USAA Rewards World Mastercard is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
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USAA Rewards World Mastercard
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Last Updated: 07/28/2025
SuperMoney User Recommendation Score +33
Mostly recommended6 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
11.15% - 26.15%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
11.15% - 26.15%(Verified 06/21/2024)
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Credit Score Range
N/A
Annual Fee
$0
Number of Reviews
USAA Rewards World Mastercard Review
USAA Rewards World Mastercard is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a rewards card issued by USAA Federal Savings Bank. If you're wondering whether USAA Rewards World Mastercard is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- APRs: USAA Rewards World Mastercard has a variable regular purchase APR that ranges from 11.15% up to 26.15%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of USAA Rewards World Mastercard
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USAA Rewards World Mastercard FAQ
Does USAA Rewards World Mastercard have a cash back or rewards program?
USAA Rewards World Mastercard is a rewards card.
| Description |
Does USAA Rewards World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does USAA Rewards World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for USAA Rewards World Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.USAA Rewards World Mastercard has a variable purchase APR that ranges from 11.15% up to 26.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 26.15%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does USAA Rewards World Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 11.15% - 26.15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does USAA Rewards World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for USAA Rewards World Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $35 . Does USAA Rewards World Mastercard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for USAA Rewards World Mastercard?
The customer service number for USAA Rewards World Mastercard is (800) 531-8722.
What is the support contact email for USAA Rewards World Mastercard?
The support contact email for USAA Rewards World Mastercard is info@usaa.com.
What is the login page for USAA Rewards World Mastercard?
You can access the login page of USAA Rewards World Mastercard here.
How do people rate the customer service and user experience of USAA Rewards World Mastercard?
Overall, USAA Rewards World Mastercard is mostly recommended based on community reviews that rate customer service and user experience.
Does USAA Federal Savings Bank perform a hard credit pull?
Yes, USAA Rewards World Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for USAA Rewards World Mastercard
- Visit the website of USAA Rewards World Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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