SuperMoney 
  Affirm Installment Loans

Affirm Installment Loans

in Personal Loans from Affirm Inc.

Unaffiliated

Affirm Installment Loans

Unaffiliated

in Personal Loans from Affirm Inc.

SuperMoney Net Recommendation Score -29% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
1 user is unsure
4 users don't recommend
Cast your vote
Cast your vote

Would you recommend Affirm Installment Loans to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount N/A
APR  (Fixed APR) 10% - 30%
Loan Term 3 - 12 months
Number of Reviews 7

Affirm Installment Loans Review

Affirm Installment Loans is offered by Affirm Inc., a direct lender founded in 2012 and based in San Francisco, CA. Affirm Installment Loans is offered in 49 states (and Washington, DC).

What rates and terms does Affirm Installment Loans offer?

What personal loan APRs does Affirm Installment Loans offer?

Affirm Installment Loans offers a fixed APR personal loan product that ranges from 10% APR up to 30% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What can a personal loan from Affirm Installment Loans be used for?

Personal loans from Affirm Installment Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Affirm Installment Loans?

Affirm Installment Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Affirm Installment Loans Rates & Terms
Loan Amount N/A
Loan Term 3 - 12 months
APR 10% - 30%

What fees does Affirm Installment Loans charge?

Does Affirm Installment Loans charge an origination fee?

Affirm Installment Loans charges a loan origination fee.

Does Affirm Installment Loans charge a late fee?

No, Affirm Installment Loans will not charge you a late fee.

Does Affirm Installment Loans charge prepayment fees?

No, Affirm Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Affirm Installment Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Affirm Installment Loans?

Applicants with a credit score of at least 640 and up to 850 are eligible for Affirm Installment Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Affirm Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Affirm Installment Loans. Their rates fall within the limits of The Military Lending Act.

Affirm Installment Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 640 - 850

    What is the estimated funding time for a personal loan via Affirm Installment Loans?

    Affirm Installment Loans will typically approve (or deny) a loan application within 1 hour and fund personal loans within 7 business days of approval.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   225 Bush Street
      San Francisco, CA 94104
    •   Visit Site

    About Affirm Installment Loans

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 49 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Prepayment Fee  
    No Late Fees  
    Minimum Age 18
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Loan Term 3 - 12 months
    APR (Fixed APR) 10% - 30%

    Affirm Installment Loans Community Reviews

     

    Would you recommend Affirm Installment Loans to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Loans