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Last Updated: 04/18/2025

FAA FCU Personal Lines of Credit

in Personal Lines of Credit from FAA Federal Credit Union

Last Updated: 04/18/2025

FAA Federal Credit Union logo
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Amount Range

Up to $10,000

APR (Variable APR)

Starting at 15.00%(Verified 06/21/2024)

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FAA FCU Personal Lines of Credit Review

FAA FCU Personal Lines of Credit is offered through FAA Federal Credit Union, a credit union founded in 1954 and based in Memphis, TN. FAA FCU Personal Lines of Credit are available in 50 states, 5 US territories, and Washington, DC.

FAA FCU Personal Lines of Credit FAQ

What APRs does FAA FCU Personal Lines of Credit offer?

FAA FCU Personal Lines of Credit offers a variable APR that starts at 15.00% APR.

Does the FAA FCU Personal Lines of Credit charge an origination fee?

Yes, FAA FCU Personal Lines of Credit charges a line of credit origination fee .

Does the FAA FCU Personal Lines of Credit charge a cash advance fee?

Yes, FAA FCU Personal Lines of Credit may charge a fee .

Does FAA FCU Personal Lines of Credit charge a late fee?

Yes, FAA FCU Personal Lines of Credit may charge borrowers a late payment fee .

What do you need to qualify for FAA FCU Personal Lines of Credit?

FAA FCU Personal Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
FAA FCU Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by FAA FCU Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does FAA FCU Personal Lines of Credit report your account activity to credit bureaus?

Yes, FAA FCU Personal Lines of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does FAA Federal Credit Union perform a hard credit pull?

Yes, FAA FCU Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for FAA FCU Personal Lines of Credit

  • Visit the FAA FCU Personal Lines of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7974 Centennial Dr
Memphis, TN 38125
(901) 757-7999
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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