SuperMoney
US Bank FlexPerks Select Rewards Visa Card

Out of Business

US Bank FlexPerks Select Rewards Visa Card

in Personal Credit Cards

Out of Business

US Bank FlexPerks Select Rewards Visa Card

in Personal Credit Cards

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
2 users are unsure
1 users don't recommend
Cast your vote
Cast your vote

Would you recommend US Bank FlexPerks Select Rewards Visa Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

This card is no longer available. 

Who is the US Bank FlexPerks Select Rewards Visa Card Designed For?

The US Bank FlexPerks Select Rewards Visa Card is designed for people with good to excellent who want to earn rewards from their purchases but don't want to pay an annual fee, particularly those who plan to redeem their points for airline tickets. The card also has generous shopping and travel rewards, plus a 0% APR intro rate on new purchases.

What are the Rates for US Bank FlexPerks Select Rewards Visa Card?

The FlexPerks Select Rewards Visa Card has a rate of 13.99% APR to 23.99% APR on purchases and balance transfers. Cash advances have a 23.99% APR. There isn't a penalty rate and new customers get a 9-month 0% APR intro rate on balance transfers. However, there is a balance transfer fee to pay.

What Are the Fees for the US Bank FlexPerks Select Rewards Visa Card?

The FlexPerks Select Rewards Visa card doesn't have an annual fee, nor does it charge an overlimit fee. However, it does charge a 3% fee (minimum of $5) on balance transfers and a 4% fee ($10 minimum) on cash advances. Foreign transactions have a 3% fee. Late payments incur a $38 fee, retuned payments trigger a $35 fee and foreign transactions have a 3% fee (2% if the foreign transaction was in U.S. Dollars).

What Is the US Bank FlexPerks Select Rewards Visa Card's Rewards Program Like?

US Bank's FlexPerks Select Rewards Visa card has a points-based rewards program that gives cardholders 1 point for every $2 they spend. This is a pretty low reward rate, up to four times lower than prime travel reward cards, but you are dealing with a credit card that doesn't charge an annual fee. Another benefit is that FlexPerks allows you to redeem your points for airline tickets with no blackout dates or online redemption fees and you still get to earn frequent flyer miles as if it weren't an award ticket. You can also combine FlexPoints from several accounts into one rewards account and there is not cap to the amount of points you can earn.

What about the US Bank FlexPerks Select Rewards Visa Card's Signup Bonus?

US Bank FlexPerks Select Rewards Visa Card gives new customers 10,000 bonus FlexPoints once they spend $1,000 within the first four months of opening an account. This is a generous signup bonus with a modest spending requirements, particularly for a card with no annual fee.

Does the US Bank FlexPerks Select Rewards Visa Have Any Other Benefits?

The US Bank FlexPerks Select Rewards Visa Card may not have generous reward rates but it does include prime travel and shopping perks. These include auto rental collision damage waiver, travel and emergency assistance services, travel accident insurance, purchase security, warranty manager service, lost or stolen card reporting service and zero fraud liability.

How Is the US Bank FlexPerks Select Rewards Visa Better Than Other Credit Cards?

US Bank FlexPerks Select Rewards Visa gives cardholders a flexible rewards program and generous travel and shopping perks without charging an annual fee. It also includes a substantial signup bonus and a 9-month 0% APR intro rate on balance transfers. Although the rewards rate is only one point for every $1 spent, it does give travelers the chance of earning frequent flyer miles on award tickets.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
24
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Returned Payment Fee
$35
Minimum Interest Charge
$2
Late Payment Penalty
$38
Foreign Currency Transaction Fee
3%
Credit Score Range
700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Age
18
Customer Type
Personal
Travel Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Emergency Support
Purchases APR
(Variable APR)
Starting at
13.99%
Balance Transfer APR
(Variable APR)
Starting at
13.99%
Transfer Fee
3% w/$5 min.

Reviews

Would you recommend US Bank FlexPerks Select Rewards Visa Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

US Bank Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

US Bank Harley-Davidson Visa Secured Credit Card

US Bank Harley-Davidson Visa Secured Credit Card

 
 
1
1 total votes
Starting Purchases APR
(Variable APR)
24.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
24.49% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 700 300 850
US Bank Harley-Davidson Visa Signature® Card
Purchases APR
(Variable APR)
15.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 24.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank Gymboree Visa Credit Card

US Bank Gymboree Visa Credit Card

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 24.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank AeroMexico Visa Secured Card
Starting Purchases APR
(Variable APR)
24.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
24.49% Starting Variable APR
Annual Fee $25 Annual Fee
Credit Score Range 640 - 850 300 850
US Bank LATAM Visa® Secured Card

US Bank LATAM Visa® Secured Card

Be the first to rate

Starting Purchases APR
(Variable APR)
24.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
24.49% Starting Variable APR
Annual Fee $25 Annual Fee
Credit Score Range 300 - 640 300 850
US Bank FlexPerks Travel Rewards Visa Signature® Card
Purchases APR
(Variable APR)
15.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 25.49% 8% 29% Variable APR
Annual Fee $49 Annual Fee
Credit Score Range 700 - 850 300 850
US Bank AeroMexico Visa Card

US Bank AeroMexico Visa Card

Be the first to rate

Purchases APR
(Variable APR)
14.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
14.49% - 24.49% 8% 29% Variable APR
Annual Fee $45 Annual Fee
Credit Score Range 700 - 850 300 850
US Bank SkyBlue SKYPASS Visa Credit Card
Purchases APR
(Variable APR)
14.49% - 21.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
14.49% - 21.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
View More Personal Credit Cards from US Bank