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  Wells Fargo Rewards Visa Card

Wells Fargo Rewards Visa Card

in Personal Credit Cards from Wells Fargo Bank

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Wells Fargo Rewards Visa Card

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in Personal Credit Cards from Wells Fargo Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 18.74% - 27.74%
Balance Transfer APR  (Variable APR) 18.74% - 27.74%
Credit Score Range 640 - 850

Wells Fargo Rewards Visa Card Review

Wells Fargo Rewards Visa Card is a cashback credit card issued by Wells Fargo Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Wells Fargo Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Wells Fargo Rewards Visa Card
Pros Cons
  • 0% introductory APR for purchases and balance transfers
  • 5 years to use points before they expire.
  • No annual fee.
  • Low points rewards after introductory period.
  • Is there a Wells Fargo Rewards Visa Card cash back or rewards program?

    Wells Fargo Rewards Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    Wells Fargo Rewards Visa Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    Does Wells Fargo Rewards Visa Card have a signup bonus?

    Wells Fargo Rewards Visa Card doesn't offer a cash signup bonus.

    Does Wells Fargo Rewards Visa Card offer an annual loyalty bonus?

    Wells Fargo Rewards Visa Card doesn't offer a cash loyalty bonus.

    What are the Wells Fargo Rewards Visa Card benefits?

    Wells Fargo Rewards Visa Card provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Travel Accident Insurance
    • Cellular Telephone Protection
    • Travel Assistance
    • Reports to major credit bureaus

    What are the relevant APRs for Wells Fargo Rewards Visa Card?

    Wells Fargo Rewards Visa Card has a variable purchase APR that ranges from 18.74% up to 27.74%. The card has a variable balance transfer APR that ranges from 18.74% up to 27.74%.

    It also has a variable cash advance APR that ranges from 26.24% up to 28.24%.

    Does Wells Fargo Rewards Visa Card have an introductory APR offer?

    Yes, Wells Fargo Rewards Visa Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

    This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

    Wells Fargo Rewards Visa Card Rates & Terms
    Purchase APR 18.74% - 27.74%
    Balance Transfer APR 18.74% - 27.74%
    Cash Advance APR 26.24% - 28.24%

    What are the Wells Fargo Rewards Visa Card fees?

    The following fees apply to Wells Fargo Rewards Visa Card:

    Wells Fargo Rewards Visa Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 5%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $37
    Late Payment Fee up to $37

    Does Wells Fargo Rewards Visa Card have a foreign transaction fee?

    Wells Fargo Rewards Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Wells Fargo Rewards Visa Card report your account activity to credit bureaus?

    Wells Fargo Rewards Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Wells Fargo Rewards Visa Card

    • Visit the Wells Fargo Bank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee Up to $37
    Minimum Interest Charge $1
    Late Fee Amount Up to $37
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Free FICO Score  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Cellular Telephone Protection
    • Emergency Support
    • Fraud Liability
    • Free Credit Score
    • Travel Accident Insurance
    • Travel Assistance
    Rewards Categories
    • Drug Store Purchases
    • Every Purchase
    • Gas
    • Groceries
    Bonus Rewards 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months
    Purchase APR (Variable APR) 18.74% - 27.74%
    Cash Advance APR (Variable APR) 26.24% - 28.24%
    Balance Computation average daily balance
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 18.74% - 27.74%
    Introductory Rate 0%
    Intro APR period 15

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