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Align Income Share Funding

in Personal Loans from Align Income Share Funding

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Align Income Share Funding

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in Personal Loans from Align Income Share Funding

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Mostly not recommended

10 users recommend
1 user is unsure
14 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $1,500 - $12,500
APR  (Variable APR) 37% - 94%
Loan Term 24 - 60 months
Number of Reviews 25

Align Income Share Funding Review

Align Income Share Funding is a personal loan offering by Align Income Share Funding, a direct lender based in Chicago, IL. Founded in 2011, Align Income Share Funding offers access to personal loans in 7 states across the USA.

What rates and terms does Align Income Share Funding offer?

Align Income Share Funding has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Align Income Share Funding offer?

Align Income Share Funding offers a variable APR personal loan product that ranges from 37% APR up to 94% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Align Income Share Funding?

Loan amounts start at $1,500 and go up to $12,500.

What can a personal loan from Align Income Share Funding be used for?

Personal loans from Align Income Share Funding are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Align Income Share Funding?

Align Income Share Funding offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Align Income Share Funding Rates & Terms
Loan Amount $1500 - $12500
Loan Term 24 - 60 months
APR 37% - 94%

What fees does Align Income Share Funding charge?

Does Align Income Share Funding charge an origination fee?

Align Income Share Funding does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Align Income Share Funding charge a late fee?

Yes, Align Income Share Funding may charge borrowers a late payment fee

Does Align Income Share Funding charge prepayment fees?

No, Align Income Share Funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Align Income Share Funding Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with Align Income Share Funding?

Applicants with a credit score of at least 600 can apply for a loan via Align Income Share Funding. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a loan with Align Income Share Funding, applicants need a minimum annual income of $20,000 or higher. Align Income Share Funding only considers borrowers who are employed and meet the minimum income requirement.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Align Income Share Funding. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Proof of income
Align Income Share Funding Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 600 - 700

What is the estimated funding time for a personal loan via Align Income Share Funding?

Align Income Share Funding will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Contact

  • Headquarters
  •   30 N. Lasalle
    Chicago, IL 60602
  •   Visit Site

About Align Income Share Funding

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • Arizona
  • California
  • Delaware
  • Florida
  • Illinois
  • Montana
  • Wisconsin

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 600 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $20,000
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Loan Amount $1.5K - $12.5K
Loan Term 24 - 60 months
APR (Variable APR) 37% - 94%

Align Income Share Funding Community Reviews

 
 

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