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  1st Franklin Financial Personal Loans
1st Franklin Financial Personal Loans
in Personal Loans from 1st Franklin Financial Corporation
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1st Franklin Financial Personal Loans

Unaffiliated
in Personal Loans from 1st Franklin Financial Corporation
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Highlights
APR N/A
Loan Amount Up to $15,000
Loan Term (Months) N/A

1st Franklin Financial Personal Loans Review

1st Franklin Financial Personal Loans is offered by 1st franklin, a nonbank financial services provider founded in 1941 and based in Toccoa, GA. 1st Franklin Financial Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your 1st Franklin Financial Personal Loans early.

1st franklin financial Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • 1st Franklin Financial Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.

1st franklin financial FAQ

What interest rates and personal loan terms does 1st franklin financial offer?

1st franklin financial has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does 1st franklin financial offer?

1st franklin financial offers a personal loan product but they do not disclose their interest rates.

1st franklin financial Interest Rates & Loan Terms
Personal Loan Amount up to $15000
Loan Term N/A
APR N/A

What fees does 1st franklin financial charge?

Does 1st franklin financial charge an origination fee?

1st franklin financial may charge a personal loan origination fee.

Does 1st franklin financial charge a late fee?

No, 1st franklin financial will not charge you a late fee if you miss one of the monthly payments.

Does 1st franklin financial charge prepayment fees?

No, 1st franklin financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

1st franklin financial Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for 1st Franklin Financial Personal Loans?

1st Franklin Financial Personal Loans does not require or does not disclose a credit score minimum.

1st Franklin Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. 1st Franklin Financial Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via 1st Franklin Financial Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by 1st Franklin Financial Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
1st franklin financial Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
    		•
    Credit Score N/A

    Are 1st Franklin Financial Personal Loans legit?

    1st Franklin Financial Corporation was founded in 1941, it is a well-established company that has been in business for 82 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:30am - 5:00pm
    • Tuesday 8:30am - 5:00pm
    • Wednesday 8:30am - 5:00pm
    • Thursday 8:30am - 5:00pm
    • Friday 8:30am - 5:00pm
    • Saturday 8:30am - 12:00pm

    About 1st Franklin Financial Personal Loans

    View 1st Franklin Financial Corporation Profile

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    • Proof of Income
    • Proof of Identity
    • Social Security Number
    APR Type Factor Based
    Loan Amount Up to $15,000

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