AmeriCash Installment Loans
AmeriCash Installment Loans
in Personal Loans from AmeriCash Loans LLC

AmeriCash Installment Loans

in Personal Loans from AmeriCash Loans LLC
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Loan Amount Up to $2,500
Loan Term (Months) N/A

AmeriCash Installment Loans Review

AmeriCash Installment Loans is offered by americash loans, a nonbank financial services provider founded in 1997 and based in Des Plaines, IL. AmeriCash Installment Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your AmeriCash Installment Loans early.

AmeriCash Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Small loan amounts (maximum of $2,500).
  • Do not offer pre-approval with soft credit pull.
  • AmeriCash Installment Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.

AmeriCash Loans FAQ

What interest rates and personal loan terms does AmeriCash Loans offer?

AmeriCash Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does AmeriCash Loans offer?

AmeriCash Loans offers a personal loan product but they do not disclose their interest rates.

AmeriCash Loans Interest Rates & Loan Terms
Personal Loan Amount up to $2500
Loan Term N/A

What fees does AmeriCash Loans charge?

Does AmeriCash Loans charge an origination fee?

AmeriCash Loans may charge a personal loan origination fee.

Does AmeriCash Loans charge a late fee?

No, AmeriCash Loans will not charge you a late fee if you miss one of the monthly payments.

Does AmeriCash Loans charge prepayment fees?

No, AmeriCash Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

AmeriCash Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for AmeriCash Installment Loans?

AmeriCash Installment Loans does not require or does not disclose a credit score minimum.

AmeriCash Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. AmeriCash Installment Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via AmeriCash Installment Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by AmeriCash Installment Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • U.S. tax identification number
AmeriCash Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score N/A

    Are AmeriCash Installment Loans legit?

    AmeriCash Loans LLC was founded in 1997, it is a well-established company that has been in business for 26 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 8:00pm
    • Tuesday 8:00am - 8:00pm
    • Wednesday 8:00am - 8:00pm
    • Thursday 8:00am - 8:00pm
    • Friday 8:00am - 8:00pm
    • Saturday 8:00am - 5:00pm

    About AmeriCash Installment Loans


      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Driver License (or other photo ID)
    • Proof of Identity
    • U.S. Tax Identification Number
    • Social Security Number
    APR Type Factor Based
    Loan Amount Up to $2,500

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