
Wells Fargo Cash Back College Visa Card
in Personal Credit Cards from Wells Fargo Bank
Would you recommend Wells Fargo Cash Back College Visa Card to your friends?
Community Rating | Mostly recommended |
Purchase APR (Variable APR) | 11.15% - 21.15% |
Balance Transfer APR (Variable APR) | 11.15% - 21.15% |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
Number of Reviews | 17 |
Wells Fargo Cash Back College Visa Card Review
Wells Fargo Cash Back College Visa Card is a cashback credit card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Cash Back College Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 3%.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Wells Fargo Cash Back College Visa Card has a variable purchase APR that ranges from 11.15% up to 21.15%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Wells Fargo Cash Back College Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
The Good | The Bad |
---|---|
|
|
Is there a Wells Fargo Cash Back College Visa Card cash back or rewards program?
Wells Fargo Cash Back College Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Wells Fargo Cash Back College Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Does Wells Fargo Cash Back College Visa Card have a signup bonus?
Wells Fargo Cash Back College Visa Card doesn't offer a cash signup bonus.Does Wells Fargo Cash Back College Visa Card offer an annual loyalty bonus?
Wells Fargo Cash Back College Visa Card doesn't offer a cash loyalty bonus.What are the Wells Fargo Cash Back College Visa Card benefits?
Wells Fargo Cash Back College Visa Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Cash Back College Visa Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Wells Fargo Cash Back College Visa Card has lower than average purchase APRs.Wells Fargo Cash Back College Visa Card has a variable purchase APR that ranges from 11.15% up to 21.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 21.15%. It also has a variable cash advance APR of 23.99% .
Does Wells Fargo Cash Back College Visa Card have an introductory APR offer on balance transfers?
Yes, Wells Fargo Cash Back College Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 11.15% - 21.15% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 5% |
Does Wells Fargo Cash Back College Visa Card have an introductory APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Wells Fargo Cash Back College Visa Card?
The following fees apply to Wells Fargo Cash Back College Visa Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $37 |
Late Payment Fee | up to $37 |
Does Wells Fargo Cash Back College Visa Card have a foreign transaction fee?
Wells Fargo Cash Back College Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Wells Fargo Cash Back College Visa Card report your account activity to credit bureaus?
Yes, Wells Fargo Cash Back College Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Wells Fargo Cash Back College Visa Card
- Visit the Wells Fargo Cash Back College Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 - (800) 877-4833
- Visit Site
Other Services by Wells Fargo Bank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | 3% cash rewards earned for up to $2,500 spent on gas, grocery, and drugstore purchases for the first 6 months. Enjoy 1% cash rewards for other purchases |
Wells Fargo Cash Back College Visa Card Community Reviews
Would you recommend Wells Fargo Cash Back College Visa Card to your friends?
Wells Fargo Bank Personal Credit Cards
- American Eagle Financial Credit Union Platinum Visa Credit Card
- Citizens Equity First Credit Union Rewards Mastercard
- Harvesters Federal Credit Union VISA Gold Credit Card
- Huntington National Bank Lower APR Voice Credit Card
- Jasper Cash Back Mastercard®
- Luxury Card™ Mastercard® Titanium Card™
- Navy Federal cashRewards Credit Card
- Park Community Credit Union Visa Gold Credit Card
- Premier America Credit Union Privileges Rewards Mastercard
- Sallie Mae Evolve Credit Card
- Synchrony Car Care™ Credit Card
- The Stage Store Credit Card