Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
1.5%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$5,000
Loan Term (Months)
60
AAFMAA CAP Loan Review
AAFMAA CAP Loan is offered by AAFMAA, a direct lender founded in 1879 and based in Ft. Myer, VA. AAFMAA CAP Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 1.5%. Personal loan interest rates typically range between 9% and 36%. The starting rates for AAFMAA CAP Loan are on the lower end of the spectrum.
- Prequalified rate. You can check your prequalified rate at AAFMAA with a soft pull that will not affect your FICO or VantageScore.
- No origination fee. AAFMAA CAP Loan does not charge a loan origination fee.
- No late fees. AAFMAA CAP Loan will not charge additional fees if you miss the due date on a payment.
AAFMAA CAP Loan Pros & Cons
| Pros | Cons |
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AAFMAA CAP Loan FAQ
What interest rates and personal loan terms does AAFMAA CAP Loan offer?
AAFMAA CAP Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does AAFMAA CAP Loan offer?
AAFMAA CAP Loan offers a fixed APR personal loan product of 1.5%.
How much can you borrow via AAFMAA CAP Loan?
AAFMAA CAP Loan offers $5,000 loans.
What is the maximum loan term you can get with AAFMAA CAP Loan?
AAFMAA CAP Loan offers loans with terms of 60 months.
| Personal Loan Amount | $5000 |
| Loan Term | 60 months |
| APR | 1.5% |
What fees does AAFMAA CAP Loan charge?
Does AAFMAA CAP Loan charge an origination fee?
AAFMAA CAP Loan does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does AAFMAA CAP Loan charge a late fee?
No, AAFMAA CAP Loan will not charge you a late fee if you miss payments.
Does AAFMAA CAP Loan charge prepayment fees?
No, AAFMAA CAP Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for AAFMAA CAP Loan?
AAFMAA CAP Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. AAFMAA CAP Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by AAFMAA CAP Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
Does AAFMAA perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. AAFMAA CAP Loan allows you to check your rates with a soft credit pull.
Are AAFMAA CAP Loan legit?
AAFMAA was founded in 1879, it is a well-established company that has been in business for 147 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed