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Last Updated: 04/18/2025

Apache Lending Loans

from Apache Lending

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Rating not yet determined2 total votes

1 users recommend

1 users are unsure

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Highlights

APR (Variable APR)

Starting at 200%(Verified 06/21/2024)

Amount Range

$100 - $5,000

Loan Term (Months)

N/A

Apache Lending Loans Review

Apache Lending Loans is offered by Apache Lending, a nonbank financial services provider founded in 2022 and based in Las Vegas, NV. Apache Lending are available in 50 states and Washington, DC.

Key Takeaways

Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Apache Lending Loans are on the higher end of the market.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Apache Lending Loans.

Apache Lending Pros & Cons

Pros

Cons

Considers applicants of all credit types.
Accepts cosigners and coborrowers.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Apache Lending Loans does not report to credit bureaus.
Charges prepayment fees.

Apache Lending FAQ

What interest rates and personal loan terms does Apache Lending offer?

Apache Lending has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Apache Lending offer?

Apache Lending offers a variable APR personal loan product that starts at 200% APR.

How much can you borrow via Apache Lending?

Personal loan amounts start at $100 and go up to $5,000

Apache Lending Interest Rates & Loan Terms

Personal Loan Amount

$100 - $5000

Loan Term

N/A

APR

Starting at 200%

What fees does Apache Lending charge?

Does Apache Lending charge an origination fee?

Apache Lending may charge a personal loan origination fee .

Does Apache Lending charge a late fee?

Yes, Apache Lending may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.

Does Apache Lending charge prepayment fees?

No, Apache Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Apache Lending Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

up to $20

What do you need to qualify for Apache Lending Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Apache Lending Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Apache Lending Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

Apache Lending Eligibility Criteria

Minimum Age

Bank Account Required?

Application Types Accepted

Co-borrowers
Cosigners
Individual Applications

Credit Score

300 - 720

Does Apache Lending perform a hard credit pull?

Yes, Apache Lending performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Apache Lending Loans legit?

apache lending was founded in 2022. It is an established company that has been in business for 4 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

8164 Las Vegas Blvd S

#454

Las Vegas, NV 89123

(844) 575-3209

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Apache Lending Loans Community Reviews

Would you recommend Apache Lending Loans to your friends?

Dylan C.

Oct 31, 2023

May or may not recommend

With this loan, my ability to pay back has never been easier! I have never found service that has been this easy and reliable to its customers in my entire financial career. I can always rely on my Apache personal loan, and I can't wait to work with them again in the future!