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Last Updated: 04/18/2025

Avío Credit Personal Loans

from Avío Credit

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly not recommended8 total votes

1 users recommend

2 users are unsure

5 users don't recommend

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Highlights

Community Rating

Mostly not recommended

APR (Fixed APR)

79% - 159%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$100 - $5,000

Loan Term (Months)

1 - 24

Number of Reviews

Avío Credit Personal Loans Review

Avío Credit Personal Loans is offered by Avío Credit, a direct lender founded in 2017 and based in Wichita, KS. Avío Credit are available in 11 states.

Key Takeaways

APRs starting at 79%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Avío Credit Personal Loans are on the higher end of the spectrum.
Fast access to funds. If approved, Avío Credit will send the money in as little as 24 hours.
No origination fee. Avío Credit Personal Loans does not charge a loan origination fee.
Short loan terms. Avío Credit Personal Loans have loan terms as short as 1 month.

Avío Credit Pros & Cons

Pros

Cons

No prepayment penalty.
No origination fees.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

APRs as high as 159%.
Does not offer pre-approval with soft credit pull.
Avío Credit Personal Loans does not report to credit bureaus.
No co-sign option available.

Avío Credit FAQ

What interest rates and personal loan terms does Avío Credit offer?

Avío Credit has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Avío Credit offer?

Avío Credit offers a fixed APR personal loan product that ranges from 79% APR up to 159% APR.

How much can you borrow via Avío Credit?

Personal loan amounts start at $100 and go up to $5,000

What is the maximum loan term you can get with Avío Credit?

Avío Credit offers loans with terms of up to 24 months.

Avío Credit Interest Rates & Loan Terms

Personal Loan Amount

$100 - $5000

Loan Term

1 - 24 months

APR

79% - 159%

What fees does Avío Credit charge?

Does Avío Credit charge an origination fee?

Avío Credit does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.

Does Avío Credit charge a late fee?

Avío Credit does not disclose whether it charges late payment fees.

Does Avío Credit charge prepayment fees?

No, Avío Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Avío Credit Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Avío Credit Personal Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Avío Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Avío Credit Personal Loans.

To qualify, applicants may need to provide the following documentation:

Applicants must have an active and valid personal checking account
Proof of income
Proof of identity

Avío Credit Eligibility Criteria

Minimum Age

Bank Account Required?

Yes

Application Types Accepted

Individual Applications

Credit Score

300 - 700

What is the estimated funding time for a personal loan via Avío Credit?

Avío Credit will typically fund loans within 1 to 3 business days of approval and clearing necessary verifications.

Does Avío Credit perform a hard credit pull?

Yes, Avío Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Avío Credit Personal Loans legit?

Avío Credit was founded in 2017, it is a well-established company that has been in business for 9 years. Avío Credit Personal Loans is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Visit Site

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SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -50, or 2 on a 5-point rating scale.

-50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Avío Credit Personal Loans Community Reviews

Would you recommend Avío Credit Personal Loans to your friends?

Christopher F.

Feb 24, 2020

May or may not recommend

This company preys on those that are going through a hard time. They give you predatory loans and set it up in a way that you can never get ahead. I took out a loan of $3500. Paid $400 a month for almost two years and still owed the full amount. So I decided to pay the whole amount off since almost every penny was going to interest. So ...Show More

Lyshone P.

Sep 20, 2019

May or may not recommend

Didn’t know first 7 payments go straight to interest I now owe almost $4000 off a $2600 loan loan was easy to get however at those rates I see why

Jeffrey W.

Sep 7, 2019

May or may not recommend

Like others here, the amount keeps going up, after 4 payments of approx. 139.26 each, I had only paid off 96.00, yet paid to them 566.00, the day the payment was made I was down the 96.00 but by next week, I was back up to 2460.00 for a payoff amount, why because they compound interest daily, it is impossible to ever get ahead unless making double payments, their ...Show More

Pamela M.

Aug 29, 2019

May or may not recommend

I was trying to call and make a payment on my account, the number that deposited the money into my account is not working. It makes me very afraid of this company.

Patricia T.

Aug 29, 2019

May or may not recommend

Never applied before so we will see what happens I need a big laob to pay all of these things off my shoulder

Jose R.

Jul 25, 2019

May or may not recommend

No matter amount of payments I have made my amount owed keeps going up

Diana C.

Jul 3, 2019

May or may not recommend

i was so excited to finally get a loan since my vredit is only in 500's as im going through a divorce BUT i have now made 3 payments and somehow my "amount due" has not changed??!!! if anything its going up! i started off owing 1000, ive made 3 payments of 130 and my balance went from 880 to 950 ina week....so tell me how i owe 950 when ...Show More

Anonymous

Jun 26, 2019

May or may not recommend

I have not received a loan as yet. I am in the process of applying for one, but I am having a difficult time.

Showing 8 of 8 reviews