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  Avío Credit Personal Loans

Avío Credit Personal Loans

in Personal Loans from Avío Credit

Unaffiliated

Avío Credit Personal Loans

Unaffiliated

in Personal Loans from Avío Credit

SuperMoney Net Recommendation Score -43% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
2 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $5,000
APR  (Fixed APR) 79% - 159%
Loan Term 1 - 24 months
Number of Reviews 7

Avío Credit Personal Loans Review

Avío Credit Personal Loans is offered by Avío Credit, a direct lender founded in 2017 and based in Wichita, KS. Avío Credit Personal Loans is available in 11 states across the USA.

What rates and terms does Avío Credit Personal Loans offer?

Avío Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Avío Credit Personal Loans offer?

Avío Credit Personal Loans offers a fixed APR personal loan product that ranges from 79% APR up to 159% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Avío Credit Personal Loans?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Avío Credit Personal Loans be used for?

Personal loans from Avío Credit Personal Loans are typically used for special purchases, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Avío Credit Personal Loans?

Avío Credit Personal Loans offers personal loans with terms ranging from 1 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Avío Credit Personal Loans Rates & Terms
Loan Amount $100 - $5000
Loan Term 1 - 24 months
APR 79% - 159%

What fees does Avío Credit Personal Loans charge?

Does Avío Credit Personal Loans charge an origination fee?

Avío Credit Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Avío Credit Personal Loans charge a late fee?

Yes, Avío Credit Personal Loans may charge borrowers a late payment fee

Does Avío Credit Personal Loans charge prepayment fees?

No, Avío Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Avío Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Avío Credit Personal Loans?

Applicants with a credit score of at least 300 and up to 700 are eligible for Avío Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Avío Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Avío Credit Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Avío Credit Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Avío Credit Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Proof of identity
Avío Credit Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 700

    What is the estimated funding time for a personal loan via Avío Credit Personal Loans?

    Avío Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

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    Contact

    • Headquarters
    •   Wichita, KS 67278 USA
    •   Visit Site

    About Avío Credit Personal Loans

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 11 states
    • Alabama
    • California
    • Idaho
    • Kansas
    • Missouri
    • North Dakota
    • Rhode Island
    • South Carolina
    • Texas
    • Utah
    • Wisconsin

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Checking Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Proof of Identity
    • Proof of Income
    • Social Security Number
    Loan Amount $100 - $5K
    APR (Fixed APR) 79% - 159%
    Loan Term 1 - 24 months

    Avío Credit Personal Loans Community Reviews

     

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