit bureaus?
Yes, US Bank Altitude Reserve Visa Infinite® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for US Bank Altitude Reserve Visa Infinite® Card
- Visit the US Bank Altitude Reserve Visa Infinite® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - Visit Site
Other Services by US Bank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Car Rentals (Points) | Starting at 3 |
Airfare (Points) | 3 |
Every Purchase (Points) | Earn 3X Points on travel and mobile wallet purchases. Earn 1X point per $1 spent on all other eligible net purchases |
Be the first to rate
Would you recommend US Bank Altitude Reserve Visa Infinite® Card to your friends?
US Bank Personal Credit Cards
- Airport Home Appliance & Mattress
- Alltru Credit Union Blue Secure Visa
- Armed Forces Bank Visa® Credit Card
- BancorpSouth Visa® Student Credit Card
- Bank of America World Wildlife Fund
- Bank of Stockton Gold MasterCard®
- Baton Rouge Telco Federal Credit Union Visa Secured Credit Card
- Bernina Credit Card
- CareCredit
- Dodge DrivePlus Mastercard®
- Logix Federal Credit Union Platinum Mastercard
- Louetta Automotive and Tire Service