Skip to content
SuperMoney logo
SuperMoney logo
Personal Lines of Credit
Advertiser Disclosure

Last Updated: 04/18/2025

Evergreen CU Overdraft Protection

in Personal Lines of Credit from Evergreen Credit Union

Last Updated: 04/18/2025

Evergreen Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Personal Lines of Credit


Filter & compare all your options in one place.

Filter & compare all your options in one place.

Get Personalized Rates
Highlights icon

Highlights

Amount Range

Up to $5,000

APR (Fixed APR)

Starting at 11.99%(Verified 07/20/2024)

Speech bubbles icon

Evergreen CU Overdraft Protection Review

Evergreen CU Overdraft Protection is offered through Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU Overdraft Protection are available in 50 states, 5 US territories, and Washington, DC.

Evergreen CU Overdraft Protection FAQ

What APRs does Evergreen CU Overdraft Protection offer?

Evergreen CU Overdraft Protection offers an APR that starts at 11.99% APR.

Does the Evergreen CU Overdraft Protection charge an origination fee?

Yes, Evergreen CU Overdraft Protection charges a line of credit origination fee .

Does the Evergreen CU Overdraft Protection charge a cash advance fee?

Yes, Evergreen CU Overdraft Protection may charge a fee .

Does Evergreen CU Overdraft Protection charge a late fee?

Yes, Evergreen CU Overdraft Protection may charge borrowers a late payment fee .

What do you need to qualify for Evergreen CU Overdraft Protection?

Evergreen CU Overdraft Protection does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Evergreen CU Overdraft Protection does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Evergreen CU Overdraft Protection.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Evergreen CU Overdraft Protection report your account activity to credit bureaus?

Yes, Evergreen CU Overdraft Protection reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Evergreen Credit Union perform a hard credit pull?

Yes, Evergreen CU Overdraft Protection performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Evergreen CU Overdraft Protection

  • Visit the Evergreen CU Overdraft Protection website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

225 Riverside St
Portland, ME 04103
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM

Other Services by Evergreen Credit Union