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Verizon Visa® Card

in Personal Credit Cards from Synchrony Bank

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Verizon Visa® Card

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in Personal Credit Cards from Synchrony Bank

SuperMoney Net Recommendation Score -29

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -29, equating to 2.4 on a 5 point rating scale.

-29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

2 users recommend
1 user is unsure
4 users don't recommend
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Highlights
Community Rating Mostly not recommended
Purchase APR  (Variable APR) 18.74% - 25.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 690 - 850
Annual Fee $0
Number of Reviews 7

Verizon Visa® Card Review

This is a rewards credit card issued by Synchrony Bank. If you're wondering whether Verizon Visa® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 4 reward points per dollar spent.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 25.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of Verizon Visa® Card
The Good The Bad
  • Verizon customers who enroll in Verizon’s Auto Pay for the first time can get up to $10 per month off each eligible account or line, up to 10 lines max on select plans. New cardholders can enroll using their card, which is the only credit card approved for the discount. *Please note: Auto pay discount is for first-time enrollees.
  • New Card Holder Offer: Get up to $100 in credit applied to your wireless bill over the first 24 months – just use your card to pay your bill every month.
  • You will earn rewards in the form of Verizon Dollars: 4% on gas and grocery stores; 3% on dining purchases; 2% on Verizon purchases, and 1% on all other purchases everywhere Verizon Visa credit cards are accepted.
  • Card holders can use Verizon Dollars at our store - but they don’t have to. They can use them on travel, or to get gift cards from their favorite brands. They can even put them toward their wireless bill.
  • No annual fee.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Verizon Visa® Card reports to multiple credit bureaus.
  • Only available to Verizon Wireless customers.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
Verizon Visa® Card FAQ

Does Verizon Visa® Card have a cash back or rewards program?

Verizon Visa® Card is a rewards card.

Verizon Visa® Card Rewards
Minimum rewards rate 1x
Max rewards rate 4x
Annual rewards limit N/A

Does Verizon Visa® Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Verizon Visa® Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Verizon Visa® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 18.74% up to 25.74%.

Does Verizon Visa® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Verizon Visa® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Verizon Visa® Card?

The following fees apply:

Verizon Visa® Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Verizon Visa® Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Verizon Visa® Card?

The Verizon Visa® Card customer service number is (866) 226-5638.

What is the support contact email for Verizon Visa® Card?

The support contact email for Verizon Visa® Card is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of Verizon Visa® Card?

Overall, Verizon Visa® Card is mostly not recommended based on community reviews that rate customer service and user experience.

Does Verizon Visa® Card report your account activity to credit bureaus?

Yes, Verizon Visa® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Verizon Visa® Card

When applying for the Verizon Visa Card navigate to the Verizon Visa Card landing page and click "Apply." Next, you will need to log in with your Verizon account to see if you are eligible to apply.
Verizon Visa® Card Disclosure: No Annual Fee and No Foreign Transaction Fee. For New Accounts: Variable Purchase APRs are 21.74% or 25.74% for the Verizon Visa Credit Card or 18.74%, 21.74% or 25.74% for the Verizon Visa Signature Credit Card. APRs are accurate as of 12/1/20 and will vary with the market based on Prime Rate (as defined in your credit card agreement). To learn more, visit https://www.verizon.com/solutions-and-services/verizon-visa-card/learn/ for details and restrictions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

Other Services by Synchrony Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Checking Account Required
Credit Score Range 690 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • Up to 2x Points on Internet / Cable / Phone Services
  • Up to 4x Points on Gas
  • Up to 4x Points on Restaurants
  • Up to 2x Points on Utilities
  • 1x Point on Every Purchase
  • Up to 2x Points on Software, Hardware, Cloud
Purchase APR (Variable APR) 18.74% - 25.74%
Card Type
  • Rewards
Card Network Visa

Verizon Visa® Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -29, equating to 2.4 on a 5 point rating scale.

-29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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