Overview

Who is this credit card designed for?

Wyndham Rewards Visa Card is a credit card issued by Barclays, which is based in New York, NY. 

Wyndham Rewards Visa Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Wyndham Rewards Visa Card has a variable purchase APR that ranges from 16.74% up to 26.49%.

The card has a variable balance transfer APR that ranges from 16.74% up to 26.49%.

It also has a variable cash advance APR starting at 26.74%.

Is an introductory APR offer available?

Yes, Wyndham Rewards Visa Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

Wyndham Rewards Visa Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Wyndham Rewards Visa Card:

• There is no annual fee.
• A late payment penalty of $37.
• A returned payment fee of $37.
• There are no foreign transaction fees.

Is a rewards program offered?

Wyndham Rewards Visa Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Gas
• Groceries
• Hotels
• Utilities

Is a signup bonus offered?

Wyndham Rewards Visa Card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Wyndham Rewards Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Wyndham Rewards Visa Card provides the following benefits:

• Auto Rental Collision Damage Waiver

• Emergency Support

• Extended Warranty Protection

• Fraud Liability

• Travel Assistance

• Reports to major credit bureaus

Does Wyndham Rewards Visa Card report your account activity to credit bureaus?

Wyndham Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.