Who is this credit card designed for?

US Bank Visa Platinum® Card is a credit card issued by US Bank, which is based in Minneapolis, MN, and was established in 1863.

US Bank Visa Platinum® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank charges a variable APR on new purchases that ranges from 10.24% to 21.24%. Balance transfer APRs, which are also variable, range from 10.24% to 21.24%

Is an introductory APR offer available?

Yes, US Bank Visa Platinum® Card offers an introductory APR rate of 0% for a period of 12 months.

What are the fees?

The following fees apply to US Bank Visa Platinum® Card:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

US Bank Visa Platinum® Card offers a rewards program to its customers.

Is a signup bonus offered?

US Bank Visa Platinum® Card doesn't offer a cash signup bonus.

What additional benefits are offered?

US Bank Visa Platinum® Card provides the following benefits:

  • Car rental insurance
  • Fraud liability
    • Credit Score Range
      700 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • No Annual Fee
    • Card Type
      • Low APR
      • Balance Transfer
      • Rewards
    • 0% Introductory APR
    • Card Network
    • Car Rental Insurance
    • Fraud Liability
    • Purchases APR (variable)
      10.24% - 21.24%
    • Transfer Fee
      3% w/ $5 min
    • Balance Transfer APR (variable)
      10.24% - 21.24%
    • Intro APR period (months)
    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Load More Products

    No reviews found.

    Be the first to write a review for this company!

    Write a Review

    New Review for US Bank Visa Platinum® Card

    Rate your experience: