Last Updated: 04/18/2025
Ottawa Hiway CU Open-End Revolving Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
13.90%(Verified 08/16/2024)
Ottawa Hiway CU Open-End Revolving Loan Review
Ottawa Hiway CU Open-End Revolving Loan is offered through Ottawa Hiway Credit Union, a credit union founded in 1963 and based in Ottawa, IL. Ottawa Hiway CU Open-End Revolving Loan are available in 50 states, 5 US territories, and Washington, DC.
Ottawa Hiway CU Open-End Revolving Loan FAQ
What APRs does Ottawa Hiway CU Open-End Revolving Loan offer?
Ottawa Hiway CU Open-End Revolving Loan offers an APR of 13.90% APR.
Does the Ottawa Hiway CU Open-End Revolving Loan charge an origination fee?
Yes, Ottawa Hiway CU Open-End Revolving Loan charges a line of credit origination fee .Does the Ottawa Hiway CU Open-End Revolving Loan charge a cash advance fee?
Yes, Ottawa Hiway CU Open-End Revolving Loan may charge a fee .Does Ottawa Hiway CU Open-End Revolving Loan charge a late fee?
Yes, Ottawa Hiway CU Open-End Revolving Loan may charge borrowers a late payment fee of up to $25.00 .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | $25.00 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Ottawa Hiway CU Open-End Revolving Loan?
Ottawa Hiway CU Open-End Revolving Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ottawa Hiway CU Open-End Revolving Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ottawa Hiway CU Open-End Revolving Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Ottawa Hiway CU Open-End Revolving Loan report your account activity to credit bureaus?
Yes, Ottawa Hiway CU Open-End Revolving Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ottawa Hiway Credit Union perform a hard credit pull?
Yes, Ottawa Hiway CU Open-End Revolving Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ottawa Hiway CU Open-End Revolving Loan
- Visit the Ottawa Hiway CU Open-End Revolving Loan website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 3:00PM
Tuesday
8:00AM - 3:00PM
Wednesday
8:00AM - 3:00PM
Thursday
8:00AM - 3:00PM
Friday
8:00AM - 3:00PM
Saturday
Closed