Last Updated: 07/28/2025
SuperMoney User Recommendation Score -37
Mostly not recommended16 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
21.74% - 28.74%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
N/A
Credit Score Range
700 - 850
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Annual Fee
$0
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Number of Reviews
Verizon Visa® Card Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether Verizon Visa® Card is the right card for you, read on.
Key Takeaways
- Generous reward rates. You will earn rewards in the form of Verizon Dollars: 4% on gas and grocery stores; 3% on dining purchases; 2% on Verizon purchases, and 1% on all other purchases everywhere Verizon Visa credit cards are accepted.
- $100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.74% up to 28.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Verizon Visa® Card
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Verizon Visa® Card FAQ
Does Verizon Visa® Card have a cash back or rewards program?
Verizon Visa® Card is a rewards card.
| Description |
Does Verizon Visa® Card have a signup bonus?
Yes. $100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.
Does Verizon Visa® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Verizon Visa® Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Verizon Visa® Card has a variable purchase APR that ranges from 21.74% up to 28.74%. Verizon Visa® Card does not offer balance transfers.
Does Verizon Visa® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Verizon Visa® Card does not offer balance transfers.Does Verizon Visa® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Verizon Visa® Card?
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| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Verizon Visa® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Verizon Visa® Card?
The customer service number for Verizon Visa® Card is (866) 226-5638.
What is the support contact email for Verizon Visa® Card?
The support contact email for Verizon Visa® Card is customer.service@mail.synchronybank.com.
What is the login page for Verizon Visa® Card?
You can access the login page of Verizon Visa® Card here.
How do people rate the customer service and user experience of Verizon Visa® Card?
Overall, Verizon Visa® Card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Verizon Visa® Card report your account activity to credit bureaus?
Yes, Verizon Visa® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Verizon Visa® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Verizon Visa® Card
When applying for the Verizon Visa Card navigate to the Verizon Visa Card landing page and click "Apply." Next, you will need to log in with your Verizon account to see if you are eligible to apply.Verizon Visa® Card Disclosure: No Annual Fee/No Foreign Transaction Fee - For New Accounts: Variable Purchase APRs are 24.74% or 28.74% for Verizon Visa Cred Card or 21.74%, 24.74% or 28.74% for Verizon Visa Signature Credit Card. APRs are accurate as of 10/1/22 and will vary with the market based on Prime Rates (as defined in your credit card agreement). Minimum Interest Charge is $2. To learn more, visit https://www.verizon.com/solutions-and-services/verizon-visa-card/learn/ for details and restrictions.
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