US Bank Secured Visa Card
in Personal Credit Cards from US Bank
Not enough votes for recommendation
Cast your vote
Would you recommend US Bank Secured Visa Card to your friends?
| Annual Fee | $29 |
| Purchase APR (Variable APR) | Starting at 20.49% |
| Balance Transfer APR (Variable APR) | Starting at 20.49% |
| Credit Score Range | 300 - 640 |
US Bank Secured Visa Card Review
US Bank Secured Visa Card is a secured credit card credit card issued by US Bank.
Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.
This card is designed for people who have bad credit. The minimum credit score to apply is 300. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
This card has a credit limit of up to $5,000.
If you're wondering whether US Bank Secured Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.Is there a US Bank Secured Visa Card cash back or rewards program?
No, US Bank Secured Visa Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the US Bank Secured Visa Card benefits?
US Bank Secured Visa Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for US Bank Secured Visa Card?
US Bank Secured Visa Card has a variable purchase APR starting at 20.49% . The card has a variable balance transfer APR starting at 20.49% .
It also has a variable cash advance APR starting at 25.49% .
Does US Bank Secured Visa Card have an introductory APR offer?
No, US Bank Secured Visa Card does not come with an introductory APR offer for balance transfers. US Bank Secured Visa Card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 20.49% |
| Balance Transfer APR | Starting at 20.49% |
| Cash Advance APR | Starting at 25.49% |
What are the US Bank Secured Visa Card fees?
The following fees apply to US Bank Secured Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $29 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does US Bank Secured Visa Card have a foreign transaction fee?
US Bank Secured Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does US Bank Secured Visa Card report your account activity to credit bureaus?
US Bank Secured Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for US Bank Secured Visa Card
- Visit the US Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
425 Walnut St
Cincinnati, OH 45202 USA - Visit Site
Other Services by US Bank
View all personal credit cards offered by US Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Annual Fee | $29 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
Be the first to rate
Would you recommend US Bank Secured Visa Card to your friends?
Other Personal Credit Cards
US Bank Personal Credit Cards
US Bank Harley-Davidson Visa Signature® Card
2 total votes
Annual Fee
$0
Purchase APR
15.49% - 24.49%
(Variable APR)
Balance Transfer APR
15.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 850
Kroger 1-2-3 REWARDS® World Mastercard®
2 total votes
Annual Fee
$0
Purchase APR
13.99% - 25.99%
(Variable APR)
Balance Transfer APR
13.99% - 25.99%
(Variable APR)
Credit Score Range
640 - 850
Ralphs Rewards World Mastercard
2 total votes
Annual Fee
$0
Purchase APR
13.99% - 25.99%
(Variable APR)
Balance Transfer APR
13.99% - 25.99%
(Variable APR)
Credit Score Range
640 - 850
US Bank Harley-Davidson Visa Secured Credit Card
1 total votes
Annual Fee
$0
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
300 - 700
US Bank Gymboree Visa Credit Card
1 total votes
Annual Fee
$0
Purchase APR
15.49% - 24.49%
(Variable APR)
Balance Transfer APR
15.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 850
US Bank AeroMexico Visa Card
1 total votes
Annual Fee
$45
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
US Bank LATAM Visa® Card
1 total votes
Annual Fee
$45
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
640 - 750
REI Co-op World Mastercard
2 total votes
Annual Fee
$0
Purchase APR
12.99% - 24.99%
(Variable APR)
Balance Transfer APR
12.99% - 24.99%
(Variable APR)
Credit Score Range
N/A
Annual Fee
$25
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
640 - 850
Annual Fee
$25
Starting
Purchase APR
24.49%
Starting
Balance Transfer APR
24.49%
Credit Score Range
300 - 640
Annual Fee
$0
Purchase APR
15.99% - 25.49%
(Variable APR)
Balance Transfer APR
15.99% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$49
Purchase APR
15.99% - 25.99%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.49% - 24.99%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$85
Purchase APR
15.49% - 25.49%
(Variable APR)
Balance Transfer APR
15.49% - 25.49%
(Variable APR)
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$80
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$50
Starting
Purchase APR
17.74%
Starting
Balance Transfer APR
17.74%
Credit Score Range
300 - 700
Annual Fee
$75
Purchase APR
14.49% - 24.49%
(Variable APR)
Balance Transfer APR
14.49% - 24.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
11.49% - 23.49%
(Variable APR)
Balance Transfer APR
11.49% - 23.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$80
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$50
Purchase APR
14.49% - 21.49%
(Variable APR)
Balance Transfer APR
14.49% - 21.49%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
15.99% - 24.99%
(Variable APR)
Balance Transfer APR
15.99% - 24.99%
(Variable APR)
Credit Score Range
N/A
Browse Personal Credit Cards
- 1800Mattress Credit Card
- American Kennel Club Visa® Card
- Berkshire Bank
- Blain's Farm and Fleet Rewards Mastercard
- Burkes Outlet Credit Card
- Citi Premier Card
- Eddie Bauer Credit Card
- Fidelity® Rewards Visa Signature® Card
- HSBC Premier World Mastercard
- US Bank FlexPerks® Travel Rewards Visa Signature® Card
- US Bank Gymboree Visa Credit Card
- Walmart Credit Card
