Virgin Atlantic World Elite Mastercard® Review

Virgin Atlantic World Elite Mastercard® is a rewards credit card issued by Bank of America. If you're wondering whether Virgin Atlantic World Elite Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 3 miles per dollar spent.
• Signup bonus. Offers a signup bonus of 30000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 25.49%.
• 3% Balance transfer fee. Virgin Atlantic World Elite Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Virgin Atlantic World Elite Mastercard® Pros and Cons:

Is there a Virgin Atlantic World Elite Mastercard® cash back or rewards program?

Virgin Atlantic World Elite Mastercard® offers a rewards program to its customers.

What are the Virgin Atlantic World Elite Mastercard® benefits?

Virgin Atlantic World Elite Mastercard® provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Virgin Atlantic World Elite Mastercard®?

Virgin Atlantic World Elite Mastercard® has a variable purchase APR that ranges from 17.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 25.49%. It also has a variable cash advance APR that ranges from 20.49% up to 28.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Virgin Atlantic World Elite Mastercard®?

The following fees apply to Virgin Atlantic World Elite Mastercard®:

Does Virgin Atlantic World Elite Mastercard® report your account activity to credit bureaus?

Virgin Atlantic World Elite Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Virgin Atlantic World Elite Mastercard®

• Visit the Virgin Atlantic World Elite Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.