Last Updated: 04/18/2025
SuperMoney User Recommendation Score -50
Mostly not recommended8 total votes
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Highlights
Community Rating
Mostly not recommended
APR (Fixed APR)
79% - 159%(Verified 06/21/2024)
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Amount Range
$100 - $5,000
Loan Term (Months)
1 - 24
Number of Reviews
Avío Credit Personal Loans Review
Avío Credit Personal Loans is offered by Avío Credit, a direct lender founded in 2017 and based in Wichita, KS. Avío Credit are available in 11 states.
Key Takeaways
- APRs starting at 79%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Avío Credit Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. Avío Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Avío Credit Personal Loans have loan terms as short as 1 month.
Avío Credit Pros & Cons
| Pros | Cons |
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Avío Credit FAQ
What interest rates and personal loan terms does Avío Credit offer?
Avío Credit has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Avío Credit offer?
Avío Credit offers a fixed APR personal loan product that ranges from 79% APR up to 159% APR.
How much can you borrow via Avío Credit?
Personal loan amounts start at $100 and go up to $5,000
What is the maximum loan term you can get with Avío Credit?
Avío Credit offers loans with terms of up to 24 months.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | 1 - 24 months |
| APR | 79% - 159% |
What fees does Avío Credit charge?
Does Avío Credit charge an origination fee?
Avío Credit does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Avío Credit charge a late fee?
Avío Credit does not disclose whether it charges late payment fees.
Does Avío Credit charge prepayment fees?
No, Avío Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Avío Credit Personal Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher. Avío Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Avío Credit Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Avío Credit?
Avío Credit will typically fund loans within 1 to 3 business days of approval and clearing necessary verifications.
Does Avío Credit perform a hard credit pull?
Yes, Avío Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Avío Credit Personal Loans legit?
Avío Credit was founded in 2017, it is a well-established company that has been in business for 9 years. Avío Credit Personal Loans is mostly not recommended by SuperMoney community users.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.