
Best Egg Personal Loans
in Personal Loans from Marlette Funding, LLC
Claimed Apply Now Get Personalized RatesBest Egg Personal Loans
in Personal Loans from Marlette Funding, LLC
Would you recommend Best Egg Personal Loans to your friends?
Community Rating | Strongly recommended |
APR (Fixed APR) | 5.99% - 29.99% |
Loan Amount | $2,000 - $50,000 |
Loan Term (Months) | 36 - 60 months |
Number of Reviews | 17 |
Best Egg Personal Loans Review
Best Egg Personal Loans is offered by Marlette Funding, LLC, a marketplace lending platform founded in 2014 and based in Wilmington, DE. Best Egg Personal Loans is available in 47 states across the USA.
- APRs starting at 5.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Best Egg Personal Loans are on the lower end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with Best Egg Personal Loans.
- Prequalified rate. You can check your prequalified rate at Marlette Funding, LLC with a soft pull that will not affect your credit score.
- Origination fees of up to 5.99%. This is average for lenders that charge origination fees. However, plenty of lenders don't charge them. Origination fees are deducted from the loan amount, so consider them when deciding how much you need to borrow.
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What rates and terms does Best Egg Personal Loans offer?
Best Egg Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Best Egg Personal Loans offer?
Best Egg Personal Loans offers a fixed APR personal loan product that ranges from 5.99% APR up to 29.99% APR.
How much can you borrow via Best Egg Personal Loans?
Loan amounts start at $2,000 and go up to $50,000
What is the maximum loan term you can get with Best Egg Personal Loans?
Best Egg Personal Loans offers personal loans with terms ranging from 36 to 60 months.
Loan Amount | $2000 - $50000 |
Loan Term | 36 - 60 months |
APR | 5.99% - 29.99% |
What fees does Best Egg Personal Loans charge?
Does Best Egg Personal Loans charge an origination fee?
Best Egg Personal Loans may charge a loan origination fee of 0.99% to 5.99% of the loan amount. Best Egg Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Best Egg Personal Loans charge a late fee?
Yes, Best Egg Personal Loans may charge borrowers a late payment fee of up to $15, which is triggered if you're 3 days late.
Does Best Egg Personal Loans charge prepayment fees?
No, Best Egg Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Origination Fee | 0.99% - 5.99% |
Prepayment Fee? | No |
Late Payment Fee | $15 |
What do you need to qualify for Best Egg Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Best Egg Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Best Egg Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Best Egg Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Best Egg Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Best Egg Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license
- Proof of citizenship or residence permit
Minimum Age | 18 |
Bank Account Required? | Yes |
Application Types Accepted |
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Credit Score | 600 - 850 |
What is the estimated funding time for a personal loan via Best Egg Personal Loans?
Best Egg Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
Does Best Egg Personal Loans report your account activity to credit bureaus?
Yes, Best Egg Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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1523 Concord Pike, Suite 302
Wilmington, DE 19803 - (855) 282-6353
- Visit Site
About Best Egg Personal Loans
Message From Marlette Funding, LLC
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
No Prepayment Fee | |
Late Fee Amount | $15 |
Late Fee Grace Period | 3 days |
Origination Fee (%) | 0.99% - 5.99% |
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