Affirm Installment Loans
in Personal Loans from Affirm Inc.Unaffiliated
Affirm Installment LoansUnaffiliated
in Personal Loans from Affirm Inc.
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Affirm Installment Loans Review
Affirm Installment Loans is a personal loan offering by Affirm Inc., a direct lender based in San Francisco, CA. Founded in 2012, Affirm Inc. offers access to personal loans in 49 states (and Washington, DC).
What rates and terms does Affirm Installment Loans offer?
What personal loan APRs does Affirm Installment Loans offer?Affirm Installment Loans offers a fixed APR personal loan product that ranges from 10% APR up to 30% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What can a personal loan from Affirm Installment Loans be used for?
Personal loans from Affirm Installment Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Affirm Installment Loans?
Affirm Installment Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Term||3 - 12 months|
|APR||10% - 30%|
What fees does Affirm Installment Loans charge?
Does Affirm Installment Loans charge an origination fee?
Affirm Installment Loans charges a loan origination fee.
Does Affirm Installment Loans charge a late fee?
No, Affirm Installment Loans will not charge you a late fee.
Does Affirm Installment Loans charge prepayment fees?
No, Affirm Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with Affirm Installment Loans?
Applicants with a credit score of at least 640 can apply for a loan via Affirm Installment Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Affirm Installment Loans. Their rates fall within the limits of The Military Lending Act.
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||640 - 850|
What is the estimated funding time for a personal loan via Affirm Installment Loans?
Affirm Installment Loans will typically approve (or deny) a loan application within 1 hour and fund personal loans within 7 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
|No Prepayment Fee|
|No Late Fees|
|Credit Score Range||
640 - 850
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Loan Term||3 - 12 months|
|APR (Fixed APR)||10% - 30%|