Last Updated: 07/28/2025
Zions Bank Clarity Visa® Credit Card
Unaffiliated
in Credit Cards from Zions Bancorporation
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.00% - 21.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
12.00% - 21.00%(Verified 06/21/2024)
Credit Score Range
Starting at 690
Annual Fee
$0
Zions Bank Clarity Visa® Credit Card Review
This is a card issued by Zions Bancorporation. If you're wondering whether Zions Bank Clarity Visa® Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 15 months.
- If you’re looking for a great rate without all the fees, the choice is clear. With the Zions Bank Clarity Visa® Credit Card1 you get one of the lowest rates available.
- APRs: Zions Bank Clarity Visa® Credit Card has a variable regular purchase APR that ranges from 12.00% up to 21.00%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Zions Bank Clarity Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Zions Bank Clarity Credit Card
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Zions Bank Clarity Credit Card FAQ
Does Zions Bank Clarity Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
What are the relevant APRs for Zions Bank Clarity Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Zions Bank Clarity Visa® Credit Card has a variable purchase APR that ranges from 12.00% up to 21.00%. The card has a variable balance transfer APR that ranges from 12.00% up to 21.00%.
Does Zions Bank Clarity Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 15 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 12.00% - 21.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 15 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Zions Bank Clarity Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Zions Bank Clarity Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $0 . What is the customer service phone number for Zions Bank Clarity Credit Card?
The customer service number for Zions Bank Clarity Credit Card is (888) 307-3411.
What is the support contact email for Zions Bank Clarity Credit Card?
The support contact email for Zions Bank Clarity Credit Card is james.abbott@zionsbancorp.com.
What is the login page for Zions Bank Clarity Credit Card?
You can access the login page of Zions Bank Clarity Credit Card here.
How do people rate the customer service and user experience of Zions Bank Clarity Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Zions Bancorporation perform a hard credit pull?
Yes, Zions Bank Clarity Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Zions Bank Clarity Credit Card
- Visit the website of Zions Bank Clarity Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Sunday
Closed
Monday
9:00AM - 6:00AM
Tuesday
9:00AM - 6:00AM
Wednesday
9:00AM - 6:00AM
Thursday
9:00AM - 6:00AM
Friday
9:00AM - 6:00AM
Saturday
10:00AM - 2:00PM