Ascend Consumer Finance

Out of Business

Ascend Consumer Finance

in Personal Loans from Ascend Consumer Finance

Out of Business

Ascend Consumer Finance

in Personal Loans from Ascend Consumer Finance

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
5 users don't recommend
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You voted: May or may not recommend

Community Rating Strongly not recommended
Loan Amount $2,600 - $12,500
APR (Fixed APR) 27.49% - 35.99%
Loan Term (Months) 12 - 24
Number of Reviews 6


Where does Ascend Consumer Finance do business?

Ascend Consumer Finance is a direct lender based in San Francisco, CA. Founded in 2014, Ascend Consumer Finance offers access to personal loans in 8 states across the USA.

What rates and terms does Ascend Consumer Finance offer?

Ascend Consumer Finance has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Ascend Consumer Finance offer?

Ascend Consumer Finance offers a fixed APR personal loan product that ranges from 27.49% APR up to 35.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Ascend Consumer Finance?

Loan amounts start at $2,600 and go up to $12,500.

What can a personal loan from Ascend Consumer Finance be used for?

Personal loans from Ascend Consumer Finance are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Ascend Consumer Finance?

Ascend Consumer Finance offers personal loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Ascend Consumer Finance Rates & Terms
Loan Amount $2600 - $12500
Loan Term 12 - 24 months
APR 27.49% - 35.99%

What fees does Ascend Consumer Finance charge?

Does Ascend Consumer Finance charge an origination fee?

Ascend Consumer Finance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Ascend Consumer Finance charge a late fee?

Yes, Ascend Consumer Finance may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.

Does Ascend Consumer Finance charge prepayment fees?

No, Ascend Consumer Finance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Ascend Consumer Finance Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $18

What do you need to qualify for a loan with Ascend Consumer Finance?

Applicants with a credit score of at least 580 can apply for a loan via Ascend Consumer Finance . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Ascend Consumer Finance loan, applicants need a minimum annual income of $35,000 or higher. Ascend Consumer Finance only considers borrowers who are employed and meet the minimum income requirement.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Ascend Consumer Finance. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income
Ascend Consumer Finance Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 580 - 850

What is the estimated funding time for a personal loan via Ascend Consumer Finance?

Ascend Consumer Finance will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

Does Ascend Consumer Finance report loan payments to credit bureaus?

Ascend Consumer Finance may report credit data to the following credit reporting agencies:

  • Transunion
ASCEND CONSUMER FINANCE Disclosure: Loan approval is not guaranteed. Actual loan amount and APR are estimates and may vary based on final review of your credit, other factors, and supporting documents. Ascend loan amounts vary from $2,600 to $12,500 and APR varies from 27.49% - 35.99%.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


About Ascend Consumer Finance


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  Available in 8 states
  • Alabama
  • California
  • Georgia
  • Illinois
  • Missouri
  • Oregon
  • South Carolina
  • Utah



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