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Last Updated: 04/18/2025

1st Franklin Financial Personal Loans

in Personal Loans from 1st Franklin Financial Corporation

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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APR (Factor Based)

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Amount Range

Up to $15,000

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1st Franklin Financial Personal Loans Review

1st Franklin Financial Personal Loans is offered by 1st Franklin Financial Corporation, a nonbank financial services provider founded in 1941 and based in Toccoa, GA. 1st franklin financial are available in 50 states and Washington, DC.

Key Takeaways

    1st franklin financial Pros & Cons

    1st franklin financial FAQ

    What interest rates and personal loan terms does 1st franklin financial offer?

    1st franklin financial has lower than average interest rates for lenders reviewed on SuperMoney.

    What interest rates does 1st franklin financial offer?

    1st franklin financial offers a personal loan product but they do not disclose their interest rates.

    What fees does 1st franklin financial charge?

    Does 1st franklin financial charge an origination fee?

    1st franklin financial may charge a personal loan origination fee .

    Does 1st franklin financial charge a late fee?

    1st franklin financial does not disclose whether it charges late payment fees.

    Does 1st franklin financial charge prepayment fees?

    No, 1st franklin financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

    What do you need to qualify for 1st Franklin Financial Personal Loans?

    1st Franklin Financial Personal Loans does not require or does not disclose a credit score minimum.
    1st Franklin Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by 1st Franklin Financial Personal Loans.
    To qualify, applicants may need to provide the following documentation:
    • Proof of income
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    Does 1st Franklin Financial Corporation perform a hard credit pull?

    Yes, 1st franklin financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
    Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

    Are 1st Franklin Financial Personal Loans legit?

    1st franklin was founded in 1941, it is a well-established company that has been in business for 85 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    135 E Tugalo St
    Toccoa, GA 30577
    (706) 886-7571
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 5:00PM
    Tuesday
    8:30AM - 5:00PM
    Wednesday
    8:30AM - 5:00PM
    Thursday
    8:30AM - 5:00PM
    Friday
    8:30AM - 5:00PM
    Saturday
    8:30AM - 12:00PM

    Other Services by 1st Franklin Financial Corporation