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Last Updated: 04/18/2025

Travis CU Ready Reserve Overdraft Line of Credit

in Personal Lines of Credit from Travis Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Fixed APR)

10.99% - 18.40%(Verified 07/23/2024)

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Travis CU Ready Reserve Overdraft Line of Credit Review

Travis CU Ready Reserve Overdraft Line of Credit is offered through Travis Credit Union, a credit union founded in 1951 and based in Vacaville, CA. Travis CU Ready Reserve Overdraft Line of Credit are available in 50 states, 5 US territories, and Washington, DC.

Travis CU Ready Reserve Overdraft Line of Credit FAQ

What APRs does Travis CU Ready Reserve Overdraft Line of Credit offer?

Travis CU Ready Reserve Overdraft Line of Credit offers an APR that ranges from 10.99% APR up to 18.40% APR.

Does the Travis CU Ready Reserve Overdraft Line of Credit charge an origination fee?

Yes, Travis CU Ready Reserve Overdraft Line of Credit charges a line of credit origination fee .

Does the Travis CU Ready Reserve Overdraft Line of Credit charge a cash advance fee?

Yes, Travis CU Ready Reserve Overdraft Line of Credit may charge a fee .

Does Travis CU Ready Reserve Overdraft Line of Credit charge a late fee?

Yes, Travis CU Ready Reserve Overdraft Line of Credit may charge borrowers a late payment fee of up to $15.00 .

What do you need to qualify for Travis CU Ready Reserve Overdraft Line of Credit?

Travis CU Ready Reserve Overdraft Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Travis CU Ready Reserve Overdraft Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Travis CU Ready Reserve Overdraft Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Travis Credit Union perform a hard credit pull?

Yes, Travis CU Ready Reserve Overdraft Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Travis CU Ready Reserve Overdraft Line of Credit

  • Visit the Travis CU Ready Reserve Overdraft Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

11 Cernon St
Vacaville, CA 95688
Visit Site

Hours of Operation

Sunday
Closed
Monday
10:00AM - 5:30PM
Tuesday
10:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
10:00AM - 5:30PM
Friday
10:00AM - 5:30PM
Saturday
9:00AM - 4:15PM

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