Wyndham Rewards Visa Card Review

Wyndham Rewards Visa Card is a rewards credit card issued by Barclays Bank. If you're wondering whether Wyndham Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 3x.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 15000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Wyndham Rewards Visa Card has a variable purchase APR that ranges from 16.74% up to 26.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Wyndham Rewards Visa Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Gas rewards.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

Wyndham Rewards Visa Card Pros and Cons:

Is there a Wyndham Rewards Visa Card cash back or rewards program?

Wyndham Rewards Visa Card offers a rewards program to its customers.

What are the Wyndham Rewards Visa Card benefits?

Wyndham Rewards Visa Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Wyndham Rewards Visa Card?

Wyndham Rewards Visa Card has a variable purchase APR that ranges from 16.74% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.74% up to 26.49%. It also has a variable cash advance APR starting at 26.74% .

What are the fees for Wyndham Rewards Visa Card?

The following fees apply to Wyndham Rewards Visa Card:

Does Wyndham Rewards Visa Card report your account activity to credit bureaus?

Wyndham Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Wyndham Rewards Visa Card

• Visit the Wyndham Rewards Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.