US Bank Visa Platinum® Card
in Personal Credit Cards
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Overview
Who is this credit card designed for?
US Bank Visa Platinum® Card is a credit card issued by US Bank, which is based in Minneapolis, MN.
US Bank Visa Platinum® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. US Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
US Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.49% up to 23.49%.
The card has a variable balance transfer APR that ranges from 11.49% up to 23.49%.
It also has a variable cash advance APR starting at 25.49%.
Is an introductory APR offer available?
Yes, US Bank Visa Platinum® Card offers an introductory APR rate on balance transfers of 0% for a period of 18 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.
What are the fees?
The following fees apply to US Bank Visa Platinum® Card:
- There is no annual fee.
- A late payment penalty of $38.
- A returned payment fee of $35.
- There is no overlimit fee
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
No, US Bank Visa Platinum® Card does not offer a rewards program.
Is a signup bonus offered?
US Bank Visa Platinum® Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
US Bank Visa Platinum® Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
US Bank Visa Platinum® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Cellular Telephone Protection
- Reports to major credit bureaus
Does US Bank Visa Platinum® Card report your account activity to credit bureaus?
US Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - Visit Site
Other Services by US Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 24 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Late Payment Penalty | $38 |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
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