Verizon Visa® Card Review

Verizon Visa® Card is a rewards credit card issued by Synchrony Bank. If you're wondering whether Verizon Visa® Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 4 points per dollar spent.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 25.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or better credit required. You should probably try with another card if your credit score is below 690.

The Good

The Bad

Up to $10 per month off each eligible account or line, up to 10 lines max, when you enroll in Verizon Auto Pay with the Verizon Visa Card. To learn more visit Verizon.com/verizonvisacard New Card Holder Offer: Get up to $100 in credit applied to your wireless bill over the first 24 months – just use your card to pay your bill every month. You will earn rewards in the form of Verizon Dollars: 4% on gas and grocery stores; 3% on dining purchases; 2% on Verizon purchases, and 1% on all other purchases everywhere Verizon Visa credit cards are accepted. No annual fee. No foreign transaction fee. Cardholders can earn rewards on their purchases. Verizon Visa® Card reports to multiple credit bureaus.

Only available to Verizon Wireless customers. Higher than average purchase APRs. Requires good to excellent credit. Does not offer a signup bonus. Does not include many credit card benefits.

Is there a Verizon Visa® Card cash back or rewards program?

Verizon Visa® Card offers a rewards program to its customers.

Verizon Visa® Card Rewards

Minimum rewards rate	1x
Max rewards rate	4x
Annual rewards limit	N/A

What are the relevant APRs for Verizon Visa® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Verizon Visa® Card has higher than average purchase APRs.

Verizon Visa® Card has a variable purchase APR that ranges from 18.74% up to 25.74%.

What are the fees for Verizon Visa® Card?

The following fees apply to Verizon Visa® Card:

Verizon Visa® Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%

Does Verizon Visa® Card report your account activity to credit bureaus?

Yes, Verizon Visa® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Verizon Visa® Card

When applying for the Verizon Visa Card navigate to the Verizon Visa Card landing page and click "Apply." Next, you will need to log in with your Verizon account to see if you are eligible to apply.