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Last Updated: 04/18/2025

Henrico Federal Credit Union Personal Line of Credit

from Henrico Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Fixed APR)

9.99% - 17.99%(Verified 06/21/2024)

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Henrico Federal Credit Union Personal Line of Credit Review

Henrico Federal Credit Union Personal Line of Credit is offered through Henrico Federal Credit Union, a credit union founded in 1967 and based in Richmond, VA. Henrico Federal Credit Union Personal Line of Credit are available in 50 states and Washington, DC.

Henrico Federal Credit Union Personal Line of Credit FAQ

What APRs does Henrico Federal Credit Union Personal Line of Credit offer?

Henrico Federal Credit Union Personal Line of Credit offers an APR that ranges from 9.99% APR up to 17.99% APR.

Does the Henrico Federal Credit Union Personal Line of Credit charge an origination fee?

Yes, Henrico Federal Credit Union Personal Line of Credit charges a line of credit origination fee .

Does the Henrico Federal Credit Union Personal Line of Credit charge a cash advance fee?

Yes, Henrico Federal Credit Union Personal Line of Credit may charge a fee .

Does Henrico Federal Credit Union Personal Line of Credit charge a late fee?

Yes, Henrico Federal Credit Union Personal Line of Credit may charge borrowers a late payment fee of up to $5 .

What do you need to qualify for Henrico Federal Credit Union Personal Line of Credit?

Henrico Federal Credit Union Personal Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Henrico Federal Credit Union Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Henrico Federal Credit Union Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Henrico Federal Credit Union Personal Line of Credit report your account activity to credit bureaus?

Yes, Henrico Federal Credit Union Personal Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Henrico Federal Credit Union perform a hard credit pull?

Yes, Henrico Federal Credit Union Personal Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Henrico Federal Credit Union Personal Line of Credit

  • Visit the Henrico Federal Credit Union Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

9401 W Broad St
Henrico
Richmond, VA 23294
(804) 266-0290
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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Amount Range

N/A

APR

17.00%
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