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Verizon Visa® Card

in Personal Credit Cards from Synchrony Bank

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Verizon Visa® Card

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in Personal Credit Cards from Synchrony Bank

Net Recommendation Score -33%

SUPERMONEY NET RECOMMENDATION SCORE

-33

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 18.74% - 25.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 690 - 850
Annual Fee $0

Verizon Visa® Card Review

Verizon Visa® Card is a rewards credit card issued by Synchrony Bank. If you're wondering whether Verizon Visa® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 4 points per dollar spent.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 25.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 690.
Verizon Visa® Card Pros & Cons
The Good The Bad
  • Up to $10 per month off each eligible account or line, up to 10 lines max, when you enroll in Verizon Auto Pay with the Verizon Visa Card. To learn more visit Verizon.com/verizonvisacard
  • New Card Holder Offer: Get up to $100 in credit applied to your wireless bill over the first 24 months – just use your card to pay your bill every month.
  • You will earn rewards in the form of Verizon Dollars: 4% on gas and grocery stores; 3% on dining purchases; 2% on Verizon purchases, and 1% on all other purchases everywhere Verizon Visa credit cards are accepted.
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Verizon Visa® Card reports to multiple credit bureaus.
  • Only available to Verizon Wireless customers.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Verizon Visa® Card FAQ

Is there a Verizon Visa® Card cash back or rewards program?

Verizon Visa® Card offers a rewards program to its customers.

Verizon Visa® Card Rewards
Minimum rewards rate 1x
Max rewards rate 4x
Annual rewards limit N/A

Does Verizon Visa® Card have a signup bonus?

Verizon Visa® Card doesn't offer a cash signup bonus.

Does Verizon Visa® Card offer an annual loyalty bonus?

Verizon Visa® Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Verizon Visa® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Verizon Visa® Card has higher than average purchase APRs.

Verizon Visa® Card has a variable purchase APR that ranges from 18.74% up to 25.74%.

Does Verizon Visa® Card have an introductory APR offer on balance transfers?

No, Verizon Visa® Card does not come with an introductory APR offer for balance transfers.

Does Verizon Visa® Card have an introductory APR offer on new purchases?

Verizon Visa® Card does not offer an introductory rate on new purchases.
Verizon Visa® Card Purchase Intro Offer
Description

What are the fees for Verizon Visa® Card?

The following fees apply to Verizon Visa® Card:

Verizon Visa® Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

Does Verizon Visa® Card have a foreign transaction fee?

Verizon Visa® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Verizon Visa® Card report your account activity to credit bureaus?

Yes, Verizon Visa® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Verizon Visa® Card

When applying for the Verizon Visa Card navigate to the Verizon Visa Card landing page and click "Apply." Next, you will need to log in with your Verizon account to see if you are eligible to apply.
Verizon Visa® Card Disclosure: No Annual Fee and No Foreign Transaction Fee. For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for the Verizon Visa Credit Card or 18.74%, 21.74% or 25.74% for the Verizon Visa Signature Credit Card. APRs are accurate as of 12/1/20 and will vary with the market based on Prime Rate (as defined in your credit card agreement). To learn more, visit https://www.verizon.com/solutions-and-services/verizon-visa-card/learn/ for details and restrictions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) 4
Eligible In-Store Purchases Up to 2%
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Checking Account Required
Credit Score Range 690 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • Up to 2x Points on Internet / Cable / Phone Services
  • Up to 4x Points on Gas
  • Up to 4x Points on Restaurants
  • Up to 2x Points on Utilities
  • 1x Point on Every Purchase
  • Up to 2x Points on Software, Hardware, Cloud
Purchase APR (Variable APR) 18.74% - 25.74%
Card Type
  • Rewards
Card Network Visa

Verizon Visa® Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-33

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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