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  Bridge City Bank Personal Loan

Bridge City Bank Personal Loan

in Personal Loans from Bridge City Bank

Unaffiliated

Bridge City Bank Personal Loan

Unaffiliated

in Personal Loans from Bridge City Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
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0 users don't recommend
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Highlights
Community Rating

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APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

Bridge City Bank Personal Loan Review

Bridge City Bank Personal Loan is offered by Bridge City Bank, a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank Personal Loan is available in 1 state across the USA.

Key Takeaways
    .
  • Hard credit pull required. You can't check your rates or see if you prequalify for Bridge City Bank Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Bridge City Bank Personal Loan early.
Bridge City Bank Personal Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
Bridge City Bank Personal Loan FAQ

What rates and terms does Bridge City Bank Personal Loan offer?

Bridge City Bank Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Bridge City Bank Personal Loan offer?

Bridge City Bank Personal Loan offers a fixed APR personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Bridge City Bank Personal Loan Rates & Terms
Loan Amount N/A
Loan Term N/A
APR N/A

What fees does Bridge City Bank Personal Loan charge?

Does Bridge City Bank Personal Loan charge an origination fee?

Bridge City Bank Personal Loan may charge a loan origination fee.

Does Bridge City Bank Personal Loan charge a late fee?

Yes, Bridge City Bank Personal Loan may charge borrowers a late payment fee.

Does Bridge City Bank Personal Loan charge prepayment fees?

Yes, Bridge City Bank Personal Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Bridge City Bank Personal Loan Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Bridge City Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for Bridge City Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bridge City Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Bridge City Bank Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bridge City Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Bridge City Bank Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity
Bridge City Bank Personal Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score 600 - 850 FICO

Does Bridge City Bank Personal Loan report your account activity to credit bureaus?

Yes, Bridge City Bank Personal Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments

Bridge City Bank Personal Loan Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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