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US Bank Visa Platinum® Card

in Personal Credit Cards

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US Bank Visa Platinum® Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

US Bank Visa Platinum® Card is a credit card issued by US Bank, which is based in Minneapolis, MN. 

US Bank Visa Platinum® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.49% to 23.49%. Balance transfer APRs range from 11.49% to 23.49%.

Is an introductory APR offer available?

Yes, US Bank Visa Platinum® Card offers an introductory APR rate of 0% for a period of 18 months.

What are the fees?

The following fees apply to US Bank Visa Platinum® Card:

  • There is no annual fee
  • A late payment penalty of $38.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, US Bank Visa Platinum® Card does not offer a rewards program.

Is a signup bonus offered?

US Bank Visa Platinum® Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

US Bank Visa Platinum® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 US Bank Visa Platinum® Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection

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Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
24
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$35
Minimum Interest Charge
$2
Foreign Currency Transaction Fee
3%
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
700 - 850
850 300 700
Minimum Age
18
Co-signing Allowed
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
Car Rental Insurance
Fraud Liability
Purchases APR
(Variable APR)
11.49% - 23.49%
0% 29%
Balance Computation
average daily balance (including new purchases)
Introductory Rate
0%
Balance Transfer APR
(Variable APR)
11.49% - 23.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3%
Introductory Rate
0%
Intro APR period (months)
18

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