Is Excel FCU Personal Line of Credit the right fit for you?
Last Updated: 04/18/2025
Excel FCU Personal Line of Credit
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended24 Reviews
Learn More
Strongly recommended7 Reviews
Learn More
Strongly recommended6 Reviews
Learn MoreCompare All Personal Lines of Credit
Filter & compare all your options in one place.
Highlights
Amount Range
Starting at $200
APR (Fixed APR)
14.90%(Verified 06/21/2024)
Excel FCU Personal Line of Credit Review
Excel FCU Personal Line of Credit is offered through Excel Federal Credit Union, a credit union founded in 1952 and based in Norcross, GA. Excel FCU Personal Line of Credit are available in 50 states, 5 US territories, and Washington, DC.
Excel FCU Personal Line of Credit FAQ
What APRs does Excel FCU Personal Line of Credit offer?
Excel FCU Personal Line of Credit offers an APR of 14.90% APR.
Does the Excel FCU Personal Line of Credit charge an origination fee?
Yes, Excel FCU Personal Line of Credit charges a line of credit origination fee .Does the Excel FCU Personal Line of Credit charge a cash advance fee?
Yes, Excel FCU Personal Line of Credit may charge a fee .Does Excel FCU Personal Line of Credit charge a late fee?
Yes, Excel FCU Personal Line of Credit may charge borrowers a late payment fee .How much can you borrow via Excel FCU Personal Line of Credit?
Upon approval and based on your credit worthiness, your Excel FCU Personal Line of Credit personal line of credit will be assigned a credit limit of at least $200.00 .
. | Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Excel FCU Personal Line of Credit?
Excel FCU Personal Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Excel FCU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Excel FCU Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Excel FCU Personal Line of Credit report your account activity to credit bureaus?
Yes, Excel FCU Personal Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Excel Federal Credit Union perform a hard credit pull?
Yes, Excel FCU Personal Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Excel FCU Personal Line of Credit
- Visit the Excel FCU Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed
Other Services by Excel Federal Credit Union
Community Recommended Products
View AllSponsored
Strongly recommended24 Reviews
Learn MoreStrongly recommended7 Reviews
Learn MoreStrongly recommended6 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Excel FCU Personal Line of Credit Community Reviews
Would you recommend Excel FCU Personal Line of Credit to your friends?
There are currently no reviews.