US Bank Cash+™ Visa Signature Card
in Personal Credit Cards from US Bank
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.99% - 25.49% |
| Balance Transfer APR (Variable APR) | 15.99% - 25.49% |
| Credit Score Range | 700 - 850 |
US Bank Cash+™ Visa Signature Card Review
US Bank Cash+™ Visa Signature Card is a cashback credit card issued by US Bank.
This card is designed for people with good credit. The minimum credit score to apply is 700. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether US Bank Cash+™ Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a US Bank Cash+™ Visa Signature Card cash back or rewards program?
US Bank Cash+™ Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With US Bank Cash+™ Visa Signature Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | 0 |
| Signup Bonus ($) | $150 |
| Signup Bonus Spend Requirement | $500 |
What are the US Bank Cash+™ Visa Signature Card benefits?
US Bank Cash+™ Visa Signature Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for US Bank Cash+™ Visa Signature Card?
US Bank Cash+™ Visa Signature Card has a variable purchase APR that ranges from 15.99% up to 25.49%. The card has a variable balance transfer APR that ranges from 15.99% up to 25.49%.
It also has a variable cash advance APR of 25.99% .
Does US Bank Cash+™ Visa Signature Card have an introductory APR offer?
Yes, US Bank Cash+™ Visa Signature Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
US Bank Cash+™ Visa Signature Card does not offer an introductory rate on new purchases.| Purchase APR | 15.99% - 25.49% |
| Balance Transfer APR | 15.99% - 25.49% |
| Cash Advance APR | 25.99% |
What are the US Bank Cash+™ Visa Signature Card fees?
The following fees apply to US Bank Cash+™ Visa Signature Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does US Bank Cash+™ Visa Signature Card have a foreign transaction fee?
US Bank Cash+™ Visa Signature Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does US Bank Cash+™ Visa Signature Card report your account activity to credit bureaus?
US Bank Cash+™ Visa Signature Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for US Bank Cash+™ Visa Signature Card
- Visit the US Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
425 Walnut St
Cincinnati, OH 45202 - Visit Site
Other Services by US Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
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