Virgin Atlantic World Elite Mastercard®
in Personal Credit Cards from Bank of America
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| Purchase APR (Variable APR) | 17.49% - 25.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 25.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $90 |
Virgin Atlantic World Elite Mastercard® Review
Virgin Atlantic World Elite Mastercard® is a rewards credit card issued by Bank of America. If you're wondering whether Virgin Atlantic World Elite Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3 miles per dollar spent.
- Signup bonus. Offers a signup bonus of 30000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
- 3% Balance transfer fee. Virgin Atlantic World Elite Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, price protection, purchase protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Virgin Atlantic World Elite Mastercard® cash back or rewards program?
Virgin Atlantic World Elite Mastercard® offers a rewards program to its customers.
| Minimum rewards rate | 1.5x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 30000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 15000 |
Does Virgin Atlantic World Elite Mastercard® have a signup bonus?
Virgin Atlantic World Elite Mastercard® doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Virgin Atlantic World Elite Mastercard® offer an annual loyalty bonus?
Virgin Atlantic World Elite Mastercard® doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 15000 points that can be redeemed for travel, gifts, and other perks.What are the Virgin Atlantic World Elite Mastercard® benefits?
Virgin Atlantic World Elite Mastercard® provides the following benefits:
- Price Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Virgin Atlantic World Elite Mastercard®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Virgin Atlantic World Elite Mastercard® has higher than average purchase APRs.Virgin Atlantic World Elite Mastercard® has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR that ranges from 20.49% up to 28.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Virgin Atlantic World Elite Mastercard® have an introductory APR offer on balance transfers?
No, Virgin Atlantic World Elite Mastercard® does not come with an introductory APR offer for balance transfers.Does Virgin Atlantic World Elite Mastercard® have an introductory APR offer on new purchases?
Virgin Atlantic World Elite Mastercard® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Virgin Atlantic World Elite Mastercard®?
The following fees apply to Virgin Atlantic World Elite Mastercard®:
| Fees | Amount |
|---|---|
| Annual Fee | $90 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $40 |
Does Virgin Atlantic World Elite Mastercard® have a foreign transaction fee?
Virgin Atlantic World Elite Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Virgin Atlantic World Elite Mastercard® report your account activity to credit bureaus?
Yes, Virgin Atlantic World Elite Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Virgin Atlantic World Elite Mastercard®
- Visit the Virgin Atlantic World Elite Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - (800) 432-1000
- Visit Site
Other Services by Bank of America
Feature Breakdown
| Airfare (Points) | 3 |
| Every Purchase (Points) | 3 miles per $1 spent directly on Virgin Atlantic purchases. 1.5 miles per $1 spent on all other purchases. |
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