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  United Federal Credit Union Personal Line of Credit

United Federal Credit Union Personal Line of Credit

in Personal Lines of Credit from United Federal Credit Union

Unaffiliated

United Federal Credit Union Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from United Federal Credit Union

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount $3,000 - $20,000
APR  (Variable APR) Starting at 5.5%

United Federal Credit Union Personal Line of Credit Review

United Federal Credit Union Personal Line of Credit is offered by United Federal Credit Union, a credit union founded in 1949 and based in St Joseph, MI. United Federal Credit Union Personal Line of Credit is available in 50 states (and Washington, DC).

United Federal Credit Union line of credit FAQ

What APRs does United Federal Credit Union Personal Line of Credit offer?

United Federal Credit Union Personal Line of Credit offers a variable APR product that ranges from 5.5% APR.

Does United Federal Credit Union line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the United Federal Credit Union line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the United Federal Credit Union Personal Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does United Federal Credit Union Personal Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via United Federal Credit Union line of credit?

Upon approval and based on your credit score, your personal line of credit will be assigned a credit limit of at least $3,000 and as much as $20,000. .

United Federal Credit Union Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for United Federal Credit Union Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for United Federal Credit Union Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

United Federal Credit Union Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. United Federal Credit Union Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via United Federal Credit Union Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by United Federal Credit Union Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

Does United Federal Credit Union Personal Line of Credit report your account activity to credit bureaus?

Yes, United Federal Credit Union Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for United Federal Credit Union line of credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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About United Federal Credit Union Personal Line of Credit

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Checking Account Required
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Payment Options
  • Bank Transfer
  • Check by mail
  • Storefront
APR (Variable APR) Starting at 5.5%
Loan Amount $3,000 - $20,000

United Federal Credit Union Personal Line of Credit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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