Last Updated: 04/18/2025
Service One Credit Union Ready Reserve Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 14.15%(Verified 06/21/2024)
Service One Credit Union Ready Reserve Line of Credit Review
Service One Credit Union Ready Reserve Line of Credit is offered through Service One Credit Union, a credit union founded in 1963 and based in Bowling Green, KY. Service One Credit Union Ready Reserve Line of Credit are available in 50 states, 5 US territories, and Washington, DC.
Service One Credit Union Ready Reserve Line of Credit FAQ
What APRs does Service One Credit Union Ready Reserve Line of Credit offer?
Service One Credit Union Ready Reserve Line of Credit offers a variable APR that starts at 14.15% APR.
Does the Service One Credit Union Ready Reserve Line of Credit charge an origination fee?
Yes, Service One Credit Union Ready Reserve Line of Credit charges a line of credit origination fee .Does the Service One Credit Union Ready Reserve Line of Credit charge a cash advance fee?
Yes, Service One Credit Union Ready Reserve Line of Credit may charge a fee .Does Service One Credit Union Ready Reserve Line of Credit charge a late fee?
Yes, Service One Credit Union Ready Reserve Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Service One Credit Union Ready Reserve Line of Credit?
Service One Credit Union Ready Reserve Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Service One Credit Union Ready Reserve Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Service One Credit Union Ready Reserve Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Service One Credit Union Ready Reserve Line of Credit report your account activity to credit bureaus?
Yes, Service One Credit Union Ready Reserve Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Service One Credit Union perform a hard credit pull?
Yes, Service One Credit Union Ready Reserve Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Service One Credit Union Ready Reserve Line of Credit
- Visit the Service One Credit Union Ready Reserve Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 1:00PM