Bridge City Bank Personal Loan Review

Bridge City Bank Personal Loan is offered by Bridge City Bank, a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank Personal Loan is available in 1 state across the USA.

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• Hard credit pull required. You can't check your rates or see if you prequalify for Bridge City Bank Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Bridge City Bank Personal Loan early.

Pros	Cons
Considers applicants with fair credit.	Charges an origination fee. Do not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee.

What rates and terms does Bridge City Bank Personal Loan offer?

Bridge City Bank Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Bridge City Bank Personal Loan charge?

What do you need to qualify for Bridge City Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for Bridge City Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bridge City Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Bridge City Bank Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bridge City Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Bridge City Bank Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Bridge City Bank Personal Loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Credit Score	600 - 850 FICO

Does Bridge City Bank Personal Loan report your account activity to credit bureaus?

Yes, Bridge City Bank Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.