Wells Fargo Rewards Visa Card
in Personal Credit Cards from Wells Fargo Bank
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 18.74% - 27.74% |
| Balance Transfer APR (Variable APR) | 18.24% - 27.24% |
| Credit Score Range | 640 - 850 |
Wells Fargo Rewards Visa Card Review
Wells Fargo Rewards Visa Card is a cashback credit card issued by Wells Fargo Bank.
This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Wells Fargo Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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|
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Is there a Wells Fargo Rewards Visa Card cash back or rewards program?
Wells Fargo Rewards Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Wells Fargo Rewards Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Wells Fargo Rewards Visa Card have a signup bonus?
Wells Fargo Rewards Visa Card doesn't offer a cash signup bonus.Does Wells Fargo Rewards Visa Card offer an annual loyalty bonus?
Wells Fargo Rewards Visa Card doesn't offer a cash loyalty bonus.What are the Wells Fargo Rewards Visa Card benefits?
Wells Fargo Rewards Visa Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Rewards Visa Card?
Wells Fargo Rewards Visa Card has a variable purchase APR that ranges from 18.74% up to 27.74%. The card has a variable balance transfer APR that ranges from 18.24% up to 27.24%.
It also has a variable cash advance APR that ranges from 26.24% up to 28.24%.
Does Wells Fargo Rewards Visa Card have an introductory APR offer?
Yes, Wells Fargo Rewards Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 18.24% - 27.24% |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 18.74% - 27.74% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 26.24% - 28.24% |
| Security Deposit | N/A |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
What are the Wells Fargo Rewards Visa Card fees?
The following fees apply to Wells Fargo Rewards Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $37 |
| Late Payment Fee | up to $37 |
Does Wells Fargo Rewards Visa Card have a foreign transaction fee?
Wells Fargo Rewards Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Wells Fargo Rewards Visa Card report your account activity to credit bureaus?
Wells Fargo Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Wells Fargo Rewards Visa Card
- Visit the Wells Fargo Rewards Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 - Visit Site
Other Services by Wells Fargo Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee (%) | 5% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | Up to $37 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $37 |
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